Santa Barbara Bridge Lenders for Residential Investment Property
Are you seeking a bridge loan secured by residential property in the Santa Barbara metro area? On this page you'll find a list of select bridge lenders for Santa Barbara investment properties with 1 to 4 units. To get a 1st lien bridge loan, you must have at least 30% equity. Due to state laws and regulations, it's not possible to get a bridge loan for a homestead (owner-occupied primary residence) or 2nd home, but if that's what you're seeking, use the filters to change the loan type to 'Residential Owner-Occupied' and you may find some alternative lending options.Searching...
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SDC Capital
Family Office Lender. No 3rd-party appraisal (typically). Soft Money Terms in 1st or 2nd Lien Position.
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Kiavi
Servicing 12,000+ Real Estate Investors Across the Country
MOR Financial
Direct Lender for California Investment Properties
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Mortgage Vintage
Fast and Professional Hard Money Loans (1st or 2nd lien)
Finance of America Commercial
Residential Real Estate Investment Loans Made Simple
Cityscape Finance, LLC
Price a Loan Online and Get Pre-Qualified Instantly
Easy Street Capital
Direct Lender for Residential Flips and Rentals
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Secured Capital Lending
Direct Private Lender for California Investment Properties
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
California Bridge Loan Stats
According to private lending data provider, Analytics Logics, the average interest rate for bridge loans secured by residential investment properties in California is 9.99%. The average loan amount is $1,100,000. These stats are the average of all the loans which were funded between April 1, 2023 and September 15, 2023 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Bridge loans are typically for the purchase or refinance of a stabilized residential property in good condition which will be rented or sold. These loans don’t normally have a value-add component.