Alabama Rehab Lenders for Residential Rental Property

Are you looking to rehab and hold residential rental properties in Alabama? On this page you'll find a list of lenders that provide financing to help investors execute the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy in Alabama's urban areas. You typically need some cash for the purchase (15% to 20%), some cash reserves in case the rehab goes over budget, and a FICO score over 680 to qualify for the long-term refinance. The maximum loan-to-ARV (after-repair value) for most lenders in Alabama is 75%, but it could be lower depending on the rental income, location, credit score and other factors.

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RCN Capital

Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans

$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
  • Videos on profile
  • PLL has personally met with this company
  • Deserves recognition
  • Residential properties only
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Malve Capital LLC

Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.

$50,000 - $5,000,000
6 to 24 months
9.00% - 12.00%
1.00% - 2.00%
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Finance of America Commercial

Residential Real Estate Investment Loans Made Simple

$50,000 - $50,000,000
12 to 360 months
  • PLL has personally met with this company
  • Deserves recognition
  • Deals with construction projects
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HouseMax Funding

Hard Money Loans to Fund Your Next Big Project

$75,000 - $7,000,000
12 to 360 months
7.00% - 12.99%
1.00% - 4.00%
  • PLL has personally met with this company
  • Deals with construction projects
  • Residential properties only
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Conventus

We Fund Fast While Providing Excellent Service and Competitive Pricing

$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%
  • PLL has personally met with this company
  • Deserves recognition
  • Deals with construction projects
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Rehab Financial Group

100% Financing for Rehab, Flip and Construction Projects - NO DOWN PAYMENT!

$50,000 - $2,000,000
4 to 12 months
11.88% - 13.00%
2.00% - 4.00%
  • Videos on profile
  • PLL has personally met with this company
  • Has a unique offering
  • Deserves recognition
  • Deals with construction projects
  • Residential properties only
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LendingOne

Rental, Fix & Flip, Construction & Multifamily Bridge Loans Nationwide

$75,000 - $50,000,000
12 to 360 months
1.00% - 2.00%
  • Videos on profile
  • PLL has personally met with this company
  • Deals with construction projects
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American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
  • Videos on profile
  • PLL has personally met with this company
  • Deals with construction projects
  • Residential properties only
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Kiavi

Servicing 12,000+ Real Estate Investors Across the Country

$75,000 - $2,000,000
12 to 360 months
  • PLL has personally met with this company
  • Deserves recognition
  • Residential properties only
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Park Place Finance

Nationwide Direct Private Lender for Residential Real Estate Investors

$100,000 - $2,500,000
12 to 23 months
9.99% - 12.99%
1.50% - 3.00%
  • Videos on profile
  • PLL has personally met with this company
  • Deals with construction projects
  • Residential properties only
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i Fund Cities

Great F#*%ing Loans, Built By Investors For Investors

$75,000 - $15,000,000
6 to 360 months
7.00% - 12.00%
1.50% - 4.00%
  • PLL has personally met with this company
  • Deals with construction projects
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Old North Capital Fund, LLC

True asset-based financing | No credit check, No appraisals, No prepay

$100,000 - $2,500,000
6 to 12 months
11.90% - 13.00%
2.00% - 4.00%
  • PLL has personally met with this company
  • Deals with construction projects
  • Residential properties only
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Coastal Equity Group

Direct Private Lender for Real Estate Investors in the Southeast

$100,000 - $3,000,000
12 to 360 months
10.00% - 12.00%
1.50% - 3.50%
  • PLL has personally met with this company
  • Deals with construction projects
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Lima One Capital

The Nation's Premier Lender for Real Estate Investors

$75,000 - $20,000,000
13 to 360 months
7.20% - 12.10%
0.25% - 2.50%
  • PLL has personally met with this company
  • Deals with construction projects
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SkyBeam Capital, LLC

Fast and reliable funding for your next Georgia real estate project

$50,000 - $2,000,000
9 to 12 months
10.00% - 15.00%
3.00% - 3.00%
  • PLL has personally met with this company
  • Residential properties only
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Alabama Rehab to Rent Loan Stats

According to private lending data provider, Analytics Logics, the average interest rate for rehab-to-rent loans on Alabama is 12.99%. The average loan amount is $130,194. These stats are the average of all the loans which were funded between April 1, 2023 and September 15, 2023 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.

Rehab-to-Rent loans (aka Buy & Hold) include the purchase of the property and the rehab budget for a loan term up to 12 months. Lenders will want to make sure the borrower can qualify for the long-term refinance before approving the short-term rehab loan.

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