Maryland Construction Lenders for Residential Real Estate

Are you building a residential investment property in Maryland? On this page you'll find a list of private construction lenders for ground-up projects throughout the state. The maximum loan-to-completed value (LTCV) for most lenders in Maryland is 70%. You typically need to contribute 20%-25% of the project costs and have some cash reserves. Development experience is always required. Most lenders will require the project to be fully entitled and shovel ready. A small percentage of lenders will consider land acquisition and/or horizontal financing. The lenders listed here can fund a single home build, or a development with multiple homes. We have a separate page for lenders that offer ground-up construction financing for commercial properties.

Most lenders only consider construction projects in the DMV area, but some lend in Northern Maryland as well. Click the link below if the subject property is in or near Baltimore: