Kentucky Bridge Lenders for Residential Properties
Are you seeking a bridge loan secured by residential property in Kentucky? On this page you'll find a list of select bridge lenders for investment properties with 1 to 4 units. To get a 1st lien bridge loan, you must have at least 30% equity. Due to federal laws and regulations, bridge loans are not offered for a homestead (owner-occupied primary residence) or 2nd home. Change the loan type to 'Residential Owner-Occupied' to find some alternative lending options.Searching...
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Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Red Rock Capital
Non-Recourse Loans for Self-Directed IRAs & Solo 401(k)s Fix-and-Flip, Bridge, and Long-Term Rental Financing
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Gelt Financial, LLC
Creative Private Financing for Commercial Real Estate since 1989
FlipCo Financial
Asset-Based Lending for Flippers | 90% LTC, NO Minimum Credit Score, NO Appraisals, NO Expierience Requirements
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
New Silver
Financing Outside The Box
Casa Lending
Capital that keeps your project moving - Fix & Flip, Construction, DSCR
Central Lending
Direct Lender for Residenital Property Investors
Center Street Lending
Smarter Loans for Residential Investors
Coastal Equity Group
We are a one stop shop for direct lending in the Southeast. We focus on strong relationships and provide personaliz
Accolend
No Points, 0% Origination Fee | Residential, Multifamily, Mixed-Use
Northern Star Mortgage Fund
Creative private lending for all types of investment properties
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
Yieldi
Direct, Reliable Lender for Investment Properties
Certain Lending
The Mortgage Company Built for Real Estate Investors
Top 10 Bridge Loan Lenders in Kentucky by Loan Count (Last 12 Months)
Based on data from Elementix, this ranking highlights the most active bridge lenders in Kentucky, measured by total funded loan count for short-term real estate loans (under 3 years) over the past 12 months. This data reflects current lending activity across Kentucky real estate investors.
| Company | Loans | Volume | Market Share |
|---|---|---|---|
| surepoint equity | 979 | $19M | 10% |
| mm lending | 867 | $29M | 18% |
| flippinloan.com | 658 | $27M | 16% |
| annex capital | 425 | $40M | 14% |
| kentucky private lending | 326 | $15M | 10% |
| jim mischner private mortgage lender | 180 | $3M | 2% |
| kiavi | 136 | $7M | 3% |
| mount wilson capital | 68 | $5M | 2% |
| phoenix loans | 50 | $1M | 1% |
| backflip | 47 | $1M | 1% |
Source: Elementix.ai (third-party data, not independently verified).
Top 20 Kentucky Bridge Loan Lenders by Loan Count (Past Quarter)
According to Forecasa™, here are the Top Bridge Lenders ranked by the number of bridge loans* originated in Kentucky from January 2026 to March 2026.
- Flippin Loan LLC funded 54 loans
- Kiavi funded 47 loans
- MM Lending LLC funded 44 loans
- Clontz Capital LLC funded 40 loans
- Annex Capital LLC funded 25 loans
- Kentucky Private Lending LLC funded 21 loans
- FOR SALE REAL ESTATE LLC funded 19 loans
- RCN Capital LLC funded 19 loans
- American Heritage Lending LLC funded 15 loans
- Surepoint Equity LLC funded 15 loans
- Cv3 Financial Services LLC funded 14 loans
- ROC Capita funded 13 loans
- Martin Goldsmith funded 12 loans
- Constructive Capital funded 10 loans
- Lima One Capital LLC funded 8 loans
- Hml Investments LLC funded 8 loans
- Rac Properties INC funded 8 loans
- Alumni Investments LLC funded 7 loans
- Mount Wilson Capital funded 7 loans
- Lendmarq funded 7 loans
* The number of loans funded are approximate and includes long-term rental loans.
Source: Forecasa (this is third-party data, not independently verified).
Kentucky Bridge Loan Interest Rates
According to the loan documents software company, Lightning Docs, the average interest rate for Kentucky bridge loans in the 2nd quarter of 2026 was 10.20%. The average loan amount was $202,985. These stats are the average of 33 short-term loans (including rehab and ground-up construction loans) funded for properties in Kentucky between April 1, 2026 and June 30, 2026 by multiple bridge lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for bridge loans secured by residential investment properties in Kentucky in the 1st quarter of 2026 was 10.25%. Lenders charged an average of 4.0% points (origination fee). The average LTV (loan-to-value) for bridge loans in Kentucky was 70%, and the average loan amount was $318,300. These stats are the average of all the loans which were funded between January 1, 2026 and March 31, 2026 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 Real Estate Investors in Kentucky Using Bridge Loans (Past 12 Months)
Based on data from Elementix, this ranking highlights the most active real estate investors in Kentucky who utilize short-term bridge loans, measured by total borrowing volume over the past 12 months. Total loan volume may include long-term loans from banks and conventional lenders.
| Entity | Loans | Volume |
|---|---|---|
| taber built homes llc | 400 | $1.8B |
| purchasing fund 2023 1 llc | 315 | $87M |
| executive homes llc | 294 | $151M |
| sky lake construction llc | 229 | $61M |
| vapa investments llc | 192 | $28M |
| tidewater developers llc | 178 | $279M |
| grandview capital llc | 177 | $41M |
| mcguinn homes inc | 161 | $312M |
| nilson & co llc | 146 | $76M |
| prestige home solutions llc | 145 | $31M |
Source: Elementix.ai (third-party data, not independently verified).
Kentucky Bridge Loan Volume by Quarter (Past 12 Months)
Based on data from Elementix, the following figures show the estimated quarterly loan volume for short-term, business-purpose bridge loans secured by real estate in Kentucky over the past 12 months.
Q2 2026: ~$1.9B across 950 loans
Q1 2026: ~$1.5B across 1,492 loans
Q4 2025: ~$1.7B across 1,509 loans
Q3 2025: ~$786M across 1,586 loans
Source: Elementix.ai (third-party data, not independently verified).
Transactions identified as private lender loans were excluded if the available public records did not clearly indicate whether the original loan term was less than 3 years.
