Central Coast Owner-Occupied Home Lenders

Are you seeking a loan secured by an owner-occupied home in Central Coast, CA? State laws permit private lenders to offer consumer-purpose loans secured by owner-occupied homes, but they still require the borrower to document their ability to repay and afford the monthly payments with sufficient income. The maximum loan-to-value is 70% for most lenders. If you're seeking higher leverage, a non-QM home loan may be a better fit than private lending. For equity cash out loans where the funds are used for a business purpose, most private lenders in the state offer this without income verification, and you'll find more results by changing the loan type to Private Money.