California Commercial Real Estate Lenders

Are you seeking permanent financing for a commercial property in California? On this page you'll find a list of lenders that offer long-term loans for commercial real estate throughout California's urban areas, including industrial, retail, office, hotel, self-storage and others. The maximum loan-to-value is typically 75%. For a purchase, investors need a minimum down payment of 25%. For refinance the maximum loan-to-value is typically 70%, and it could be higher depending on the debt service coverage ratio (DSCR), borrower’s finances, location and other factors. The loan terms range from 3 to 25 years.