Kentucky Private Money Lenders

Seeking a private money loan secured by real estate in Kentucky? On this page you'll find a list of direct private money lending companies that offer fast funding for a Kentucky property purchase, refinance, or equity cash out in 1st lien position. Private money loans are for short-term (3-24 months) and primarily qualify based on equity in the subject property, at least 30% for most lenders. Scroll below the lender list.
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Lima One Capital

The Nation's Premier Lender for Real Estate Investors

$75,000 - $20,000,000
13 to 360 months
7.20% - 12.10%
0.25% - 2.50%
American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
Center Street Lending

Smarter Loans for Residential Investors

$100,000 - $40,000,000
6 to 24 months
9.00% - 12.50%
0.50% - 2.00%
Coastal Equity Group

Direct Private Lender for Real Estate Investors in the Southeast

$100,000 - $3,000,000
12 to 360 months
10.00% - 12.00%
1.50% - 3.50%
Residential Capital Partners

100% Financing for Residential Rehab Projects (NO Money Down)

$75,000 - $1,250,000
1 to 9 months
10.40% - 13.90%
2.00% - 3.00%
ZINC Financial

Direct Lender for Real Estate Investors. Established in 2006.

$100,000 - $2,500,000
1 to 360 months
8.99% - 11.99%
0.50% - 2.00%
Yieldi LLC

Direct, Reliable Lender for Investment Properties

$500,000 - $25,000,000
6 to 24 months
10.00% - 14.00%
1.00% - 4.00%
LendingOne

Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide

$70,000 - $50,000,000
9 to 360 months
0.75% - 1.99%
Park Place Finance

Nationwide Direct Private Lender for Residential Real Estate Investors

$100,000 - $2,500,000
12 to 23 months
9.99% - 12.99%
1.50% - 3.00%
Kiavi

Servicing 12,000+ Real Estate Investors Across the Country

$100,000 - $3,000,000
12 to 360 months
HouseMax Funding

Hard Money Loans to Fund Your Next Big Project

$75,000 - $7,000,000
12 to 360 months
7.00% - 12.99%
1.00% - 4.00%
Gelt Financial, LLC

Creative Private Financing for Commercial Real Estate since 1989

$50,000 - $3,000,000
12 to 60 months
3.00% - 5.00%

Kentucky Private Money Interest Rates

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According to the private money loan documents software company, Lightning Docs, the average interest rate for Kentucky private money loans in the 2nd quarter of 2024 was 11.75%. The average loan amount was $198,048. These stats are the average of 14 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in Kentucky between April 1, 2024 and June 30, 2024 by multiple private lending companies that use Lightning Docs as their preferred software provider to prepare loan documents.

 

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According to private lending data provider, Analytics Logics, the average interest rate for Kentucky private money loans in the 2nd quarter of 2024 was 11.57%. Lenders charged an average of 2.1% points (origination fee). The average LTV (loan-to-value) for private money loans in Kentucky was 71%, and the average loan amount was $146,970. These stats are the average of all the loans which were funded between April 1, 2024 and June 30, 2024 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.

 

Top 10 Kentucky Private Lenders

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According to Forecasaâ„¢, here are the Top 10 Private Lenders ranked by the number of private mortgage loans originated in Kentucky from June 2023 to May 2024.

  1. MM Lending LLC
  2. Flippin Loan LLC
  3. Surepoint Equity LLC
  4. HSLC
  5. Kiavi
  6. Martin Goldsmith
  7. Annex Capital LLC
  8. Kentucky Private Lending LLC
  9. American Heritage Lending LLC
  10. RCN Capital LLC

Forecasaâ„¢ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform.

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