Idaho Hard Money Lenders

Need a hard money loan secured by real estate in Idaho? This page has a list of direct hard money lenders that offer quick funding for an Idaho property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is only for investment properties, not for homesteads. The loans are mainly based on equity in the subject property. For most lenders, the maximum LTV is typically 70% for a purchase and 65% for an equity cash out loan. Scroll to see the list of lenders.
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Lima One Capital

The Nation's Premier Lender for Real Estate Investors

$75,000 - $20,000,000
13 to 360 months
6.25% - 12.10%
0.25% - 2.50%
Socotra Capital

Direct Hard Money Lender for Commercial Real Estate

$100,000 - $12,000,000
6 to 240 months
10.00% - 14.00%
2.00% - 4.00%
LendingOne

Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide

$70,000 - $50,000,000
9 to 360 months
0.75% - 1.99%
Arch Loans

Low and High Leverage Options, up to 90% of purchase price for fix & flip

$100,000 - $10,000,000
1 to 12 months
8.00% - 15.00%
1.00% - 3.00%
RCN Capital

Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans

$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
Yieldi LLC

Direct, Reliable Lender for Investment Properties

$500,000 - $25,000,000
6 to 24 months
10.00% - 14.00%
1.00% - 4.00%
ZINC Financial

Direct Lender for Real Estate Investors. Established in 2006.

$100,000 - $2,500,000
1 to 360 months
8.99% - 11.99%
0.50% - 2.00%
HouseMax Funding

Hard Money Loans to Fund Your Next Big Project

$75,000 - $7,000,000
12 to 360 months
7.00% - 12.99%
1.00% - 4.00%
Gelt Financial, LLC

Creative Private Financing for Commercial Real Estate since 1989

$50,000 - $3,000,000
12 to 60 months
3.00% - 5.00%

Idaho Hard Money Interest Rates

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According to the hard money loan documents software company, Lightning Docs, the average interest rate for Idaho hard money loans in the 3rd quarter of 2024 was 10.91%. The average loan amount was $754,873. These stats are the average of 15 short-term loans (including bridge, rehab, and ground-up construction) funded for properties in Idaho between July 1, 2024 and September 30, 2024 by multiple hard money lenders that use Lightning Docs as their preferred software provider to prepare loan documents.

 

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According to private lending data provider, Analytics Logics, the average interest rate for Idaho hard money loans in the 3rd quarter of 2024 was 12.20%. Lenders charged an average of 3.3% points (origination fee). The average LTV (loan-to-value) for hard money loans in Idaho was 55%, and the average loan amount was $284,060. These stats are the average of all the loans which were funded between July 1, 2024 and September 30, 2024 by the many hard money lenders who use Liquid Logics’ loan origination software to manage their lending operations.

 

Top 10 Idaho Hard Money Lenders

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According to Forecasa™, here are the Top 10 Hard Money Lenders ranked by the number of loans originated in Idaho from June 2023 to May 2024.

  1. Veristone
  2. Inland Capital LLC
  3. Sekady Capital LLC
  4. Pine Valley Investments LLC
  5. Tensco INC
  6. Secured Land Transfers LLC
  7. Oaktree Funding Corporation
  8. Legacy Group Capital LLC
  9. J And R Capital LLC
  10. Builders Capital

Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform.

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