Sacramento Bridge Lenders for Multifamily Properties
Are you seeking a bridge loan secured by multifamily property in the Sacramento metro area? On this page you'll find a list of select bridge lenders Sacramento apartment buildings and mixed-use properties with 5 or more units. To get a 1st lien bridge loan to refinance a multifamily property, you must have at least 35% equity in the property. For a multifamily purchase, the maximum loan-to-value is 70%, so you’ll need a 30% down payment, and it could be higher depending on the location, property condition, and other factors. The loan term for most bridge loans is 1 year, and some lenders will go up to 2 years.Searching...
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SDC Capital
Family Office Lender. No 3rd-party appraisal (typically). Soft Money Terms in 1st or 2nd Lien Position.
Diversified Mortgage
Multi-Unit Properties only. Interest Rates are 8.25% for 4-year term or 7.95% for 2 years.
Dunmor
Do More With Dunmor
Loan Mac, Inc.
2nd Mortgage Cash Out Loans up to 75% CLTV | No Appraisals
Certain Lending
The Mortgage Company Built for Real Estate Investors
Rubicon Mortgage Fund, LLC
California’s Premier Direct Lender | No Appraisal Required
BaySierra Financial, Inc.
Asset-Based loans for properties throughout Northern California
Stonecrest Financial
Bridge Loans up to 3 years | True Revolving Line of Credit in 1st or 2nd Position
Trimark Funding Inc
Fast funding with No Appraisal, No Credit Check, No Red Tape
Wilshire Finance Partners
Commercial Real Estate Loans | Bridge and Value-Add | 1st Lien
Sherpa Capital Group
Entrepreneurial Private Lender for All Types of Commercial Properties
Socotra Capital
CRE Hard Money up to 60% LTV and terms up to 20 years
Center Street Lending
Smarter Loans for Residential Investors
Security Financial Services
Direct Lender for Northern California Property Investors | Established 1943
First Bridge Lending CRE
Fast CRE Bridge and Value-Add Loans | No Appraisal Required
Funded Multifamily Bridge Loans in Sacramento
Bridge Loan for Multifamily Property Acquisition in Sacramento, California
$4,950,000
Rubicon Mortgage Fund, a direct private money lender, funded a $4,950,000 1st lien position bridge loan for the acquisition of a 60-unit multifamily property in Sacramento, CA. The purchase price was $6,750,000. The Borrower contributed some cash, but the majority of their equity came from the 1031 exchange of another investment property – a 25,000 square foot office building in Sacramento which had an estimated value of $2,000,000. Conventional financing was not an option because the multifamily property had some affordable housing restrictions, and the rents were below market due to the condition of the units. The Borrower plans to upgrade most of the units over a 12 to 18-month period. Once the rents have been increased and the property is stabilized, they plan to refinance into a permanent multifamily loan. The loan term was set at 24 months. This multifamily bridge loan was funded in February 2024. Learn more about other funded loans in Sacramento here.
