California Hard Money Lenders for Real Estate Investors

Need a hard money loan secured by real estate in California? This page has a list of direct hard money lenders that offer quick funding for a CA property purchase, refinance, fix & flip, rehab & rent, and equity cash out in 1st or 2nd position. Hard Money lending is mainly based on equity in the subject property. The maximum LTV is typically 70% for most lenders. Scroll to see the list of lenders and continue scrolling ot see summaries of hard money loans funded by lenders in our network.

California is a large state, and many hard money lenders focus on particular metropolitan areas within the state. Filter the list by selecting a metro area:

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MOR Financial

Direct Lender for California Investment Properties

$100,000 - $3,000,000
6 to 36 months
7.99% - 11.99%
0 - 3.00%
Kiavi

Servicing 12,000+ Real Estate Investors Across the Country

$75,000 - $2,000,000
12 to 360 months
SDC Capital

Family Office Lender. No 3rd-party appraisal (typically). Soft Money Terms in 1st or 2nd Lien Position.

$250,000 - $5,000,000
3 to 24 months
8.99% - 9.99%
1.00% - 2.00%
RCN Capital

Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans

$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
Center Street Lending

Smarter Loans for Residential Property Investors

$250,000 - $2,500,000
6 to 24 months
5.99% - 11.99%
1.00% - 3.00%
Nationwide Mortgage - California

Aggressive Pricing, Excellent Service for California Private Mortgages - Bridge, Rehab, Construction, Rental

$100,000 - $10,000,000
4 to 360 months
7.25% - 12.50%
0 - 2.00%
Conventus

We Fund Fast While Providing Excellent Service and Competitive Pricing

$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%
American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
Karpe Real Estate Center

Private Lending for Central California Real Estate - Bakersfield, Fresno, Central Valley, Sacramento | Est. 1926

$30,000 - $5,000,000
6 to 60 months
9.50% - 12.00%
2.00% - 6.00%
First Bridge Lending

Direct Lender for California Real Estate Investors | No Appraisal Required

$100,000 - $10,000,000
6 to 24 months
8.75% - 11.49%
1.00% - 2.00%
Easy Street Capital

Direct Lender for Residential Flips and Rentals

$75,000 - $2,000,000
6 to 12 months
9.90% - 12.90%
1.50% - 3.00%
Rubicon Mortgage Fund, LLC

Northern California’s Premier Direct Lender | No Appraisal Required

$250,000 - $15,000,000
6 to 60 months
8.00% - 11.00%
1.00% - 4.00%
Lima One Capital

The Nation's Premier Lender for Real Estate Investors

$75,000 - $20,000,000
13 to 360 months
7.20% - 12.10%
0.25% - 2.50%
Secured Capital Lending

Direct Private Lender for California Investment Properties

$100,000 - $20,000,000
12 to 360 months
6.99% - 9.99%
1.00% - 2.00%
Crawford Real Estate Services, Inc.

California's Original Private Money Lender

$50,000 - $2,000,000
12 to 60 months
7.00% - 12.00%
2.00% - 4.00%
Diversified Mortgage

Our Current Maximum Fixed Interest Rate is 7.95% for 4-year term and 7.75% for 2-year term

$100,000 - $5,500,000
6 to 60 months
7.75% - 7.95%
2.00% - 3.00%
Finance of America Commercial

Residential Real Estate Investment Loans Made Simple

$50,000 - $50,000,000
12 to 360 months

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