Natick Fix and Flip Lenders

Are you flipping properties in Natick, MA? On this page you'll find a list of fix and flip lenders for residential properties with 1-4 units. The maximum loan-to-after repair value (LTARV) for most lenders is 70%, and a few go up to 75%. You typically need some cash reserves. Most lenders require a down payment and a decent credit score, but there are some exceptions.
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LendingOne

Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide

$70,000 - $50,000,000
9 to 360 months
0.75% - 1.99%
Rehab Financial Group

100% Financing for Rehab, Flip and Construction Projects - NO DOWN PAYMENT! NO INCOME VERIFICATION!

$100,000 - $1,250,000
9 to 12 months
11.25% - 12.75%
2.00% - 3.00%
Accolend

No Points, 0% Origination Fee | Residential, Multifamily, Mixed-Use

$115,000 - $8,000,000
6 to 24 months
10.00% - 11.00%
i Fund Cities

Direct Lender for Builders and Rehabbers

$75,000 - $15,000,000
6 to 360 months
9.50% - 12.00%
1.00% - 3.00%
Residential Capital Partners

100% Financing for Residential Rehab Projects (NO Money Down)

$75,000 - $1,250,000
1 to 9 months
10.00% - 11.90%
2.00% - 3.00%
Unitas Funding LLC

Direct Lending for Residential Property Investors - Bridge, Rehab, Construction

$100,000 - $3,500,000
6 to 24 months
7.99% - 12.00%
1.00% - 3.00%
Kiavi

Servicing 18,000+ Real Estate Investors Across the Country

$100,000 - $3,000,000
12 to 360 months
6.62% - 12.45%
American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
Groundfloor Lending

Fast Funding with Deferred Interest Payments

$75,000 - $2,500,000
6 to 24 months
9.00% - 15.00%
2.00% - 4.00%
Stormfield Capital, LLC

Direct Balance-Sheet Lender for Investment Properties

$250,000 - $10,000,000
6 to 36 months
8.50% - 11.99%
0 - 2.00%
RD Advisors

Developer Financing, Fast | Direct Lender for Property Investors

$250,000 - $10,000,000
6 to 24 months
8.90% - 11.90%
1.00% - 2.00%
Certain Lending

The Mortgage Company Built for Real Estate Investors

$100,000 - $4,000,000
6 to 360 months
6.25% - 11.75%
0 - 3.00%
Center Street Lending

Smarter Loans for Residential Investors

$150,000 - $40,000,000
6 to 24 months
9.00% - 12.50%
0.50% - 2.00%
RBI Private Lending

Direct lender for Bridge Laons, Fix and Flip and Construction. Foreign nationals and new investors welcome.

$75,000 - $5,000,000
3 to 24 months
9.00% - 12.00%
1.00% - 2.00%
Dunmor

Do More With Dunmor

$100,000 - $15,000,000
6 to 24 months
6.75% - 12.00%
1.00% - 2.00%
Conventus

We Fund Fast While Providing Excellent Service and Competitive Pricing

$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%

2 Local Massachusetts Fix & Flip Lenders

Here are the fix and flip lenders on our platform that are “local” lenders, based in the Boston metro area…

  1. Cardinal Capital Group
    Based in the South End of Boston, Cardinal Capital Group ranks among the top five highest-volume hard money lenders in Massachusetts, according to Forecasa. For house flipping projects, they typically fund up to 85% of the purchase price and 100% of the renovation costs, with a 75% maximum loan-to-ARV. In addition to Massachusetts, they lend in the rest of New England, plus a few other states.
  2. RD Advisors
    Based in South Boston, RD Advisors manages a debt fund which offers fix & flip loans to real estate investors in the Greater Boston metro area. For flip projects, they typically fund up to 85% of the purchase price and 100% of the renovation costs, with a 70% maximum loan-to-ARV. They pride themselves on providing speed and flexibility. They don’t have high experience requirements and credit scores can be as low as 500.

Interest Reserves for Fix and Flip Projects in Massachusetts

Cardinal Capital Group is one of the few lenders on our platform offering interest reserves for fix & flip projects in Massachusetts. Below is a excerpt from our interview with the company’s CEO, Briana Hildt.

Briana Hildt explains how Cardinal Capital Group uses interest reserves to support borrowers on rehab and fix & flip projects in Massachusetts — particularly in markets like Boston where projects can be complex and capital-intensive. Rather than requiring investors to budget separately or raise extra equity for interest payments, Cardinal builds the interest reserve directly into the loan, provided the total exposure stays under 70% of the after-repair value (ARV).

Hildt emphasizes that this structure removes a major pain point for real estate investors, allowing them to focus on executing the renovation rather than juggling payments. It’s not a free pass — borrowers are expected to perform and move their projects forward. If delays arise due to inaction, the loan can enter default. But for serious operators, this structure streamlines the process and helps them succeed.

 

Cardinal Capital group logo

Cardinal Capital Group (CCG) has collectively facilitated over $1 billion in funded loans and is one of the top fix & flip lenders in Massachusetts. Visit their profile to find more short video clips, or watch the complete interview with Briana Hildt.

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