Phoenix Hard Money Lenders

Need a hard money loan secured by real estate in Phoenix, AZ? This page has a list of direct hard money lenders that offer quick funding for a property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st or 2nd lien position. Hard Money lending is mainly for investment properties, but state laws allow lenders to use owner-occupied homes as collateral for business-purpose loans. The loans are mainly based on equity in the subject property. For most lenders, the maximum LTV is typically 70% for a purchase and 65% for an equity cash out loan. Scroll to see the list of lenders.
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Paces Funding

$40,000 - $5,000,000
1 to 12 months
10.00% - 15.00%
3.00% - 5.00%
Simplending Financial

We Close Loans - Residential, Multifamily, CRE

$100,000 - $10,000,000
6 to 360 months
10.25% - 12.99%
1.00% - 4.00%
Boomerang Capital Partners

The Best Flippin' Lender for House Flippers

$100,000 - $2,500,000
6 to 12 months
12.00% - 13.00%
1.00% - 2.00%
Newport Holdings

NO Credit Checks | Quick Asset-Based Lenders for Residential Rehab and Bridge Loans

1 to 12 months
12.00% - 12.00%
3.00% - 3.00%
Loan Mac, Inc.

2nd Mortgage Cash Out Loans up to 70% CLTV | No Appraisals

$30,000 - $5,000,000
6 to 24 months
8.99% - 12.99%
1.00% - 3.00%
Kirkland Financial LLC

Loan Acquisitions - Private Lending - Investments

$200,000 - $5,000,000
3 to 12 months
12.00% - 12.00%
2.00% - 4.00%
S&L Capital Group

Brea, CA

$50,000 - $4,999,999
6 to 36 months
6.99% - 9.99%
1.00% - 2.00%
Pacific Private Money

Your Partner in Private Lending, Specializing in Owner-Occupied

$150,000 - $5,000,000
12 to 36 months
8.50% - 12.00%
1.00% - 4.00%
Rain City Capital

Quick, Simple, Reliable Direct Lender for Real Estate Investors

$75,000 - $5,000,000
12 to 360 months
10.00% - 12.00%
Corridor Funding

Lending The Way

$80,000 - $2,000,000
12 to 360 months
4.99% - 10.95%
1.00% - 2.99%
Salman Capital Funding

FRIENDLIER. FASTER. SIMPLER. Rental, Fix & Flip, Construction, Multifamily Bridge Loans Nationwide

$100,000 - $5,000,000
6 to 360 months
7.30% - 11.00%
1.00% - 2.00%
Joint Venture Capital, LLC

Nationwide lender, short or long term high LTV, no tax return needed

$150,000 - $50,000,000
12 to 360 months
6.50% - 10.99%
2.00% - 5.00%
Sky Equity

Direct Lender for Commercial Assets across America

$100,000 - $75,000,000
6 to 120 months
9.00% - 12.00%
1.00% - 3.00%
Northern Star Mortgage Fund

Creative private lending for all types of investment properties

$100,000 - $15,000,000
6 to 180 months
9.00% - 15.00%
2.00% - 5.00%
Coastal Equity Group

We are a one stop shop for direct lending in the Southeast. We focus on strong relationships and provide personaliz

$250,000 - $5,000,000
12 to 360 months
9.95% - 12.00%
1.50% - 3.50%
Greenbriar Holdings

Based in Roseville, Lending in the Greater Sacramento Area Only

$30,000 - $1,000,000
6 to 24 months
9.99% - 9.99%
2.50% - 2.50%
Mortgage Vintage

Fast and Professional Hard Money Loans (1st or 2nd lien)

$50,000 - $5,000,000
12 to 48 months
7.99% - 15.00%
2.00% - 4.00%
Blue Bay Capital

Tampa, FL | Working with RE Investors to positively change communities

$50,000 - $417,000
6 to 24 months
9.00% - 12.50%
3.25% - 5.00%
Karpe Real Estate Center

Private Lending for Central California Real Estate - Bakersfield, Fresno, Central Valley, Sacramento | Est. 1926

$30,000 - $2,000,000
6 to 60 months
10.50% - 15.00%
2.00% - 10.00%
Unitas Funding LLC

Direct Lending for Residential Property Investors - Bridge, Rehab, Construction

$100,000 - $3,500,000
6 to 24 months
7.99% - 12.00%
1.00% - 3.00%
RD Advisors

Developer Financing, Fast | Direct Lender for Property Investors

$250,000 - $10,000,000
6 to 24 months
8.90% - 11.90%
1.00% - 2.00%
Park Place Finance

Nationwide Direct Private Lender for Residential Real Estate Investors

$100,000 - $2,500,000
12 to 23 months
9.99% - 12.99%
1.50% - 3.00%
KECO Capital, LLC

Funding for Investors By Investors

$500,000 - $10,000,000
6 to 360 months
6.25% - 13.00%
Conventus

We Fund Fast While Providing Excellent Service and Competitive Pricing

$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%
Green Block Inc.

Direct Asset-Based Lender for Michigan & Detroit Real Estate Investors

$75,000 - $2,500,000
0 to 360 months
4.25% - 15.00%
1.00% - 4.50%
SimpleCREDIT

Fast Capital for Real Estate Investors

$500,000 - $10,000,000
12 to 36 months
8.00% - 12.00%
1.00% - 2.00%
Cetan Funds, LLC

Build Wealth through Real Estate

$50,000 - $5,000,000
6 to 36 months
10.00% - 12.00%
3.00% - 4.00%
Stormfield Capital, LLC

Direct Balance-Sheet Lender for Investment Properties

$250,000 - $10,000,000
6 to 36 months
8.50% - 11.99%
0 - 2.00%
Old North Capital Fund

Bridge, Fix & Flip, Construction Loans for North Carolina Investors

$65,000 - $1,000,000
6 to 9 months
9.99% - 13.75%
2.50% - 3.50%
Capital-Line Funding

Local Boston Based | Fast, Pain-Free Private Lending, No Credit Checks

Top Phoenix Investors Using Hard Money

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According to Forecasaâ„¢, here are the some of the most active real estate investors in Phoenix that use hard money lenders, ranked by the number of mortgage transactions* from January 2025 to August 2025.

  1. Offerpad
  2. Alpha Investment Group Az INC
  3. Craft Homes LLC
  4. Dreamsweet LLC
  5. Lane Investments LLC
  6. Ross Ferraro (GOOD NEWS GROUP LLC)
  7. Trade In Holdings LLC
  8. Hello Green Home LLC
  9. CREATIVE ESTATES LLC
  10. Chomping Alligator LLC
  11. AZ MODERN 2 LLC
  12. VALLEY DIRECT PROPERTIES LLC
  13. RAMAKRISHNA YADA (RAMA HOMES LLC)
  14. Integrity Homes LLC
  15. Azflipcom LLC
  16. COCONUT PROPERTIES LLC
  17. Sre Homes LLC
  18. DEN21G LLC
  19. Lumen Ridge LLC
  20. Avencrest LLC

Here are some of the lenders on our platform that have funded loans for the top residential real estate investors in Phoenix recently:

Kiavi | American Heritage Lending LLC | Capital Fund I LLC

* Many of these real estate investors also use banks and traditional financing, but Forecasa data shows that they have recently used a hard money lender for their property investments.

Forecasaâ„¢ empowers real estate professionals with data-driven insights to wholesalers looking for cash buyers, real estate investors tracking their competition, or lenders seeking new clients. With access to property acquisition data, investor profiles, and transaction patterns, you can quickly identify active buyers, match deals to the right investors, and move properties faster. Whether you buy a few credits for targeted lookups or subscribe for full market access, Forecasa helps you stay ahead of the competition and build relationships with the most active players in your area.

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