San Bernardino County Fix and Flip Lenders

Are you flipping residential properties in San Bernardino County? On this page you'll find a list of fix and flip lenders throughout San Bernardino County's urban areas. Fix & flip lending is only for residential properties with 1-4 units. We have a separate page for lenders that offer rehab/value-add financing for other property types. The maximum loan-to-after repair value (LTARV) for most lenders in San Bernardino County is 70%. You typically need some cash for the purchase (15%-20%) and some cash reserves.

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American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
  • Videos on profile
  • PLL has personally met with this company
  • Deals with construction projects
  • Residential properties only
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Cityscape Finance, LLC

Price a Loan Online and Get Pre-Qualified Instantly

$75,000 - $4,000,000
6 to 36 months
8.50% - 12.75%
  • PLL has personally met with this company
  • Has a unique offering
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Kiavi

Servicing 12,000+ Real Estate Investors Across the Country

$75,000 - $2,000,000
12 to 360 months
  • PLL has personally met with this company
  • Deserves recognition
  • Residential properties only
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Conventus

We Fund Fast While Providing Excellent Service and Competitive Pricing

$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%
  • PLL has personally met with this company
  • Deserves recognition
  • Deals with construction projects
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RCN Capital

Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans

$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
  • Videos on profile
  • PLL has personally met with this company
  • Deserves recognition
  • Residential properties only
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Easy Street Capital

Direct Lender for Residential Flips and Rentals

$75,000 - $2,000,000
6 to 12 months
9.90% - 12.90%
1.50% - 3.00%
  • PLL has personally met with this company
  • Deals with construction projects
  • Residential properties only
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Nationwide Mortgage - California

Bridge, Rehab, Construction, & Rental

$100,000 - $10,000,000
4 to 360 months
7.25% - 12.50%
0 - 2.00%
  • PLL has personally met with this company
  • Deserves recognition
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Finance of America Commercial

Residential Real Estate Investment Loans Made Simple

$50,000 - $50,000,000
12 to 360 months
  • PLL has personally met with this company
  • Deserves recognition
  • Deals with construction projects
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Secured Capital Lending

Direct Private Lender for California Investment Properties

$100,000 - $20,000,000
12 to 360 months
6.99% - 9.99%
1.00% - 2.00%
  • PLL has personally met with this company
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MOR Financial

Direct Lender for California Investment Properties

$100,000 - $3,000,000
6 to 36 months
7.99% - 11.99%
0 - 3.00%
  • PLL has personally met with this company
  • Residential properties only
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Lima One Capital

The Nation's Premier Lender for Real Estate Investors

$75,000 - $20,000,000
13 to 360 months
7.20% - 12.10%
0.25% - 2.50%
  • PLL has personally met with this company
  • Deals with construction projects
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SDC Capital

Family Office Lender. No 3rd-party appraisal (typically). Soft Money Terms in 1st or 2nd Lien Position.

$250,000 - $5,000,000
3 to 24 months
8.99% - 9.99%
1.00% - 2.00%
  • Videos on profile
  • PLL has personally met with this company
  • Has a unique offering
  • Deals with cannabis
  • Deals with construction projects
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California Fix & Flip Loan Stats

According to private lending data provider, Analytics Logics, the average interest rate for fix & flip loans in California is 10.49%. The average loan amount is $765,180. These stats are the average of all the loans which were funded between April 1, 2023 and September 15, 2023 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.

Fix & flip loans include the purchase of the property and the renovation budget, with the loan-to-after-repair value typically being no more than 70%.

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