VestorCorp Financial

Direct Private Lender for Texas Real Estate Investors

Bridge | Rehab | Land Development | Ground-Up Construction

We offer creative financing to service all your needs including single family and large-scale commercial purchases up to $20MM. Fast, Friendly, and Funded! VestorCorp makes the lending process as EASY as 1..2..3..

Property Geographic Area Details

Texas only

Loan Amounts

$200,000 to $20,000,000

Interest Rates

9% to 12%

Loan Terms

6 months to 60 months

Origination Fees

1% to 4%

Lien Position

1st

Collateral Types

Residential Property
Commercial Property
Commercial Property Ground Lease

Loan Purpose

Investment Acquisition
Improve Subject Property
Use Equity to Invest in Another Property
Invest in a Business
Value Add Project
Development Project

Property Occupancy

Vacant
Tenant Occupied 100%
Owner Occupied Commercial

Maximum Leverage

Purchase Short-Term (no Value-Add)

Max LTP Residential: 65%

Max LTP Multifamily: 65%

Max LTP Commercial: 65%

Refinance Short-Term (no Cash Out)

Max LTV 1st Lien Residential: 65%

Max LTV 1st Lien Multifamily: 65%

Max LTV 1st Lien Commercial: 65%

Residential Fix & Flip

Max LTP: 80%

Max LTC: 80%

Max LTARV: 65%

Multifamily Value-Add

Max LTP: 80%

Max LTC: 80%

Max LTARV: 65%

Commercial Value-Add

Max LTP: 80%

Max LTC: 80%

Max LTARV: 65%

Residential Construction

Max LTP Land: 80%

Max LTC: 80%

Max LTCV: 65%

Multifamily Construction

Max LTP Land: 80%

Max LTC: 79%

Max LTCV: 64%

Commercial Construction

Max LTP Land: 80%

Max LTC: 80%

Max LTCV: 65%

Property Types

2-4 Units Residential
Commercial Condominium
Commercial Land
Industrial
Mixed-Use
Office
Portfolio of Commercial Properties
Portfolio of Residential Properties
Residential Land
Retail
Single Family Residence

Loan Types

Private Money
Hard Money
Residential Bridge
Residential Fix and Flip
Residential Rehab and Rent
Residential Ground-Up Construction
Commercial Bridge
Commercial Property Value Add
Commercial Ground-Up Construction

Specialty Loan Types

Land Development

Land Types Considered

Residential Land
Multifamily Land
Industrial Land
Office Land
Retail Land

Will Consider Land That is NOT Entitled

Existing Land Improvements Required

Street Access
Electricity
Gas
Water
Communication

Max LTV for Land

65%

Max LTC for Land Acquisition

75%

Max Loan-to-Purchase Price

80%

Borrower Must Have Property Under Contract

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

Allowed Source of Borrower’s Equity

Own Cash
Partner
Equity in Subject Property
Equity in Another Investment Property
Equity in Primary Residence
Gap Lender
Crowdfunding
Family

Experience Required

Minimum Number of Value-Add Projects Completed by Borrower

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

85%

Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw

Maximum After Repair Value

75%

Development Experience Required

Minimum Number of Ground-Up Construction Projects Completed by Borrower

Max LTC for Ground-Up Construction Costs

80%

Interest Charged for Construction Costs

Entire Amount of Total Project Costs

Will Lend on Partially Completed Construction Projects

yes

Processing Fee

$150

Appraisal Fee

From $300-$500. It depends on the Appraiser you choose

Renovation Construction Draw Fee

$$125 per draw

Minimum Origination Fee Amount

$200

Fees which are mandatory for all new borrower clients

Processing Fee
Appraisal Fee
Title Fee
Renovation or Construction Funds Draw Fee

Fees which are paid to a third party company

Appraisal Fee
Title Fee

Details and Requirements

Typical Closing Time (Days)

Fastest Closing Time (Days)

Payment Structure

Interest Only

Pre Payment Penalty

Will lend to a foreign national

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

Borrower Entity Types Considered

LLC
Limited Partnership
Corporation
Non-Profit Corporation

Documentation Required

Loan Application

Personal Guaranty (Recourse) Required

Never

Credit Check Required

yes

Minimum Credit Score Required

600

Credit Check Description

Credit score is a very small part of the equation. The property itself and the project weigh more heavily in our decision

Appraisal Required for Residential Property

Always

Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Broker Price Opinion (BPO) Accepted for Commercial Property

Contact VestorCorp Financial

VestorCorp Financial pays us to be listed, so there is no fee to connect with them directly.

945-600-XXXX

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Private Lender for Texas Residential and Commercial Projects

VestorCorp Financial is a Private Lending Institution serving investors all across Texas. By combining our decades of construction background and expertise with our high level of customer service and market analysis we are here to partner with you on your next real estate venture. Whether you are new to investments or you are the most seasoned pro we have you covered from start to finish.

Please note: We do not offer loans for owner-occupied homes.

Company Size (Number of Employees)

Year Established

2015

Office Locations

VestorCorp Financial
8330 Lyndon B. Johnson Fwy, Dallas, Texas 75243

Primary Capital Source

Own Funds

Alternative Capital Sources

Bank Credit Line

Loan Structure for Majority of Loans

Own Balance Sheet

Percentage of Loans Secured by Commercial Property

40%

Percentage of Loans Secured by Residential Property

60%

Total Number of Loans Funded to Date

300

Total Loan Volume Funded to Date

$30,000,000

Our Team

Tommy DeWitt

Owner

Jeff Boyd

General Manager

Jeff Boyd

comptroller

Hans Beck

Due Diligence

Contact VestorCorp Financial

VestorCorp Financial pays us to be listed, so there is no fee to connect with them directly.

945-600-XXXX

Click to show phone number

Send email Create a Loan Request

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

Contact This Lender

Click to show phone number

945-600-XXXX

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