Alabama Fix and Flip Lenders
Are you flipping residential properties in Alabama? On this page you'll find a list of fix and flip lenders for residential properties with 1-4 units. The maximum loan-to-after repair value (LTARV) for most lenders is 70%, and a few go up to 75%. You typically need some cash reserves. Most lenders require a down payment and a decent credit score, but there are some exceptions.Searching...
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RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
i Fund Cities
Direct Lender for Builders and Rehabbers
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Center Street Lending
Smarter Loans for Residential Investors
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Groundfloor Lending
Fast Funding with Deferred Interest Payments
Northern Star Mortgage Fund
Creative private lending for all types of investment properties
Certain Lending
The Mortgage Company Built for Real Estate Investors
RBI Private Lending
Direct lender for Bridge Loans, Fix and Flip and Construction. Foreign nationals and new investors welcome.
Unitas Funding LLC
Direct Lending for Residential Property Investors - Bridge, Rehab, Construction
Coastal Equity Group
We are a one stop shop for direct lending in the Southeast. We focus on strong relationships and provide personaliz
Accolend
No Points, 0% Origination Fee | Residential, Multifamily, Mixed-Use
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Top Alabama Real Estate Investors
According to Forecasa™, here are the some of the most active real estate investors in Alabama that use fix & flip lenders, ranked by the number of mortgage transactions* from January 2025 to August 2025.
- North Alabama House Buyer LLC
- Country Land Buyers
- Harris Land And Timber Company LLC
- FAMILY SNOWBALL LLC
- Yellow Hammer Flips LLC
- Mlm Bros 2020 LLC
- Lg7 Real Estate LLC
- Sparrow Investments LLC
- Elan Homes & Communities INC
- Gdm Properties LLC
- Hitchens Holdings LLC
- REVIVE REAL ESTATE LLC
- GREGORY HOLDINGS LLC
- YELLOW HAMMER RENTALS LLC
- PROPERTY LIAISON SERVICES LLC
- Seg LLC
- JRP PROPERTIES LLC
- Pena Grace LLC
- Prodigy Properties LLC
- Renaissance Properties 2025 LLC
Here are some of the lenders on our platform that have funded loans for the top residential real estate investors in Alabama recently:
Kiavi | RCN Capital LLC | Capital Fund I LLC | American Heritage Lending LLC | Rain City Capital LLC | Temple View Capital* Many of these real estate investors also use banks and traditional financing, but Forecasa data shows that they have recently used a hard money lender for their property investments.
Forecasa™ empowers real estate professionals with data-driven insights to wholesalers looking for cash buyers, real estate investors tracking their competition, or lenders seeking new clients. With access to property acquisition data, investor profiles, and transaction patterns, you can quickly identify active buyers, match deals to the right investors, and move properties faster. Whether you buy a few credits for targeted lookups or subscribe for full market access, Forecasa helps you stay ahead of the competition and build relationships with the most active players in your area.
Funded Fix & Flip Loans in Alabama
RCN Capital, a national direct private lender, funded a $176,200 1st lien position fix and flip loan for a detached single-family home in Huntsville, AL. We funded 72% of the $160,000 purchase price and 100% of the $40,200 renovation budget, while the Borrower contributed 28% cash to the purchase at closing. The property was appraised for $190,000 as-is, and the $275,000 after-repair value projects a strong return on investment of 34.15%. It was in excellent condition and is approximately 2,545 square feet. The Borrower is an experienced real estate investor with 5+ verified rehab deals successfully completed, and they have good credit. The plan is to sell the property upon completion of the rehab. The interest rate was 10.24% and we charged 1.75% origination points. The loan term was set at 12 months. This SFR fix and flip loan was funded in July 2024.
Fix & Flip Loan for Single-Family Residence in Mountain Brook, Alabama
$487,500
RCN Capital, a national direct private lender, funded a $487,500 fix and flip loan for a single-family residence in Mountain Brook, AL. The Borrower is an experienced investor (5+ verified projects) who was under contract to acquire the subject property for $345,000 with intentions of spending $234,740 on rehab before listing it for resale. We funded 65% of the purchase and 100% of the renovation in 1st lien position. The Borrower contributed 35% cash to the purchase price at closing. The subject property was appraised for $480,000 As-Is and After Repair Value of $750,000 which evidenced an ROI of 27.10%. The initial advance was 84.13% LTC and 60.47% of LTV. The total loan amount was 70% of ARV. The property was being sold for almost $150,000 below the current value. The Borrower also intends to turn the garage into an Accessory Dwelling Unit (ADU). The Sponsor had good credit with a mid-score of 712. Bank statements reflected a sufficient balance to cover our Liquidity Requirements. The loan term was set at 12 months. The interest rate was 10.49%. We charged 2% origination points. This SFR fix and flip loan was funded in December 2022.
