High Country Hard Money Lenders
Need a hard money loan secured by real estate in High Country, CO? This page has a list of direct hard money lenders that offer quick funding for a property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is only for investment properties, not for owner-occupied homes. The loans are mainly based on equity in the subject property. For most lenders, the maximum LTV is typically 70% for a purchase and 65% for an equity cash out loan. Scroll to see the list of lenders.Searching...
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Center Street Lending
Smarter Loans for Residential Investors
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Loan Mac, Inc.
2nd Mortgage Cash Out Loans up to 75% CLTV | No Appraisals
Yieldi
Direct, Reliable Lender for Investment Properties
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Rain City Capital
Quick, Simple, Reliable Direct Lender for Real Estate Investors
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
RBI Private Lending
Direct lender for Bridge Laons, Fix and Flip and Construction. Foreign nationals and new investors welcome.
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Unitas Funding LLC
Direct Lending for Residential Property Investors - Bridge, Rehab, Construction
Certain Lending
The Mortgage Company Built for Real Estate Investors
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
Hilton Financial Corporation
"When the bank says NO or moves too slow" ™
Dunmor
Do More With Dunmor
Top 20 Colorado Hard Money Lenders
According to Forecasa™, here are the Top Hard Money Lenders ranked by the number of loans* originated in Colorado from April 2025 to June 2025.
- Capital Fund I LLC funded 150 loans
- Indicate Capital Fund funded 125 loans
- Merchants Mortgage and Trust Corporation funded 76 loans
- Kiavi funded 62 loans
- Boomerang Capital Partners funded 46 loans
- Renovo Financial funded 36 loans
- PFG Fund (Pine Financial Group) funded 23 loans
- American Heritage Lending LLC funded 23 loans
- Lead Funding LLC funded 21 loans
- Weinberg Servicing LLC funded 20 loans
- Cash Flow Company funded 18 loans
- Conventus LLC funded 17 loans
- Copa Capital funded 17 loans
- High Country Double Diamond LLC funded 16 loans
- Go Rascal INC funded 15 loans
- Colorado Enterprise Fund INC funded 14 loans
- Oaktree Funding Corporation funded 14 loans
- United Lending Team funded 14 loans
- Cv3 Financial Services LLC funded 13 loans
- Horsetooth Financial Group INC funded 12 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform..
Colorado Hard Money Interest Rates
According to the hard money loan documents software company, Lightning Docs, the average interest rate for Colorado hard money loans in the 3rd quarter of 2025 was 10.26%. The average loan amount was $976,921. These stats are the average of 123 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in Colorado between July 1, 2025 and September 30, 2025 by multiple hard money lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for Colorado hard money loans in the 3rd quarter of 2025 was 10.07%. Lenders charged an average of 2.9% points (origination fee). The average LTV (loan-to-value) for hard money loans in Colorado was 64%, and the average loan amount was $1,130,000. These stats are the average of all the loans which were funded between July 1, 2025 and September 30, 2025 by the many hard money lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top Colorado Investors Using Hard Money
According to Forecasa™, here are the some of the most active real estate investors in Colorado that use hard money lenders, ranked by the number of mortgage transactions* from January 2025 to August 2025.
- NETZER GROUP LLC
- HB PROPERTIES LLC
- Home Run Restorations INC
- Recycled Properties LLC
- MILWAUKEE DEVELOPMENT LLC
- Homeward Inc
- Tlp 1 LLC
- FREEDOM DEVELOPMENT LLC
- Iplangroup
- Browns Family Holdings LLC
- Forestar USA Real Estate Group
- CJM INVESTMENTS LLC
- Providence Investments LLC
- Scott Felder Homes LLC
- PLP HOLDINGS LLC
- SUPERIOR PROPERTIES INC
- Rosa Properties LLC
- Sky22 LLC
- VANTAGE HOMES CORP
- Revive Homes LLC
Here are some of the lenders on our platform that have funded loans for the top residential real estate investors in Colorado recently:
Conventus LLC | Kiavi | American Heritage Lending LLC | Capital Fund I LLC
* Many of these real estate investors also use banks and traditional financing, but Forecasa data shows that they have recently used a hard money lender for their property investments.
Forecasa™ empowers real estate professionals with data-driven insights to wholesalers looking for cash buyers, real estate investors tracking their competition, or lenders seeking new clients. With access to property acquisition data, investor profiles, and transaction patterns, you can quickly identify active buyers, match deals to the right investors, and move properties faster. Whether you buy a few credits for targeted lookups or subscribe for full market access, Forecasa helps you stay ahead of the competition and build relationships with the most active players in your area.
Colorado Hard Money Loan Volume
According to SFR Analytics, here is the approximate quarterly volume of loans secured by investment real estate in Colorado which were funded by hard money lenders from January 2025 to December 2025.
- Approximately $79,677,287 of hard money loans were funded in the 4th quarter of 2025 for 561 borrowers.
- Approximately $92,379,788 of hard money loans were funded in the 3rd quarter of 2025 for 652 borrowers.
- Approximately $92,459,803 of hard money loans were funded in the 2nd quarter of 2025 for 670 borrowers.
- Approximately $167,695,590 of hard money loans were funded in the 1st quarter of 2025 for 606 borrowers.
Below are the approximate hard money loan volume amounts for Colorado’s metropolitan areas:
Boulder, CO
- 2025 Q4: $16,429,617 for 23 borrowers
- 2025 Q3: $20,639,698 for 35 borrowers
- 2025 Q2: $17,632,997 for 23 borrowers
- 2025 Q1: $18,828,558 for 30 borrowers
Colorado Springs, CO
- 2025 Q4: $70,500,015 for 77 borrowers
- 2025 Q3: $58,907,269 for 71 borrowers
- 2025 Q2: $43,287,451 for 99 borrowers
- 2025 Q1: $56,972,459 for 86 borrowers
Denver-Aurora-Centennial, CO
- 2025 Q4: $224,488,875 for 361 borrowers
- 2025 Q3: $269,429,582 for 440 borrowers
- 2025 Q2: $280,800,743 for 438 borrowers
- 2025 Q1: $286,370,210 for 372 borrowers
Fort Collins-Loveland, CO
- 2025 Q4: $13,399,712 for 24 borrowers
- 2025 Q3: $15,515,844 for 27 borrowers
- 2025 Q2: $17,087,682 for 32 borrowers
- 2025 Q1: $21,753,551 for 35 borrowers
Pueblo, CO
- 2025 Q4: $5,069,975 for 30 borrowers
- 2025 Q3: $7,904,980 for 42 borrowers
- 2025 Q2: $8,092,865 for 39 borrowers
- 2025 Q1: $9,183,309 for 39 borrowers
SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market..
