Direct Private Lender for Texas Real Estate Investors

Bridge | Rehab | Land Development | Ground-Up Construction

We offer creative financing to service all your needs including single family and large-scale commercial purchases up to $20MM. Fast, Friendly, and Funded! VestorCorp makes the lending process as EASY as 1..2..3..

Property Geographic Area Details
Texas only
Loan Amounts
$200,000 to $20,000,000
Interest Rates
9% to 12%
Loan Terms
6 months to 60 months
Origination Fees
1% to 4%
Lien Position
1st
Collateral Types
  • Residential Property
  • Commercial Property
  • Commercial Property Ground Lease
Loan Purpose
  • Investment Acquisition
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Owner Occupied Commercial

Property Types

  • 2-4 Units Residential
  • Commercial Condominium
  • Commercial Land
  • Industrial
  • Mixed-Use
  • Office
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • Residential Land
  • Retail
  • Single Family Residence

Loan Types

  • Private Money
  • Hard Money
  • Commercial Bridge
  • Residential Bridge
  • Commercial Property Value Add
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Commercial Ground-Up Construction
  • Residential Ground-Up Construction

Specialty Loan Types

  • Land Development

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land

Will Consider Land That is NOT Entitled

no

Existing Land Improvements Required

  • Street Access
  • Electricity
  • Gas
  • Water
  • Communication

Max LTV for Land

65%

Max LTC for Land Acquisition

75%

Max Loan-to-Purchase Price

80%

Borrower Must Have Property Under Contract

no

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

no

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property
  • Equity in Primary Residence
  • Gap Lender
  • Crowdfunding
  • Family

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

0

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

85%

Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw

5

Maximum After Repair Value

75.00%

Development Experience Required

no

Minimum Number of Ground-Up Construction Projects Completed by Borrower

0

Max LTC for Ground-Up Construction Costs

80%

Interest Charged for Construction Costs

Entire Amount of Total Project Costs

Will Lend on Partially Completed Construction Projects

yes

Processing Fee

$150

Appraisal Fee

From $300-$500. It depends on the Appraiser you choose

Renovation Construction Draw Fee

$125 per draw

Minimum Origination Fee Amount

$200

Fees which are mandatory for all new borrower clients

  • Processing Fee
  • Appraisal Fee
  • Title Fee
  • Renovation or Construction Funds Draw Fee

Fees which are paid to a third party company

  • Appraisal Fee
  • Title Fee

Details and Requirements

Typical Closing Time (Days)

14

Fastest Closing Time (Days)

7

Payment Structure
  • Interest Only
Pre Payment Penalty

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • LLC
  • Limited Partnership
  • Corporation
  • Non-Profit Corporation
Documentation Required
  • Loan Application
Personal Guaranty (Recourse) Required
Never
Credit Check Required

yes

Minimum Credit Score Required

600

Credit Check Description

Credit score is a very small part of the equation. The property itself and the project weigh more heavily in our decision

Appraisal Required for Residential Property

Always

Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Broker Price Opinion (BPO) Accepted for Commercial Property

Get In Touch

VestorCorp Financial pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration

Private Lender for Texas Residential and Commercial Projects

VestorCorp Financial is a Private Lending Institution serving investors all across Texas. By combining our decades of construction background and expertise with our high level of customer service and market analysis we are here to partner with you on your next real estate venture. Whether you are new to investments or you are the most seasoned pro we have you covered from start to finish.

Please note: We do not offer loans for owner-occupied homes.

Company Size (Number of Employees)

21

Year Established

2015

Office Locations

VestorCorp Financial
8330 Lyndon B. Johnson Fwy, Dallas, Texas 75243

Primary Capital Source
  • Own Funds
Alternative Capital Sources
  • Bank Credit Line
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Commercial Property

40%

Percentage of Loans Secured by Residential Property

60%

Total Number of Loans Funded to Date

300

Total Loan Volume Funded to Date

$30,000,000

Our Team

Tommy DeWitt

Owner

Jeff Boyd

General Manager

Clifton Baker

Controller

Hans Beck

Due Diligence

William Harbert

Sales Director

Get In Touch

VestorCorp Financial pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration
Before You Contact Us

Our Minimum Loan Amount Is

$200,000

What We Do

  • Commercial & Residential Property
  • Non-Recourse Bridge Loans
  • Land & Construction Projects
  • Loan Terms up to 5 Years

Not Available

  • NO 100% Financing
  • NO Owner-Occupied Homes
  • NO Properties Outside of Texas

Create a Loan Request

Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.

Contact This Lender

Contact VestorCorp Financial by whichever method you choose.

If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.

Send an email to VestorCorp Financial