Jacksonville Fix and Flip Lenders
Are you flipping residential properties in the Jacksonville metro area? On this page you'll find a list of fix and flip lenders throughout Jacksonville's urban areas. Fix & flip lending is only for residential properties with 1-4 units. We have a separate page for lenders that offer rehab/value-add financing for other property types. The maximum loan-to-after repair value (LTARV) for most lenders in Jacksonville is 70%. You typically need some cash for the purchase (15%-20%) and some cash reserves.Searching...
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Groundfloor Lending
Fast Funding with Deferred Interest Payments
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Altaloans
Creative Direct Private Lending for Florida Real Estate Investors
Capital Funding Financial
Direct Lender for Investment Real Estate - 7 Day Closings - Low Rates
IceCap Group
Flexible & Friendly Funding for Property Investors Across the Country
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
i Fund Cities
Direct Lender for Builders and Rehabbers
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
Certain Lending
The Mortgage Company Built for Real Estate Investors
Center Street Lending
Smarter Loans for Residential Investors
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Accolend
No Points, 0% Origination Fee | Residential, Multifamily, Mixed-Use
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
Dunmor
Do More With Dunmor
Temple View Capital
Direct Lender for Residenital Property Investors Nationwide
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Coastal Equity Group
We are a one stop shop for direct lending in the Southeast. We focus on strong relationships and provide personaliz
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Unitas Funding LLC
Direct Lending for Residential Property Investors - Bridge, Rehab, Construction
RBI Private Lending
Direct lender for Bridge Laons, Fix and Flip and Construction. Foreign nationals and new investors welcome.
Top Florida Real Estate Investors
According to Forecasa™, here are the some of the most active real estate investors in Florida that use fix & flip lenders, ranked by the number of mortgage transactions* from January 2025 to August 2025.
- EASY HOME BUYER LLC
- Homeward Inc
- Minnesota Holding Company LLC
- Cerberus
- Country Land Buyers
- Offerpad
- HI LAND PROPERTIES LLC
- FLORIDA SUN PARTNERS LLC
- Res LLC
- Mvp Homes INC
- NOELLAN HOLDINGS LLC
- Home And Land Buyers LLC
- Gibraltar Development LLC
- Alohomora LLC
- AJX HOMES FL LLC
- Hello Green Home LLC
- Ark 1436 LLC
- First Call Home Buyers LLC
- Stf Capital Group LLC
- 530 Athens LLC
Here are some of the lenders on our platform that have funded loans for the top residential real estate investors in Florida recently:
Kiavi | Coastal Equity Group | Certain Lending | American Heritage Lending LLC* Many of these real estate investors also use banks and traditional financing, but Forecasa data shows that they have recently used a hard money lender for their property investments.
Forecasa™ empowers real estate professionals with data-driven insights to wholesalers looking for cash buyers, real estate investors tracking their competition, or lenders seeking new clients. With access to property acquisition data, investor profiles, and transaction patterns, you can quickly identify active buyers, match deals to the right investors, and move properties faster. Whether you buy a few credits for targeted lookups or subscribe for full market access, Forecasa helps you stay ahead of the competition and build relationships with the most active players in your area.
6 Local Florida Fix & Flip Lenders
Here are the fix & flip lenders on our platform that are “local” lenders, based in Florida…
- RBI Private Lending | Miami, FL
- Unitas Funding | Jacksonville, FL
- LendingOne | Boca Raton, FL
- Alto Capital | North Miami Beach, FL
- Capital Funding Financial | Boca Raton, FL
- Altaloans | Aventura, FL
Select a Metro Area
Florida is an enormous state, and most fix & flip lenders are selective about where they lend. Filter your search by selecting a metro area:
Miami & Fort Lauderdale | Orlando | Tampa Bay | Jacksonville | Palm Beach County | Fort Myers | Tallahassee | Pensacola
Completed Fix & Flip Loan Transactions in Jacksonville
American Heritage Lending, a national private lending firm, funded a $166,600 1st lien position private loan for a single-family residence fix & flip project in the Julington neighborhood of Jacksonville, FL. The purchase price was $147,500 and the estimated renovation budget was $56,300. The Borrower contributed a cash down payment of $33,900 which amounts to approximately 16% of the total project costs. The estimated after-repair value is $238,000 which puts our loan at 70% LTARV. The Borrower had less than stellar credit, but the loan was still approved based on their experience with flipping houses. The loan was closed in just 7 days! The SFR was completely renovated in 6 months and the fix and flip loan was paid off in January 2020.
