Iowa Hard Money Lenders
Need a hard money loan secured by real estate in Iowa? This page has a list of direct hard money lenders that offer quick funding for an Iowa property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is only for investment properties, not for homesteads. The loans are mainly based on equity in the subject property. For most lenders, the maximum LTV is typically 70% for a purchase and 65% for an equity cash out loan. Scroll to see the list of lenders.Searching...
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Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Center Street Lending
Smarter Loans for Residential Investors
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
Simplending Financial
We Close Loans - Residential, Multifamily, CRE
Gelt Financial, LLC
Creative Private Financing for Commercial Real Estate since 1989
Yieldi LLC
Direct, Reliable Lender for Investment Properties
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Iowa Hard Money Interest Rates
According to the hard money loan documents software company, Lightning Docs, the average interest rate for Iowa hard money loans in the 3rd quarter of 2024 was 11.32%. The average loan amount was $159,106. These stats are the average of 9 short-term loans (including bridge, rehab, and ground-up construction) funded for properties in Iowa between July 1, 2024 and September 30, 2024 by multiple hard money lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for Iowa hard money loans in the 3rd quarter of 2024 was 10.44%. Lenders charged an average of 2.3% points (origination fee). The average LTV (loan-to-value) for hard money loans in Iowa was 66%, and the average loan amount was $358,530. These stats are the average of all the loans which were funded between July 1, 2024 and September 30, 2024 by the many hard money lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 Iowa Hard Money Lenders
According to Forecasa™, here are the Top 10 Hard Money Lenders ranked by the number of loans* originated in Iowa from July 2024 to September 2024.
- Invest Dsm INC funded 59 loans
- SIL Capital (Strong Investor Loans) funded 21 loans
- Lynk Capital funded 11 loans
- Visio Lending funded 6 loans
- Itm LLC funded 6 loans
- Liquid Lending Solutions LLC funded 4 loans
- Backflip LLC funded 4 loans
- R/E Transactions 401 K Trust funded 3 loans
- Dominion Financial Services LLC funded 3 loans
- Lab Investment Company INC funded 3 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform.
Iowa Hard Money Loan Volume
According to SFR Analytics, here is the approximate quarterly volume of loans secured by investment real estate in Iowa which were funded by hard money lenders from October 2023 to September 2024.
- Approximately $9,163,838 of hard money loans were funded in the 3rd quarter of 2024 for 46 borrowers.
- Approximately $14,996,343 of hard money loans were funded in the 2nd quarter of 2024 for 51 borrowers.
- Approximately $6,037,939 of hard money loans were funded in the 1st quarter of 2024 for 31 borrowers.
- Approximately $7,228,020 of hard money loans were funded in the 4th quarter of 2023 for 30 borrowers.
SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market.
