Morro Bay Fix and Flip Lenders
Are you flipping residential properties in Morro Bay? On this page you'll find a list of fix and flip lenders for residential properties with 1-4 units. The maximum loan-to-after repair value (LTARV) for most lenders is 70%, and a few go up to 75%. You typically need some cash reserves. Most lenders require a down payment and a decent credit score, but there are some exceptions.Searching...
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Center Street Lending
Smarter Loans for Residential Investors
Unitas Funding LLC
Direct Lending for Residential Property Investors - Bridge, Rehab, Construction
Dunmor
Do More With Dunmor
Groundfloor Lending
Fast Funding with Deferred Interest Payments
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
Secured Capital Lending
Direct Private Lender for California Investment Properties
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
SDC Capital
Family Office Lender. No 3rd-party appraisal (typically). Soft Money Terms in 1st or 2nd Lien Position.
Certain Lending
The Mortgage Company Built for Real Estate Investors
Casa Lending
Capital that keeps your project moving - Fix & Flip, Construction, DSCR
RBI Private Lending
Direct lender for Bridge Loans, Fix and Flip and Construction. Foreign nationals and new investors welcome.
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
GW Private Capital, Inc.
Direct private lending powered by long‑standing investor relationships
Top California Real Estate Investors
According to Forecasa™, here are the some of the most active real estate investors in California that use fix & flip lenders, ranked by the number of mortgage transactions* from January 2025 to August 2025.
- Zca Homes LLC
- Gennext Properties LLC
- Aro Properties Norcal 1 LLC
- Lykos Holdings LLC
- Milestone Investments (Ca)
- EVEROSE LLC
- Tlp 1 LLC
- RS REAL ESTATE PLUS
- New Leafs LLC
- JRC INVESTMENTS LLC
- New Beginnings Ventures LLC
- Luxx Investments Corporation
- My Tien Truong INC
- DB Residential LLC
- AJX Homes LLC
- Sky Living Investments LLC
- Mr Rehab INC
- Hm Homes INC
- EPIC LA QUINTA PARTNERS LLC
- KYB HOMES LLC
Here are some of the lenders on our platform that have funded loans for the top residential real estate investors in California recently:
Kiavi | Conventus LLC | Certain Lending* Many of these real estate investors also use banks and traditional financing, but Forecasa data shows that they have recently used a hard money lender for their property investments.
Forecasa™ empowers real estate professionals with data-driven insights to wholesalers looking for cash buyers, real estate investors tracking their competition, or lenders seeking new clients. With access to property acquisition data, investor profiles, and transaction patterns, you can quickly identify active buyers, match deals to the right investors, and move properties faster. Whether you buy a few credits for targeted lookups or subscribe for full market access, Forecasa helps you stay ahead of the competition and build relationships with the most active players in your area.
Select a Metro Area
California is a huge state, and most fix & flip lenders are selective about where they lend. Filter your search by selecting a metro area:
Northern California: SF Bay Area | Sacramento | Lake Tahoe
Southern California: Los Angeles | San Diego | Orange County | Riverside County | San Bernardino County | Santa Barbara
Central California: Central Valley | Bakersfield | Fresno
