Colorado Hard Money Lenders
Need a hard money loan secured by real estate in Colorado? This page has a list of direct hard money lenders that offer quick funding for a Colorado property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is only for investment properties, not for homesteads. The loans are mainly based on equity in the subject property. For most lenders, the maximum LTV is typically 70% for a purchase and 65% for an equity cash out loan. Scroll to see the list of lenders.Searching...
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Park Place Finance
Nationwide Direct Private Lender for Residential Real Estate Investors
Hilton Financial Corporation
"When the bank says NO or moves too slow" TM.
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
Center Street Lending
Smarter Loans for Residential Property Investors
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Nationwide Mortgage
Outstanding Service for Investment Property Bridge, Rehab, Rental, and Construction Loans
Kiavi
Servicing 12,000+ Real Estate Investors Across the Country
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Arch Loans
Low and High Leverage Options, up to 90% of purchase price for fix & flip
Diya Finance
Bridge and Rental Loans Made Easy
LendingOne
Rental, Fix & Flip, Construction & Multifamily Bridge Loans Nationwide
Boomerang Capital Partners
The Best Flippin' Lender for House Flippers
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
Old North Capital Fund, LLC
True asset-based financing | No credit check, No appraisals, No prepay
Yieldi LLC
Direct Lender for Investment Properties - Bridge, Rehab, Construction
Rain City Capital
Quick, Simple, Reliable Direct Lender for Real Estate Investors
Capital Fund 1, LLC
Reliable Private Money for Your Real Estate Projects
Easy Street Capital
Direct Lender for Residential Flips and Rentals
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Colorado Hard Money Interest Rates
According to the hard money loan documents software company, Lightning Docs, the average interest rate for Colorado hard money loans in the 1st quarter of 2024 was 11.06%. The average loan amount was $637,970. These stats are the average of 84 short-term loans (including bridge, rehab, and ground-up construction) funded for properties in Colorado between January 1, 2024 and March 31, 2024 by multiple hard money lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for Colorado hard money loans in the 1st quarter of 2024 was 11.84%. Lenders charged an average of 2.5% points (origination fee). The average LTV (loan-to-value) for hard money loans in Colorado was 66%, and the average loan amount was $750,590. These stats are the average of all the loans which were funded between January 1, 2024 and March 31, 2024 by the many hard money lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 Colorado Hard Money Lenders
According to Forecasa™, here are the Top 10 Hard Money Lenders ranked by the number of loans originated in Colorado in the last 12 months from March 2024.
- Merchants Mortgage and Trust Corporation
- Capital Fund I LLC
- Indicate Capital Fund
- Impact Development Fund
- Kiavi
- PFG Fund (Pine Financial Group)
- Boomerang Capital Partners
- The Loan Store (Old North Capital Investments LLC)
- Cash Flow Company
- Renovo Financial
Forecasa™ provides analytics data for Colorado hard money lending on a quarterly basis. You’ll find their top lenders data for many other states on our platform.
Funded Hard Money Loans in Colorado
Bench Equity, a direct lender for alternative loans, funded a $265,000 hard money loan in 1st lien position for the acquisition of a single-family residence in Denver, CO. We funded 81.5% of the $325,000 purchase price, while the Borrower contributed 18.5% cash at closing. The Borrower was both an experienced investor and tradesman who enjoyed Bench Equity’s No-Points option which gave him the flexibility to borrow 81% of the purchase price with an interest-only rate that didn’t have points which penalized him for finishing the project too quickly. The option to only pay interest for the time he needed the money instead of paying it upfront in the form of origination points, allowed him to complete the rehab himself and enjoy bigger profit margins. The subject property was in poor condition and vacant at closing. The Borrower plans to sell the property upon completion of the rehab. The interest rate was 13%. The loan term was set at 6 months. This SFR hard money loan was funded in December 2022.