Arizona Private Money Lenders

Seeking a private money loan secured by real estate in Arizona? On this page you'll find a list of direct private money lending companies that offer fast funding for an Arizona property purchase, refinance, or equity cash out in 1st lien position. Private money loans are for short-term (3-24 months) and primarily qualify based on equity in the subject property, at least 30% for most lenders. We only list professional private lending companies, not individual investors.
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RCN Capital

Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans

$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
Lima One Capital

The Nation's Premier Lender for Real Estate Investors

$75,000 - $20,000,000
13 to 360 months
7.20% - 12.10%
0.25% - 2.50%
Kiavi

Servicing 12,000+ Real Estate Investors Across the Country

$100,000 - $3,000,000
12 to 360 months
LendingOne

Rental, Fix & Flip, Construction & Multifamily Bridge Loans Nationwide

$75,000 - $50,000,000
12 to 360 months
1.00% - 2.00%
Diya Finance

Bridge and Rental Loans Made Easy

$75,000 - $2,500,000
6 to 360 months
6.50% - 12.00%
0 - 3.00%
Center Street Lending

Smarter Loans for Residential Investors

$100,000 - $40,000,000
6 to 24 months
9.00% - 12.50%
0.50% - 2.00%
Hilton Financial Corporation

"When the bank says NO or moves too slow" TM.

$10,000 - $700,000
12 to 35 months
7.00% - 10.00%
2.00% - 3.00%
Park Place Finance

Nationwide Direct Private Lender for Residential Real Estate Investors

$100,000 - $2,500,000
12 to 23 months
9.99% - 12.99%
1.50% - 3.00%
American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
Arch Loans

Low and High Leverage Options, up to 90% of purchase price for fix & flip

$100,000 - $10,000,000
1 to 12 months
8.00% - 15.00%
1.00% - 3.00%
Capital Fund 1, LLC

Reliable Private Money for Your Real Estate Projects

$50,000 - $15,000,000
6 to 60 months
8.99% - 12.99%
1.00% - 2.50%
Yieldi LLC

Direct Lender for Investment Properties - Bridge, Rehab, Construction

$500,000 - $25,000,000
6 to 24 months
10.00% - 14.00%
1.00% - 4.00%
i Fund Cities

Great F#*%ing Loans, Built By Investors For Investors

$75,000 - $15,000,000
6 to 360 months
7.00% - 12.00%
1.50% - 4.00%
Boomerang Capital Partners

The Best Flippin' Lender for House Flippers

$100,000 - $2,500,000
6 to 12 months
12.00% - 13.00%
1.00% - 2.00%

Arizona Private Money Interest Rates

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According to the private money loan documents software company, Lightning Docs, the average interest rate for Arizona private money loans in the 1st quarter of 2024 was 11.65%. The average loan amount was $632,475. These stats are the average of 58 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in Arizona between January 1, 2024 and March 31, 2024 by multiple private lending companies that use Lightning Docs as their preferred software provider to prepare loan documents.

 

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According to private lending data provider, Analytics Logics, the average interest rate for Arizona private money loans in the 4th quarter of 2023 was 10.62%. Lenders charged an average of 2.0% points (origination fee). The average LTV (loan-to-value) for private money loans in Arizona was 58%, and the average loan amount was $808,770. These stats are the average of all the loans which were funded between January 1, 2024 and March 31, 2024 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.

5 Local Arizona Private Lenders

Below are the private lenders on our platform that are “local” lenders, based in Arizona. All of them are professional private lending companies. You won’t find any individual/family lenders on our platform.

  1. Versara Capital
    Based in Mesa, Versara offers a variety of private mortgage loans for all types of real estate in Arizona – purchase bridge, equity cash out, 2nd mortgages, fix & flip, rehab-to-rent. They are comfortable with commercial real estate, land, and they love mobile homes. Versara doesn’t require appraisals for most residential property loans. They are not too concerned about credit scores.
  2. Old North Capital Fund, LLC
    Based in Tucson, Old North offers rehab and construction loans for residential properties. They don’t check credit and don’t require appraisals. They lend in 19 other states.
  3. Hilton Financial Corporation
    Based in Phoenix and established in 1990, Hilton Financial offers mostly purchase and refinance bridge loans. They do also finance rehab projects. Their maximum loan amount is $700,000. They lend in only 4 other states besides Arizona. We have visited their office.
  4. Capital Fund I
    Based in Scottsdale and established in 2009, Capital Fund seems to be the largest private lending company in Arizona, in terms of loan volume. They specialize in rehab and construction loans for residential properties, but they also provide bridge loans and will consider commercial real estate. They lend in only 2 other states besides AZ. We have met them in person at industry conferences.
  5. Boomerang Capital Partners
    Based in Mesa and established in 2006, Boomerang only offers private mortgage loans for residential rehab projects – fix & flip, rehab-to-rent. They lend in only 3 other states besides AZ. We have visited their office.

Top 10 Arizona Private Lenders

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According to Forecasa™, here are the Top 10 Private Lenders ranked by the number of private mortgage loans originated in Arizona the last 12 months from March 2024.

  1. Capital Fund I
  2. EZ Homes Inc
  3. Boomerang Capital Partners
  4. Quick Source Capital LLC
  5. Frank West Capital LLC
  6. KMS Capital Group LLC
  7. Bench Equity
  8. Ron Swanson Holdings LLC
  9. Kiavi
  10. Active Funding Group LLC

Forecasa™ provides analytics data for Arizona private lending on a quarterly basis. You’ll find their top lenders data for many other states on our platform.

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