Franklin Town Bridge Lenders for Residential Properties
Are you seeking a bridge loan secured by residential property in Franklin Town, MA? On this page you'll find a list of select bridge lenders for investment properties with 1 to 4 units. To get a 1st lien bridge loan, you must have at least 30% equity. Due to federal laws and regulations, bridge loans are not offered for a homestead (owner-occupied primary residence) or 2nd home. Change the loan type to 'Residential Owner-Occupied' to find some alternative lending options.Searching...
Cardinal Capital Group
New England Direct Private Money Lender
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Yieldi
Direct, Reliable Lender for Investment Properties
New Silver
Financing Outside The Box
Groundfloor Lending
Fast Funding with Deferred Interest Payments
Crosby Capital USA
Fast Bridge Loans for Multifamily and Residential Investment Properties
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Red Rock Capital
Non-Recourse Loans for Self-Directed IRAs; Solo 401(k)s Fix-and-Flip, Bridge, and Long-Term Rental Financing
Simplending Financial
Nationwide real estate investment lender
i Fund Cities
Direct Lender for Builders and Rehabbers
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Certain Lending
The Mortgage Company Built for Real Estate Investors
Central Lending
Direct Lender for Residenital Property Investors
Kiavi
Servicing 30,000+ Real Estate Investors Across the Country
Center Street Lending
Smarter Loans for Residential Investors
Gelt Financial, LLC
Creative Private Financing for Commercial Real Estate since 1989
Express Capital Financing
Get Express Capital for Investment Real Estate Nationwide
Casa Lending
Capital that keeps your project moving - Fix & Flip, Construction, DSCR
Unitas Funding LLC
Direct Lending for Residential Property Investors - Bridge, Rehab, Construction
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
Accolend
No Points, 0% Origination Fee | Residential, Multifamily, Mixed-Use
2 Local Massachusetts Bridge Loan Lenders
Below are the bridge loan lenders on our platform that are “local” lenders, based in the Boston metro area…
- Cardinal Capital Group
Based in the South End of Boston, Cardinal Capital Group ranks among the top five highest-volume bridge lenders in Massachusetts. Their loans are secured by multifamily and residential investment properties with a maximum loan-to-value of 75% for refinance bridge loans. In addition to Massachusetts, they lend in the rest of New England, plus a few other states. - RD Advisors
Based in South Boston, RD Advisors manages a debt fund which offers bridge loans secured by multifamily and residential investment properties in the Greater Boston metro area. They provide speed and flexibility for short-term refinance loans.
Top 10 Bridge Loan Lenders in Massachusetts by Loan Count (Last 12 Months)
Based on data from Elementix, this ranking highlights the most active bridge lenders in Massachusetts, measured by total funded loan count for short-term real estate loans (under 3 years) over the past 12 months. This data reflects current lending activity across Massachusetts real estate investors.
| Company | Loans | Volume | Market Share |
|---|---|---|---|
| rcn capital | 191 | $20M | 22% |
| renovo financial | 111 | $26M | 15% |
| cardinal capital group | 79 | $40M | 7% |
| asset based lending | 56 | $37M | 20% |
| roc capital / roc360 | 38 | $9M | 4% |
| new silver | 33 | $6M | 2% |
| lima one capital | 24 | $4M | 3% |
| signature lending | 20 | $1M | 1% |
| global funding group, llc | 11 | $243K | 1% |
| h1h2 capital | 10 | $4M | 2% |
Source: Elementix.ai (third-party data, not independently verified).
Top 20 Massachusetts Bridge Loan Lenders by Loan Count (Past Quarter)
According to Forecasa™, here are the Top Bridge Lenders ranked by the number of bridge loans* originated in Massachusetts from April 2026 to June 2026.
- Cardinal Capital Group Inc funded 36 loans
- Renovo Financial funded 32 loans
- First Boston Capital Partners funded 31 loans
- QS Private Lending LLC funded 26 loans
- Conquest Funds funded 21 loans
- RF Boston funded 17 loans
- Raymond C Green Funding funded 16 loans
- Boston Trust funded 13 loans
- Latitude Capital funded 13 loans
- Velocity Commercial Capital funded 12 loans
- Visio Lending funded 11 loans
- Kma Realty Trust INC funded 11 loans
- Tailor Ridge Real Estate Lending Fund funded 11 loans
- American Heritage Lending LLC funded 9 loans
- RD Advisors funded 9 loans
- Pinnacle Financial Services LLC funded 8 loans
- Cahoon Capital funded 8 loans
- Flyhomes Investments funded 7 loans
- Stonington Capital LLC funded 7 loans
- ROC Capital funded 6 loans
* The number of loans funded are approximate and includes long-term rental loans.
Source: Forecasa (this is third-party data, not independently verified).
Massachusetts Bridge Loan Interest Rates
According to the loan documents software company, Lightning Docs, the average interest rate for Massachusetts bridge loans in the 2nd quarter of 2026 was 9.86%. The average loan amount was $980,446. These stats are the average of 274 short-term loans (including rehab and ground-up construction loans) funded for properties in Massachusetts between April 1, 2026 and June 30, 2026 by multiple bridge lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for bridge loans secured by residential investment properties in Massachusetts in the 1st quarter of 2026 was 10.93%. Lenders charged an average of 1.1% points (origination fee). The average LTV (loan-to-value) for bridge loans in Massachusetts was 65%, and the average loan amount was $1,060,000. These stats are the average of all the loans which were funded between January 1, 2026 and March 31, 2026 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 Real Estate Investors in Massachusetts Using Bridge Loans (Past 12 Months)
Based on data from Elementix, this ranking highlights the most active real estate investors in Massachusetts who utilize short-term bridge loans, measured by total borrowing volume over the past 12 months. Total loan volume may include long-term loans from banks and conventional lenders.
| Entity | Loans | Volume |
|---|---|---|
| taber built homes llc | 400 | $1.8B |
| purchasing fund 2023 1 llc | 315 | $87M |
| executive homes llc | 294 | $151M |
| sky lake construction llc | 229 | $61M |
| vapa investments llc | 192 | $28M |
| tidewater developers llc | 178 | $279M |
| grandview capital llc | 177 | $41M |
| mcguinn homes inc | 161 | $312M |
| nilson & co llc | 146 | $76M |
| prestige home solutions llc | 145 | $31M |
Source: Elementix.ai (third-party data, not independently verified).
Mid-Project Refinance Bridge Loans in Massachusetts
Cardinal Capital Group is one of the few lenders on our platform that offer refinance bridge loans to complete a residential rehab or construction project in Massachusetts. Below is a excerpt from our interview with the company’s CEO, Briana Hildt.
In this clip, Briana Hildt discusses the risks and realities of refinancing loans mid-project — a scenario many lenders traditionally avoid due to concerns over “broken priority” and unclear construction progress. According to Hildt, the hesitation typically stems from lenders not originating the original loan and lacking visibility into prior work, payments to subcontractors, or potential lien issues. However, she argues that with proper construction expertise and due diligence, these refinances don’t need to be off-limits.
Cardinal Capital Group takes a more hands-on approach. With experience in both lending and construction, the team can assess whether a project is truly 65% complete or still far from the finish line. They rely on a combination of appraisals, title checks, and experienced judgment to verify borrower claims and evaluate project health. “As long as you can get clear title and see that no liens are outstanding,” Hildt says, “it’s really not that complicated.”
She also highlights how the pandemic exposed the need for more flexible underwriting. During COVID, permitting delays became common as local municipalities slowed operations, turning what should have been a quick approval into a months-long process. In those cases, borrowers often needed a refinance — not due to mismanagement, but because external timelines shifted drastically. Understanding the difference between delays driven by bad actors versus municipal bottlenecks, Hildt explains, is key to fair underwriting.
The conversation closes by addressing another common question: why didn’t the borrower’s original lender offer the refinance? Hildt explains that many institutional lenders don’t have the capital flexibility, note ownership, or loan servicing infrastructure to allow for extensions or refis — especially if they’ve already sold the loan. What seems like a red flag may simply be a limitation of the lender’s capital stack. With a more open-minded and experienced underwriting process, Cardinal is able to take on those refis that others won’t — and often finds them to be solid, low-risk deals.
Cardinal Capital Group (CCG) has collectively facilitated over $1 billion in funded loans and is one of the top bridge lenders for residential investment properties in Massachusetts. Visit their profile to find more short video clips, or watch the complete interview with Briana Hildt.
Massachusetts Bridge Loan Volume by Quarter (Past 12 Months)
Based on data from Elementix, the following figures show the estimated quarterly loan volume for short-term, business-purpose bridge loans secured by real estate in Massachusetts over the past 12 months.
Q2 2026: ~$65M across 72 loans
Q1 2026: ~$152M across 85 loans
Q4 2025: ~$96M across 152 loans
Q3 2025: ~$82M across 129 loans
Source: Elementix.ai (third-party data, not independently verified).
Transactions identified as private lender loans were excluded if the available public records did not clearly indicate whether the original loan term was less than 3 years.
