California Bridge Lenders for Commercial Real Estate

Are you seeking short-term financing secured by commercial real estate in California? On this page you'll find a list of select CRE Bridge Lenders that can finance a California property purchase, 1031 exchange, refinance, or equity cash out in 1st lien position. We have a separate page for lenders that can fund a rehab / value-add project. The maximum loan-to-value for most CRE bridge loans is 70%, and some lenders can go up to 75% for retail and industrial properties. The max LTV is typically much lower for office, hotels, and specialty property types.
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First Bridge Lending CRE

Fast CRE Bridge and Value-Add Loans | No Appraisal Required

$500,000 - $10,000,000
6 to 24 months
8.50% - 10.00%
1.00% - 3.00%
Pacific Capital Funding Corp

#1 Choice for Real Estate Private Money Funding

$50,000 - $20,000,000
6 to 360 months
6.99% - 13.99%
1.00% - 5.00%
MOR Financial

Direct Lender for California Investment Properties

$100,000 - $3,000,000
6 to 36 months
7.99% - 11.99%
0 - 3.00%
Rubicon Mortgage Fund, LLC

Northern California’s Premier Direct Lender | No Appraisal Required

$250,000 - $15,000,000
6 to 60 months
8.00% - 11.00%
1.00% - 4.00%
Socotra Capital

Direct Hard Money Lender for Commercial Real Estate

$100,000 - $12,000,000
6 to 240 months
10.00% - 14.00%
2.00% - 4.00%
Diversified Mortgage

Multifamily Bridge Loans only. Interest Rates are 8.5% for 4-year term, 8.25% for 2 years, 7.95% for 1 year.

$50,000 - $3,000,000
6 to 48 months
8.25% - 8.50%
2.50% - 3.00%
Karpe Real Estate Center

Private Lending for Central California Real Estate - Bakersfield, Fresno, Central Valley, Sacramento | Est. 1926

$30,000 - $5,000,000
6 to 60 months
9.50% - 12.00%
2.00% - 6.00%
Stabilis Capital Management, LP

Bridge Financing for Commercial Real Estate Nationwide

$2,000,000 - $50,000,000
9 to 24 months
10.50% - 12.50%
2.00% - 2.00%
Mortgage Vintage

Fast and Professional Hard Money Loans (1st or 2nd lien)

$50,000 - $5,000,000
12 to 48 months
7.99% - 15.00%
2.00% - 4.00%
Newport Capital

Easy, reliable, on-time funding that you can count on.

$1,000,000 - $10,000,000
6 to 12 months
10.00% - 12.00%
2.00% - 3.00%
LoanNinja

$100,000 - $3,000,000
3 to 36 months
8.00% - 15.00%
Wilshire Finance Partners

Commercial Real Estate Loans | Bridge & Value-Add | 1st or 2nd Lien

$1,000,000 - $10,000,000
6 to 60 months
8.90% - 11.90%
1.00% - 1.50%

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