Hawaii DSCR Loan Lenders for Long-Term and Short-Term Rentals
Are you seeking long-term private financing for a residential rental property in Hawaii? On this page you'll find a list of lenders that offer these “DSCR” loans for single family homes, condos, and 2-4 unit rental properties in Hawaii’s urban areas. Some lenders consider vacation rentals (aka short-term rental or STR). The maximum loan-to-value is 80%. For a purchase, investors need a minimum down payment of 20%, and it could be higher depending on the debt service coverage ratio (DSCR), borrower’s credit score and location. The minimum credit score is 680 for most lenders. The loans terms range from 5 to 30 years.Displaying 0 Results
Filters
Searching...
Sorry, your search returned no results.
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
$50,000 - $5,000,000
6 to 24 months
9.00% - 12.00%
1.00% - 2.00%
$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
$75,000 - $7,000,000
12 to 360 months
7.00% - 12.99%
1.00% - 4.00%
$75,000 - $20,000,000
13 to 360 months
7.20% - 12.10%
0.25% - 2.50%
$75,000 - $1,250,000
1 to 9 months
10.40% - 13.90%
2.00% - 3.00%
$70,000 - $50,000,000
9 to 360 months
0.75% - 1.99%
$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%
$100,000 - $5,000,000
360 to 360 months
1.00% - 3.00%
Hawaii DSCR Loan Interest Rates
According to the loan documents software company, Lightning Docs, the average interest rate for Hawaii DSCR long-term rental loans in the 2nd quarter of 2024 was 7.83%. The average loan amount was $501,028. These stats are the average of 9 loans funded for residential rental properties in Hawaii between April 1, 2024 and June 30, 2024 by multiple lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
Stay Informed About Private Lending
Receive our monthly newsletters with valuable insights and industry updates