Louisiana Owner-Occupied Home Lenders

\Are you seeking a loan secured by an owner-occupied home in Louisiana? Unfortunately, private money or hard money lenders do not consider owner-occupied homes in Louisiana. Private lending is only for investment purposes. A loan secured by the borrower's primary or secondary residence is considered a consumer-purpose mortgage which is highly regulated by state and federal law. This applies to all residential properties with up to 4 units, including homes with an accessory dwelling unit (ADU) or separate rental unit. A Non-QM (non-qualified) mortgage may be an alternative option. Non-QM lenders consider lower credit scores, self-employed borrowers and other unique situations. However, they still require the borrower to document their ability to repay and afford the monthly payments with sufficient income. If you don't see any companies listed below, try searching online for non-QM lenders in Louisiana.
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Griffin Funding - Non-QM Home Loans

Alternative Loan Solutions for Self Employed Homeowners and Rental Investors

$100,000 - $3,000,000
1 to 360 months

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