Direct Lender for Real Estate Investors

Yieldi has a loan program that is right for you. We are ready to help you get your loans closed in as little as 5 days. With significant capital and our superior customer service, Yieldi has programs tailored to both commercial and residential loans. Brokers Welcome always!

With our extensive real estate development background, we can fund loans of any type ranging from fix & flip, construction projects with draws, buy & hold for rentals, bridge and even transactional loans.

Please note: we do not offer loans for owner-occupied homes.

Property Geographic Area Details
We specialize in the Southeast but are capable of funding nationwide, except CA, ND, SD, NY, VT.
Loan Amounts
$50,000 to $5,000,000
Interest Rates
10% to 14%
Loan Terms
6 months to 24 months
Origination Fees
1% to 4%
Lien Position
1st, 2nd
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial
  • Owner Occupied Commercial

Property Types

  • 2-4 Units Residential
  • Adult Day Care
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Bed and Breakfast
  • Cannabis Dispensary
  • Cannabis Grow Facility
  • Car Wash
  • Child Day Care
  • Cinema
  • Club
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Condominium
  • Gas Station
  • Gym
  • Healthcare
  • Hospital
  • Hostel
  • Hotel
  • Industrial
  • Marina
  • Mixed-Use
  • Motel
  • Multifamily
  • Night Club
  • Office
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • Recreational
  • Rehabilitation Facility
  • Residential Land
  • Retail
  • School
  • Senior Housing
  • Single Family Residence
  • Sports Facility
  • Storage Facility
  • Student Housing
  • Winery

Loan Types

  • Private Money
  • Hard Money
  • Commercial Bridge
  • Residential Bridge
  • Commercial Property Value Add
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Ground-Up Construction
  • Mezzanine
  • Preferred Equity

Specialty Loan Types

  • 2nd Mortgage Equity Cash Out
  • Cannabis Use Properties
  • Commercial Permanent Financing
  • Condo Conversion
  • Discounted Note Payoff
  • Earnest Money Deposit
  • Land Development
  • Note Purchase
  • Partner Buyout
  • Primary Residence Bridge
  • Primary Residence Business Purpose Cash Out
  • Residential Long-Term Rental
  • Subdivisions
  • Transactional Funding

Junior Lien Loan Amounts

$150,000 to $3,000,000

Junior Lien Interest Rates

12% to 16%

Junior Lien Loan-to-Value

70%

Junior Lien Loan-to-Cost

70%

Junior Lien Origination Fees

2% to 4%

We Fund Junior Position Loans

Often

Junior Lien Types

  • Purchase
  • Refinance
  • Equity Cash Out
  • Mezzanine
While Yieldi focuses the majority of our loans on 1st mortgage, we will take a junior position in the right deal and also happy to cross-collateralize senior position with a junior position on a second property if the LTV requirements are not met.

Description

We will fund land at a maximum of 50% LTV. We will also fund the construction in draws

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land
  • Cannabis Use Land

Will Consider Land That is NOT Entitled

no

Max LTV for Land

50%

Max LTC for Land Acquisition

50%

Junior Lien Types

  • Purchase
  • Refinance
  • Equity Cash Out
  • Mezzanine
While Yieldi focuses the majority of our loans on 1st mortgage, we will take a junior position in the right deal and also happy to cross-collateralize senior position with a junior position on a second property if the LTV requirements are not met.
Yieldi will fund purchase loans within 5 days. Our Buy & Hold loan program is perfect for properties to be held as rentals or for longer terms. Yieldi provides hard money loans to investors looking to hold a property for an unknown amount of time. The Buy and Hold Program is great for investors who are purchasing or refinancing properties to be held as rentals.

Max Loan-to-Purchase Price

70%

Borrower Must Have Property Under Contract

no

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Family
We provide hard money fix and flip loans for investors purchasing residential properties. The Fix and Flip Program is great for Investors who are purchasing, rehabbing, and then selling properties. Rates starting at 12% and funding available within 5 days.

Experience Required

yes

Minimum Number of Value-Add Projects Completed by Borrower

5

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

70%

Interest Charged for Renovation Costs

Only on Funds Drawn

Typical Number of Days for Funds Draw

0

Maximum After Repair Value

60.00%
Yieldi can quickly and simply fund any stage of your construction project. We provide new construction loans for residential or commercial properties. Hard money loans are great for investors or builders who are purchasing a lot or tearing down an existing home for new construction.

Development Experience Required

no

Minimum Number of Ground-Up Construction Projects Completed by Borrower

0

Max LTC for Ground-Up Construction Costs

0%

Will Lend on Partially Completed Construction Projects

no

Deposit Required

Deposit taken is credited toward closing costs at closing.

Minimum Origination Fee Amount

$1,000

Fees which are mandatory for all new borrower clients

  • Deposit

Details and Requirements

Typical Closing Time (Days)

14

Fastest Closing Time (Days)

5

Payment Structure
  • Interest Only
Pre Payment Penalty

yes

Typically speaking for non fix&flip loans, it will be 6 months
Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
Personal Guaranty (Recourse) Required
Always
Credit Check Required

no

Appraisal Required for Residential Property

Sometimes

Appraisal Required for Commercial Property

Sometimes

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

Yieldi Testimonials

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Borrowers now have a funding option that is smooth, transparent and cuts out all of the unknowns. We have also provided an online platform for accredited investors who can now benefit from real estate’s unique potential for generating consistent cash flow. This is a level of real estate investing that was previously reserved for only the wealthiest investors and institutions. Through our boots on the ground market knowledge, decades of real estate fund management, and an in-house construction team, we provide the ultimate competitive advantage in our ability to dissect these real estate assets.

Company Size (Number of Employees)

10

Year Established

2018

Associations

  • American Association of Private Lenders

Office Locations

6000 Lake Forrest Drive, Suite 100, Atlanta, Georgia 30328

Primary Capital Source
  • Own Funds
  • Individual Investors
  • Family Offices
Alternative Capital Sources
  • Own Funds
  • Individual Investors
  • Family Offices
  • Single Capital Partner
  • Other Private Lending Companies
  • Friends & Family
Loan Structure for Majority of Loans
  • Own Balance Sheet
  • Multiple Investor Fractionalized Note
Percentage of Loans Secured by Commercial Property

30%

Total Number of Loans Funded to Date

200

Total Loan Volume Funded to Date

$50,000,000

Our Team

Joe Ashkouti

Manager

Josh Lloyd

Manager

Get In Touch

Yieldi pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration
Before You Contact Us

Our Minimum Loan Amount Is

$50,000

What We Do

  • CRE & Resi Investment Properties
  • Bridge, Rehab, Construction
  • Cannabis Use Properties

Not Available

  • NO 100% Financing
  • NO Owner-Occupied Homes
  • NO Agricultural Properties

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