Kentucky Bridge Lenders for Residential Properties
Are you seeking a bridge loan secured by residential property in Kentucky? On this page you'll find a list of select bridge lenders for Kentucky investment properties with 1 to 4 units. To get a 1st lien bridge loan, you must have at least 30% equity. Due to state laws and regulations, it's not possible to get a bridge loan for a homestead (owner-occupied primary residence) or 2nd home. Change the loan type to 'Residential Owner-Occupied' to find some alternative lending options.Searching...
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RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Gelt Financial, LLC
Creative Private Financing for Commercial Real Estate since 1989
Certain Lending
The Mortgage Company Built for Real Estate Investors
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Yieldi
Direct, Reliable Lender for Investment Properties
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
Coastal Equity Group
Your trusted direct lender in the Southeast—small team, big relationships, and tailored solutions for investors.
Center Street Lending
Smarter Loans for Residential Investors
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Unitas Funding LLC
Direct Lending for Residential Property Investors - Bridge, Rehab, Construction
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
RBI Private Lending
Direct lender for Bridge Laons, Fix and Flip and Construction. Foreign nationals and new investors welcome.
Kentucky Bridge Loan Interest Rates
According to the loan documents software company, Lightning Docs, the average interest rate for Kentucky bridge loans in the 2nd quarter of 2025 was 10.42%. The average loan amount was $477,694. These stats are the average of 16 short-term loans (including rehab and ground-up construction loans) funded for properties in Kentucky between April 1, 2025 and June 30, 2025 by multiple bridge lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for bridge loans secured by residential investment properties in Kentucky in the 2nd quarter of 2025 was 12.45%. Lenders charged an average of 3.1% points (origination fee). The average LTV (loan-to-value) for bridge loans in Kentucky was 60%, and the average loan amount was $285,980. These stats are the average of all the loans which were funded between April 1, 2025 and June 30, 2025 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 Kentucky Bridge Loan Lenders
According to Forecasa™, here are the Top 10 Bridge Lenders ranked by the number of bridge loans* originated in Kentucky from January 2025 to March 2025.
- Flippin Loan LLC funded 56 loans
- Kiavi funded 33 loans
- MM Lending LLC funded 30 loans
- Kentucky Private Lending LLC funded 28 loans
- Velocity Commercial Capital funded 26 loans
- Annex Capital LLC funded 23 loans
- HSLC funded 21 loans
- Constructive Loans LLC funded 17 loans
- RCN Capital LLC funded 17 loans
- Surepoint Equity LLC funded 17 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform..
Kentucky Bridge Loan Volume
According to SFR Analytics, here is the approximate quarterly volume of bridge loans secured by investment real estate in Kentucky which were funded by private lending companies from January 2024 to December 2024.
- Approximately $49,435,638 of bridge loans were funded in the 4th quarter of 2024 for 228 borrowers.
- Approximately $58,716,979 of bridge loans were funded in the 3rd quarter of 2024 for 268 borrowers.
- Approximately $49,897,002 of bridge loans were funded in the 2nd quarter of 2024 for 238 borrowers.
- Approximately $44,331,494 of bridge loans were funded in the 1st quarter of 2024 for 203 borrowers.
Below are the approximate bridge loan volume amounts for Kentucky’s metropolitan areas:
Lexington-Fayette, KY
- 2024 Q4: $6,148,140 for 32 borrowers
- 2024 Q3: $6,071,659 for 24 borrowers
- 2024 Q2: $4,495,660 for 22 borrowers
- 2024 Q1: $9,824,111 for 30 borrowers
Louisville/Jefferson County, KY
- 2024 Q4: $28,558,585 for 142 borrowers
- 2024 Q3: $34,628,046 for 172 borrowers
- 2024 Q2: $32,013,546 for 153 borrowers
- 2024 Q1: $23,606,457 for 125 borrowers
SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market..
