Broomfield Hard Money Lenders

Need a hard money loan secured by real estate in Broomfield, CO? This page has a list of direct hard money lenders that offer quick funding for a property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is only for investment properties, not for owner-occupied homes. The loans are mainly based on equity in the subject property. For most lenders, the maximum LTV is typically 70% for a purchase and 65% for an equity cash out loan. Scroll to see the list of lenders.
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American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
Capital Fund 1, LLC

Reliable Private Money for Your Real Estate Projects

$50,000 - $15,000,000
6 to 60 months
8.99% - 12.99%
1.00% - 2.50%
Casa Lending

Capital that keeps your project moving - Fix & Flip, Construction, DSCR

$100,000 - $15,000,000
6 to 24 months
8.00% - 11.00%
0 - 3.00%
Paces Funding

Asset-Based Direct Hard Money Lender for Real Estate Investors in the Southeast and Beyond

$100,000 - $25,000,000
1 to 12 months
10.00% - 14.00%
2.00% - 4.00%
Kiavi

Servicing 30,000+ Real Estate Investors Across the Country

$100,000 - $3,000,000
12 to 360 months
Yieldi

Direct, Reliable Lender for Investment Properties

$500,000 - $25,000,000
6 to 24 months
10.00% - 14.00%
1.00% - 4.00%
Stormfield Capital, LLC

Direct Balance-Sheet Lender for Investment Properties

$150,000 - $30,000,000
6 to 36 months
8.50% - 11.99%
0 - 2.00%
LendingOne

Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide

$70,000 - $50,000,000
9 to 360 months
0.75% - 1.99%
Certain Lending

The Mortgage Company Built for Real Estate Investors

$100,000 - $4,000,000
6 to 360 months
5.75% - 11.75%
0 - 3.00%
Gelt Financial, LLC

Creative Private Financing for Commercial Real Estate since 1989

$50,000 - $2,000,000
0 to 60 months
1.00% - 3.00%
Conventus

We Fund Fast While Providing Excellent Service and Competitive Pricing

$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%
Rain City Capital

Quick, Simple, Reliable Direct Lender for Real Estate Investors

$75,000 - $5,000,000
12 to 360 months
10.00% - 12.00%
Residential Capital Partners

100% Financing for Residential Rehab Projects (NO Money Down)

$75,000 - $1,250,000
1 to 9 months
10.00% - 11.90%
2.00% - 3.00%
New Silver

Financing Outside The Box

$100,000 - $5,000,000
12 to 360 months
5.87% - 11.25%
1.00% - 1.75%
Fidelity Mortgage Lenders

Asset-Based Lending (up to 55% LTV) based on property value, not borrowers' financials

$100,000 - $15,000,000
6 to 240 months
9.00% - 12.00%
1.50% - 2.50%
Groundfloor Lending

Fast Funding with Deferred Interest Payments

$75,000 - $2,500,000
6 to 24 months
9.00% - 15.00%
2.00% - 4.00%
Simplending Financial

Nationwide real estate investment lender

$100,000 - $10,000,000
6 to 360 months
10.25% - 12.99%
1.00% - 4.00%
Red Rock Capital

Non-Recourse Loans for Self-Directed IRAs; Solo 401(k)s Fix-and-Flip, Bridge, and Long-Term Rental Financing

$75,000 - $5,000,000
12 to 360 months
5.88% - 15.00%
0 - 5.00%
Hilton Financial Corporation

"When the bank says NO or moves too slow" ™

$10,000 - $1,000,000
12 to 35 months
10.00% - 13.00%
2.00% - 3.00%
Malve Capital LLC

Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.

$50,000 - $10,000,000
6 to 24 months
8.00% - 12.00%
1.00% - 2.00%
Loan Mac, Inc.

2nd Mortgage Cash Out Loans up to 70% CLTV | No Appraisals

$30,000 - $5,000,000
6 to 24 months
8.99% - 12.99%
1.00% - 3.00%
Accolend

No Points, 0% Origination Fee | Residential, Multifamily, Mixed-Use

$115,000 - $8,000,000
6 to 24 months
9.99% - 11.00%

Top 10 Hard Money Lenders in Colorado by Loan Count (Last 12 Months)

Elementix

Based on data from Elementix, this ranking highlights the most active hard money lenders in Colorado, measured by total funded loan count for short-term real estate loans (under 3 years) over the past 12 months. This data reflects current lending activity across Colorado real estate investors.

Company Loans Volume Market Share
indicate capital 2,461 $259M 15%
merchants mortgage 2,334 $159M 13%
capital fund 1 2,132 $149M 17%
boomerang capital partners 705 $55M 6%
lead funding 646 $36M 3%
zephyr investments 588 $13M 2%
renovo financial 465 $107M 7%
einat llc 452 $20M 3%
equable investment 243 $16M 1%
the cash flow company 186 $10M 1%

Source: Elementix.ai (third-party data, not independently verified).

Top 20 Colorado Hard Money Lenders by Loan Count (Past Quarter)

forecasa logo

According to Forecasaâ„¢, here are the Top Hard Money Lenders ranked by the number of loans* originated in Colorado from April 2026 to June 2026.

  1. Merchants Mortgage and Trust Corporation funded 136 loans
  2. Capital Fund I LLC funded 133 loans
  3. Indicate Capital funded 110 loans
  4. Kiavi funded 67 loans
  5. Renovo Financial funded 61 loans
  6. Builders Capital funded 60 loans
  7. Boomerang Capital Partners funded 57 loans
  8. Copa Capital Partners funded 30 loans
  9. Easy Street Capital funded 25 loans
  10. Flyhomes Investments funded 23 loans
  11. Tier One Funding funded 22 loans
  12. ROC Capital funded 22 loans
  13. Maverick Lending Solutions LLC (NJ) funded 21 loans
  14. Weinberg Servicing LLC funded 20 loans
  15. Falcon Capital LLC funded 19 loans
  16. CV3 Financial Services funded 19 loans
  17. Conventus LLC funded 19 loans
  18. Lead Funding funded 18 loans
  19. Uber Capital LLC funded 17 loans
  20. Builder Circle funded 17 loans

* The number of loans funded are approximate and includes long-term rental loans.

Source: Forecasa (this is third-party data, not independently verified).

Colorado Hard Money Interest Rates

lightning docs logo

According to the hard money loan documents software company, Lightning Docs, the average interest rate for Colorado hard money loans in the 2nd quarter of 2026 was 10.12%. The average loan amount was $864,459. These stats are the average of 158 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in Colorado between April 1, 2026 and June 30, 2026 by multiple hard money lenders that use Lightning Docs as their preferred software provider to prepare loan documents.

 

analytics logics logo

According to private lending data provider, Analytics Logics, the average interest rate for Colorado hard money loans in the 1st quarter of 2026 was 10.03%. Lenders charged an average of 3.0% points (origination fee). The average LTV (loan-to-value) for hard money loans in Colorado was 69%, and the average loan amount was $851,900. These stats are the average of all the loans which were funded between January 1, 2026 and March 31, 2026 by the many hard money lenders who use Liquid Logics’ loan origination software to manage their lending operations.

Top 10 Real Estate Investors in Colorado Using Hard Money (Past 12 Months)

Elementix

Based on data from Elementix, this ranking highlights the most active real estate investors in Colorado who utilize hard money loans, measured by total borrowing volume over the past 12 months. Total loan volume may include loans from banks and conventional lenders.

Entity Loans Volume
taber built homes llc 400 $1.8B
purchasing fund 2023 1 llc 315 $87M
executive homes llc 294 $151M
sky lake construction llc 229 $61M
vapa investments llc 192 $28M
tidewater developers llc 178 $279M
grandview capital llc 177 $41M
mcguinn homes inc 161 $312M
nilson & co llc 146 $76M
prestige home solutions llc 145 $31M

Source: Elementix.ai (third-party data, not independently verified).

Colorado Hard Money Loan Volume by Quarter (Past 12 Months)

Elementix

Based on data from Elementix, the following figures show the estimated quarterly loan volume for short-term investment real estate lending in Colorado over the past 12 months.

Q2 2026: ~$5.4B across 1,061 loans

Q1 2026: ~$1.9B across 1,310 loans

Q4 2025: ~$7.1B across 1,310 loans

Q3 2025: ~$9.2B across 1,441 loans

Source: Elementix.ai (third-party data, not independently verified).

Transactions identified as private lender loans were excluded if the available public records did not clearly indicate whether the original loan term was less than 3 years.

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