California Construction Lenders for Commercial Real Estate

Are you building a commercial property in California? On this page you'll find a list of private construction lenders for commercial real estate ground-up projects throughout the Golden State. The maximum loan-to-completed value (LTCV) for most lenders is 70%. You typically need to contribute 25%-35% of the project costs and have cash reserves. Development experience is always required. Most lenders will require the project to be fully entitled and shovel ready. Some lenders will consider funding up to 50% of the land acquisition. Our platform has construction lenders for various types of commercial property, including multifamily, industrial, retail, self-storage, hotels, gas stations and others.

California is a huge state, and many lenders only consider CRE construction loans in particular metro areas. Select a region to filter the lender list:

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Karpe Real Estate Center

Private Lending for Central California Real Estate - Bakersfield, Fresno, Central Valley, Sacramento | Est. 1926

$30,000 - $5,000,000
6 to 60 months
9.50% - 12.00%
2.00% - 6.00%
Newport Commercial Capital

Easy, reliable, on-time funding that you can count on.

$1,000,000 - $10,000,000
6 to 18 months
8.00% - 12.00%
2.00% - 3.00%

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