Arizona Private Money Lenders
Seeking a private money loan secured by real estate in Arizona? On this page you'll find a list of direct private money lending companies that offer fast funding for an Arizona property purchase, refinance, or equity cash out in 1st lien position. Private money loans are for short-term (3-24 months) and primarily qualify based on equity in the subject property, at least 30% for most lenders. We only list professional private lending companies, not individual investors.Searching...
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Center Street Lending
Smarter Loans for Residential Investors
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Private Money Funding
No Appraisals. No Credit Check Required. Quick Closings. Real Results. An AZ asset-based lender.
Diya Finance
Bridge and Rental Loans Made Easy
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
Hilton Financial Corporation
"When the bank says NO or moves too slow" ™
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
i Fund Cities
Great F#*%ing Loans, Built By Investors For Investors
Versara Capital
Mesa, Arizona based hard money lender.
Capital Fund 1, LLC
Reliable Private Money for Your Real Estate Projects
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Arch Loans
Low and High Leverage Options, up to 90% of purchase price for fix & flip
Certain Lending
The Mortgage Company Built for Real Estate Investors
Yieldi
Direct, Reliable Lender for Investment Properties
Dunmor
Do More With Dunmor
4 Local Arizona Private Lenders
Below are the private lenders on our platform that are “local” lenders, based in Arizona. All of them are professional private lending companies. You won’t find any individual/family lenders on our platform.
- Private Money Funding, LLC
Based in Scottsdale, PMF is a true asset-based private money lending company that does busines is Arizona only. They don’t check credit and don’t require formal appraisals. Their leverage guidelines are very simple: 60% Loan-to-Value. They will lend on many types of real property – residential, commercial, land, manufactured homes, cannabis-use properties. And they don’t mind rural locations. Loan amounts range from $100K to $10MM. - Versara Capital
Based in Mesa, Versara offers a variety of private mortgage loans for all types of real estate in Arizona – purchase bridge, equity cash out, 2nd mortgages, fix & flip, rehab-to-rent. They are comfortable with commercial real estate, land, and they love mobile homes. Versara doesn’t require appraisals for most residential property loans. They are not too concerned about credit scores. - Hilton Financial Corporation
Based in Phoenix and established in 1990, Hilton Financial offers mostly purchase and refinance bridge loans. They do also finance rehab projects. Their maximum loan amount is $700,000. They lend in only 4 other states besides Arizona. We have visited their office. - Capital Fund I
Based in Scottsdale and established in 2009, Capital Fund seems to be the largest private lending company in Arizona, in terms of loan volume. They specialize in rehab and construction loans for residential properties, but they also provide bridge loans and will consider commercial real estate. They lend in only 4 other states besides AZ. We have met them in person at industry conferences.
Arizona Private Money Interest Rates
According to the private money loan documents software company, Lightning Docs, the average interest rate for Arizona private money loans in the 1st quarter of 2025 was 11.20%. The average loan amount was $894,171. These stats are the average of 112 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in Arizona between January 1, 2025 and March 31, 2025 by multiple private lending companies that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for Arizona private money loans in the 1st quarter of 2025 was 10.60%. Lenders charged an average of 1.1% points (origination fee). The average LTV (loan-to-value) for private money loans in Arizona was 69%, and the average loan amount was $557,150. These stats are the average of all the loans which were funded between January 1, 2025 and March 31, 2025 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 Arizona Private Lenders
According to Forecasa™, here are the Top 10 Private Lenders ranked by the number of private mortgage loans* originated in Arizona from October 2024 to December 2024.
- Capital Fund I funded 167 loans
- funded 90 loans
- Boomerang Capital Partners funded 78 loans
- Frank West Capital LLC funded 70 loans
- EZ Homes Inc funded 66 loans
- Oaktree Funding Corporation (Truly investor Capital) funded 55 loans
- Copa Lending LLC funded 53 loans
- Sell Wholesale Funding LLC funded 49 loans
- Bench Equity funded 44 loans
- KMS Capital Group LLC funded 44 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform.
Arizona Private Lending Loan Volume
According to SFR Analytics, here is the approximate quarterly volume of private mortgage loans secured by investment real estate in Arizona which were funded by private lenders from January 2024 to December 2024.
- Approximately $708,729,888 of private money loans were funded in the 4th quarter of 2024 for 1,165 borrowers.
- Approximately $744,380,104 of private money loans were funded in the 3rd quarter of 2024 for 1,247 borrowers.
- Approximately $817,447,135 of private money loans were funded in the 2nd quarter of 2024 for 1,293 borrowers.
- Approximately $642.135.893 of private money loans were funded in the 1st quarter of 2024 for 1,220 borrowers.
Below are the approximate private money loan volume amounts for Arizona’s metropolitan areas:
Phoenix-Mesa-Chandler, AZ
- 2024 Q4: $605,063,161 for 939 borrowers
- 2024 Q3: $608,840,946 for 1,016 borrowers
- 2024 Q2: $704,804,985 for 1,057 borrowers
- 2024 Q1: $561,901,627 for 995 borrowers
Tucson, AZ
- 2024 Q4: $39,164,575 for 117 borrowers
- 2024 Q3: $40,135,824 for 115 borrowers
- 2024 Q2: $62,051,959 for 140 borrowers
- 2024 Q1: $36,769,146 for 129 borrowers
SFR Analtyics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market..
