Sacramento Rehab Lenders for Residential Rental Property
Are you looking to rehab and hold residential rental properties in the Sacramento metro area? On this page you'll find a list of lenders that provide financing to help investors execute the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy in Sacramento's urban areas. You typically need some cash for the purchase (15% to 20%), some cash reserves in case the rehab goes over budget, and a FICO score over 680 to qualify for the long-term refinance. The maximum loan-to-ARV (after-repair value) for most lenders is 70%, but it could be lower depending on the rental income, location, credit score and other factors.Searching...
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$100,000 - $10,000,000
4 to 360 months
7.25% - 12.50%
0 - 2.00%
$100,000 - $3,000,000
6 to 36 months
7.99% - 11.99%
0 - 3.00%
$250,000 - $2,500,000
6 to 24 months
5.99% - 11.99%
1.00% - 3.00%
$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%

Karpe Real Estate Center
Private Lending for Central California Real Estate - Bakersfield, Fresno, Central Valley, Sacramento | Est. 1926
$30,000 - $5,000,000
6 to 60 months
9.50% - 12.00%
2.00% - 6.00%
$100,000 - $20,000,000
12 to 360 months
6.99% - 9.99%
1.00% - 2.00%
$75,000 - $2,000,000
6 to 12 months
9.90% - 12.90%
1.50% - 3.00%
$50,000 - $8,000,000
3 to 36 months
7.00% - 12.00%
1.00% - 4.00%
$75,000 - $20,000,000
13 to 360 months
7.20% - 12.10%
0.25% - 2.50%
$75,000 - $2,000,000
12 to 360 months
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