Maryland DSCR Long-Term Rental Lenders

Are you seeking long-term private financing for a residential rental property in Maryland? On this page you'll find a list of lenders that offer these DSCR loans for single family homes, condos, and 2-4 unit rental properties. The maximum loan-to-value is 80%. For a purchase, investors need a minimum down payment of 20%, and it could be higher depending on the debt service coverage ratio (DSCR), borrower’s credit score, location and other factors. These loans require a FICO score over 680. The loan terms range from 5 to 30 years. A few lenders consider vacation rentals (aka short-term rental or STR).

Some DSCR lenders only consider properties located in Southern Maryland but some will consider Northern Maryland. Click the link below if the rental property is in or near Baltimore:

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HouseMax Funding

Hard Money Loans to Fund Your Next Big Project

$75,000 - $7,000,000
12 to 360 months
7.00% - 12.99%
1.00% - 4.00%
i Fund Cities

Great F#*%ing Loans, Built By Investors For Investors

$75,000 - $15,000,000
6 to 360 months
7.00% - 12.00%
1.50% - 4.00%
LendingOne

Rental, Fix & Flip, Construction & Multifamily Bridge Loans Nationwide

$75,000 - $50,000,000
12 to 360 months
1.00% - 2.00%
Lima One Capital

The Nation's Premier Lender for Real Estate Investors

$75,000 - $20,000,000
13 to 360 months
7.20% - 12.10%
0.25% - 2.50%
Griffing Funding

DSCR Long-Term Rental Loans for Residential Investment Properties

$100,000 - $5,000,000
360 to 360 months
3.00% - 7.50%
1.00% - 3.00%
Nationwide Mortgage

Aggressive Pricing & Excellent Service for Bridge, Rehab, Rental, Construction Loans

$100,000 - $10,000,000
6 to 360 months
7.25% - 12.50%
1.00% - 2.00%
Haus Lending

Your Lending Partner for Real Estate Investing. Fast. Flexible. Reliable.

$50,000 - $50,000,000
12 to 360 months
American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
Rehab Financial Group

100% Financing for Rehab, Flip and Construction Projects - NO DOWN PAYMENT!

$50,000 - $2,000,000
4 to 12 months
11.88% - 13.00%
2.00% - 4.00%
Navigator Private Capital

Knowledge. Experience. Integrity.

$75,000 - $3,000,000
6 to 12 months
10.00% - 12.00%
1.50% - 4.50%
Kiavi

Servicing 12,000+ Real Estate Investors Across the Country

$75,000 - $2,000,000
12 to 360 months

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