Baltimore DSCR Long-Term Rental Lenders
Are you seeking long-term private financing for a residential rental property in Baltimore? On this page you'll find a list of lenders that offer these “DSCR” loans for single family homes, condos, and 2-4 unit rental properties in Baltimore’s urban areas. Some lenders consider vacation rentals (aka short-term rental or STR). The maximum loan-to-value is 80%. For a purchase, investors need a minimum down payment of 20%, and it could be higher depending on the debt service coverage ratio (DSCR), borrower’s credit score and location. The minimum credit score is 680 for most lenders. The loan terms range from 5 to 30 years.Displaying 0 Results
Filters
Searching...
Sorry, your search returned no results.
$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
$100,000 - $3,000,000
12 to 360 months
6.62% - 12.45%
$75,000 - $7,000,000
12 to 360 months
7.00% - 12.99%
1.00% - 4.00%
$75,000 - $1,250,000
1 to 9 months
10.40% - 13.90%
2.00% - 3.00%
$75,000 - $20,000,000
13 to 360 months
6.25% - 12.10%
0.25% - 2.50%
$150,000 - $40,000,000
6 to 24 months
9.00% - 12.50%
0.50% - 2.00%

Rehab Financial Group
100% Financing for Rehab, Flip and Construction Projects - NO DOWN PAYMENT! NO INCOME VERIFICATION!
$100,000 - $1,250,000
9 to 12 months
11.25% - 12.75%
2.00% - 3.00%

Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
$50,000 - $5,000,000
6 to 24 months
9.00% - 12.00%
1.00% - 2.00%
$100,000 - $5,000,000
12 to 360 months
6.25% - 8.75%
0 - 2.00%
$70,000 - $50,000,000
9 to 360 months
0.75% - 1.99%
$75,000 - $15,000,000
6 to 360 months
7.00% - 12.00%
1.50% - 4.00%
$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
$75,000 - $5,000,000
3 to 360 months
10.50% - 12.00%
2.00% - 3.00%
$100,000 - $5,000,000
360 to 360 months
1.00% - 3.00%
Baltimore DSCR Loan Interest Rates
According to the loan documents software company, Lightning Docs, the average interest rate for Baltimore DSCR long-term rental loans in the 1st quarter of 2024 was 8.20%. The average loan amount was $179,299. These stats are the average of 76 loans funded for residential rental properties in Baltimore between January 1, 2024 and March 31, 2024 by multiple lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
Stay Informed About Private Lending
Receive our monthly newsletters with valuable insights and industry updates