Somerville Fix and Flip Lenders
Are you flipping properties in Somerville, MA? On this page you'll find a list of fix and flip lenders for residential properties with 1-4 units. The maximum loan-to-after repair value (LTARV) for most lenders is 70%, and a few go up to 75%. You typically need some cash reserves. Most lenders require a down payment and a decent credit score, but there are some exceptions.Searching...
Sorry, your search returned no results.
Cardinal Capital Group
New England Direct Private Money Lender
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Rehab Financial Group
100% Financing for Rehab, Flip and Construction Projects - NO DOWN PAYMENT! NO INCOME VERIFICATION!
Accolend
No Points, 0% Origination Fee | Residential, Multifamily, Mixed-Use
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
Groundfloor Lending
Fast Funding with Deferred Interest Payments
RD Advisors
Developer Financing, Fast | Direct Lender for Property Investors
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Center Street Lending
Smarter Loans for Residential Investors
i Fund Cities
Direct Lender for Builders and Rehabbers
Dunmor
Do More With Dunmor
Certain Lending
The Mortgage Company Built for Real Estate Investors
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Unitas Funding LLC
Direct Lending for Residential Property Investors - Bridge, Rehab, Construction
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
RBI Private Lending
Direct lender for Bridge Laons, Fix and Flip and Construction. Foreign nationals and new investors welcome.
Top Massachusetts Real Estate Investors
According to Forecasa™, here are the some of the most active real estate investors in Massachusetts that use fix & flip lenders, ranked by the number of mortgage transactions* from January 2025 to August 2025.
- Trade In Holdings LLC
- Alohomora LLC
- Irenovate LLC
- MJ HOMES LLC
- Jmc Real Estate LLC
- DAUNTLESS PATH LLC
- Haven Builders LLC
- First Light Holdings LLC
- Revive Homes LLC
- Aspen Properties Dev LLC
- KEEN BUILDING COMPANY LLC
- ENIS SHEHU (SKYBRIDGE PROPERTIES LLC)
- Seaside Capital LLC
- Griffin Homes LLC
- Viktory Flips LLC
- NEWLIFE LLC
- Elevate Acquisitions LLC
- T & C INVESTMENT LLC
- Lake Development LLC
- Jge Investments LLC
Here are some of the lenders on our platform that have funded loans for the top residential real estate investors in Massachusetts recently:
Cardinal Capital Group | Conventus LLC| Kiavi| Rain City Capital LLC | Icecap Group | Capital Fund I LLC
* Many of these real estate investors also use banks and traditional financing, but Forecasa data shows that they have recently used a hard money lender for their property investments.
Forecasa™ empowers real estate professionals with data-driven insights to wholesalers looking for cash buyers, real estate investors tracking their competition, or lenders seeking new clients. With access to property acquisition data, investor profiles, and transaction patterns, you can quickly identify active buyers, match deals to the right investors, and move properties faster. Whether you buy a few credits for targeted lookups or subscribe for full market access, Forecasa helps you stay ahead of the competition and build relationships with the most active players in your area.
2 Local Massachusetts Fix & Flip Lenders
Here are the fix and flip lenders on our platform that are “local” lenders, based in the Boston metro area…
- Cardinal Capital Group
Based in the South End of Boston, Cardinal Capital Group ranks among the top five highest-volume hard money lenders in Massachusetts, according to Forecasa. For house flipping projects, they typically fund up to 85% of the purchase price and 100% of the renovation costs, with a 75% maximum loan-to-ARV. In addition to Massachusetts, they lend in the rest of New England, plus a few other states. - RD Advisors
Based in South Boston, RD Advisors manages a debt fund which offers fix & flip loans to real estate investors in the Greater Boston metro area. For flip projects, they typically fund up to 85% of the purchase price and 100% of the renovation costs, with a 70% maximum loan-to-ARV. They pride themselves on providing speed and flexibility. They don’t have high experience requirements and credit scores can be as low as 500.
Interest Reserves for Fix and Flip Projects in Massachusetts
Cardinal Capital Group is one of the few lenders on our platform offering interest reserves for fix & flip projects in Massachusetts. Below is a excerpt from our interview with the company’s CEO, Briana Hildt.
Briana Hildt explains how Cardinal Capital Group uses interest reserves to support borrowers on rehab and fix & flip projects in Massachusetts — particularly in markets like Boston where projects can be complex and capital-intensive. Rather than requiring investors to budget separately or raise extra equity for interest payments, Cardinal builds the interest reserve directly into the loan, provided the total exposure stays under 70% of the after-repair value (ARV).
Hildt emphasizes that this structure removes a major pain point for real estate investors, allowing them to focus on executing the renovation rather than juggling payments. It’s not a free pass — borrowers are expected to perform and move their projects forward. If delays arise due to inaction, the loan can enter default. But for serious operators, this structure streamlines the process and helps them succeed.
Cardinal Capital Group (CCG) has collectively facilitated over $1 billion in funded loans and is one of the top fix & flip lenders in Massachusetts. Visit their profile to find more short video clips, or watch the complete interview with Briana Hildt.
