California Owner-Occupied Home Lenders

List of private lenders for California owner-occupied homes. Private money / hard money is primarily for investment properties. Only a handful of private lenders will consider a borrower's primary residence or 2nd home as collateral. Some of the companies listed here are not private lenders, but they offer a mortgage solution for borrowers who are self-employed, have credit challenges or a unique financial situation.


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Griffin Funding

Alternative Loan Solutions for Homeowners and Rental Investors

$100,000 - $3,000,000
1 to 360 months
V.I.P. Mortgage, Inc.

Residential Property Financing for Self-Employed Borrowers

$50,000 - $20,000,000
Nationwide Mortgage - California

Aggressive Pricing, Excellent Service for California Private Mortgages - Bridge, Rehab, Construction, Rental

$100,000 - $10,000,000
4 to 360 months
7.25% - 12.50%
0 - 2.00%
C2 Financial Corp.

All Types of Owner-Occupied Loans. Work with the Mortgage Expert Who Works for You

$150,000 - $30,000,000
Stonecrest Financial

Bridge Loans & True Revolving Line of Credit in 1st or 2nd Position

$250,000 - $10,000,000
3 to 36 months
7.49% - 10.49%
1.50% - 3.00%
First Security Mortgage

Consumer Purpose Private Money Loans for California Homeowners

$100,000 - $1,500,000
1 to 84 months

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