Madison Bridge Lenders for Residential Properties

Are you seeking a bridge loan secured by residential property in Madison, AL? On this page you'll find a list of select bridge lenders for investment properties with 1 to 4 units. To get a 1st lien bridge loan, you must have at least 30% equity. Due to federal laws and regulations, bridge loans are not offered for a homestead (owner-occupied primary residence) or 2nd home. Change the loan type to 'Residential Owner-Occupied' to find some alternative lending options.
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Center Street Lending

Smarter Loans for Residential Investors

$150,000 - $40,000,000
6 to 24 months
9.00% - 12.50%
0.50% - 2.00%
Gelt Financial, LLC

Creative Private Financing for Commercial Real Estate since 1989

$50,000 - $3,000,000
12 to 60 months
1.00% - 3.00%
i Fund Cities

Direct Lender for Builders and Rehabbers

$75,000 - $15,000,000
6 to 360 months
9.50% - 12.00%
1.00% - 3.00%
American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
Conventus

We Fund Fast While Providing Excellent Service and Competitive Pricing

$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%
Certain Lending

The Mortgage Company Built for Real Estate Investors

$100,000 - $4,000,000
6 to 360 months
5.75% - 11.75%
0 - 3.00%
Accolend

No Points, 0% Origination Fee | Residential, Multifamily, Mixed-Use

$115,000 - $8,000,000
6 to 24 months
10.00% - 11.00%
Unitas Funding LLC

Direct Lending for Residential Property Investors - Bridge, Rehab, Construction

$100,000 - $3,500,000
6 to 24 months
7.99% - 12.00%
1.00% - 3.00%
Kiavi

Servicing 18,000+ Real Estate Investors Across the Country

$100,000 - $3,000,000
12 to 360 months
6.62% - 12.45%
Groundfloor Lending

Fast Funding with Deferred Interest Payments

$75,000 - $2,500,000
6 to 24 months
9.00% - 15.00%
2.00% - 4.00%
LendingOne

Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide

$70,000 - $50,000,000
9 to 360 months
0.75% - 1.99%
Yieldi

Direct, Reliable Lender for Investment Properties

$500,000 - $25,000,000
6 to 24 months
10.00% - 14.00%
1.00% - 4.00%
Northern Star Mortgage Fund

Creative private lending for all types of investment properties

$100,000 - $15,000,000
6 to 180 months
9.00% - 15.00%
2.00% - 5.00%
RBI Private Lending

Direct lender for Bridge Loans, Fix and Flip and Construction. Foreign nationals and new investors welcome.

$75,000 - $5,000,000
3 to 24 months
9.00% - 12.00%
1.00% - 2.00%
Residential Capital Partners

100% Financing for Residential Rehab Projects (NO Money Down)

$75,000 - $1,250,000
1 to 9 months
10.00% - 11.90%
2.00% - 3.00%

Top 20 Alabama Bridge Loan Lenders

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According to Forecasaâ„¢, here are the Top Bridge Lenders ranked by the number of bridge loans* originated in Alabama from October 2025 to December 2025.

  1. Constructive Loans funded 108 loans
  2. Kiavi funded 89 loans
  3. ROC Capital funded 36 loans
  4. Mobile Capital Company LLC funded 32 loans
  5. Longhorn Investments funded 30 loans
  6. American Heritage Lending LLC funded 25 loans
  7. JL Lane Lending LLC funded 24 loans
  8. Rei Funding Partners LLC funded 23 loans
  9. RCN Capital LLC funded 22 loans
  10. Ninety8 Capital LLC funded 22 loans
  11. Catalpa House Fund 1 LP funded 22 loans
  12. Robertson Banking Company funded 22 loans
  13. LendingOne funded 22 loans
  14. Dominion Financial Services LLC funded 22 loans
  15. Cv3 Financial Services LLC funded 22 loans
  16. Windstone Private Lending LLC funded 22 loans
  17. Crebrid (Wildcat Lending) funded 22 loans
  18. Corevest American Finance LLC funded 22 loans
  19. Crestcore Realty funded 22 loans
  20. Defy Mortgage LLC funded 22 loans

* The number of loans funded are approximate and includes long-term rental loans.

Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform..

Alabama Bridge Loan Interest Rates

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According to the loan documents software company, Lightning Docs, the average interest rate for Alabama bridge loans in the 1st quarter of 2026 was 10.20%. The average loan amount was $205,598. These stats are the average of 56 short-term loans (including rehab and ground-up construction loans) funded for properties in Alabama between January 1, 2026 and March 31, 2026 by multiple bridge lenders that use Lightning Docs as their preferred software provider to prepare loan documents.

 

analytics logics logo

According to private lending data provider, Analytics Logics, the average interest rate for bridge loans secured by residential investment properties in Alabama in the 3rd quarter of 2025 was 11.54%. Lenders charged an average of 2.6% points (origination fee). The average LTV (loan-to-value) for bridge loans in Alabama was 61%, and the average loan amount was $187,200. These stats are the average of all the loans which were funded between July 1, 2025 and September 30, 2025 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.

Top Alabama Investors Using Bridge Loans

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According to Forecasaâ„¢, here are the some of the most active real estate investors in Alabama that use bridge lenders, ranked by the number of mortgage transactions* from January 2025 to August 2025.

  1. North Alabama House Buyer LLC
  2. Country Land Buyers
  3. Harris Land And Timber Company LLC
  4. FAMILY SNOWBALL LLC
  5. Yellow Hammer Flips LLC
  6. Mlm Bros 2020 LLC
  7. Lg7 Real Estate LLC
  8. Sparrow Investments LLC
  9. Elan Homes & Communities INC
  10. Gdm Properties LLC
  11. Hitchens Holdings LLC
  12. REVIVE REAL ESTATE LLC
  13. GREGORY HOLDINGS LLC
  14. YELLOW HAMMER RENTALS LLC
  15. PROPERTY LIAISON SERVICES LLC
  16. Seg LLC
  17. JRP PROPERTIES LLC
  18. Pena Grace LLC
  19. Prodigy Properties LLC
  20. Renaissance Properties 2025 LLC

Here are some of the lenders on our platform that have funded loans for the top residential real estate investors in Alabama recently:

Kiavi | RCN Capital LLC | Capital Fund I LLC | American Heritage Lending LLC | Rain City Capital LLC | Temple View Capital

* Many of these real estate investors also use banks and traditional financing, but Forecasa data shows that they have recently used a hard money lender for their property investments.

Forecasaâ„¢ empowers real estate professionals with data-driven insights to wholesalers looking for cash buyers, real estate investors tracking their competition, or lenders seeking new clients. With access to property acquisition data, investor profiles, and transaction patterns, you can quickly identify active buyers, match deals to the right investors, and move properties faster. Whether you buy a few credits for targeted lookups or subscribe for full market access, Forecasa helps you stay ahead of the competition and build relationships with the most active players in your area.

Alabama Bridge Loan Volume

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According to SFR Analytics, here is the approximate quarterly volume of bridge loans secured by investment real estate in Alabama which were funded by private lending companies from January 2025 to December 2025.

  • Approximately $79,677,287 of bridge loans were funded in the 4th quarter of 2025 for 341 borrowers.
  • Approximately $92,379,788 of bridge loans were funded in the 3rd quarter of 2025 for 369 borrowers.
  • Approximately $92,459,803 of bridge loans were funded in the 2nd quarter of 2025 for 356 borrowers.
  • Approximately $167,695,590 of bridge loans were funded in the 1st quarter of 2025 for 289 borrowers.

Below are the approximate bridge loan volume amounts for Alabama’s metropolitan areas:

Birmingham, AL

  • 2025 Q4: $35,514,949 for 150 borrowers
  • 2025 Q3: $36,364,379 for 150 borrowers
  • 2025 Q2: $39,307,905 for 143 borrowers
  • 2025 Q1: $27,104,656 for 117 borrowers

Huntsville, AL

  • 2025 Q4: $10,154,627 for 36 borrowers
  • 2025 Q3: $18,371,929 for 47 borrowers
  • 2025 Q2: $11,635,001 for 30 borrowers
  • 2025 Q1: $79,315,407 for 20 borrowers

Mobile, AL

  • 2025 Q4: $8,927,064 for 57 borrowers
  • 2025 Q3: $10,816,697 for 66 borrowers
  • 2025 Q2: $10,544,601 for 79 borrowers
  • 2025 Q1: $14,475,833 for 59 borrowers

Montgomery, AL

  • 2025 Q4: $13,427,383 for 54 borrowers
  • 2025 Q3: $13,560,912 for 56 borrowers
  • 2025 Q2: $17,100,895 for 67 borrowers
  • 2025 Q1: $10,748,566 for 48 borrowers

 

SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market..

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