Barnstable Fix and Flip Lenders
Are you flipping properties in Barnstable, MA? On this page you'll find a list of fix and flip lenders for residential properties with 1-4 units. The maximum loan-to-after repair value (LTARV) for most lenders is 70%, and a few go up to 75%. You typically need some cash reserves. Most lenders require a down payment and a decent credit score, but there are some exceptions.Searching...
Cardinal Capital Group
New England Direct Private Money Lender
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Center Street Lending
Smarter Loans for Residential Investors
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Kiavi
Servicing 30,000+ Real Estate Investors Across the Country
Red Rock Capital
Non-Recourse Loans for Self-Directed IRAs; Solo 401(k)s Fix-and-Flip, Bridge, and Long-Term Rental Financing
Simplending Financial
Nationwide real estate investment lender
i Fund Cities
Direct Lender for Builders and Rehabbers
Certain Lending
The Mortgage Company Built for Real Estate Investors
Express Capital Financing
Get Express Capital for Investment Real Estate Nationwide
Unitas Funding LLC
Direct Lending for Residential Property Investors - Bridge, Rehab, Construction
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Central Lending
Direct Lender for Residenital Property Investors
Groundfloor Lending
Fast Funding with Deferred Interest Payments
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Rehab Financial Group
Financing for investors who are ready to do more.
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Accolend
No Points, 0% Origination Fee | Residential, Multifamily, Mixed-Use
Casa Lending
Capital that keeps your project moving - Fix & Flip, Construction, DSCR
New Silver
Financing Outside The Box
2 Local Massachusetts Fix & Flip Lenders
Here are the fix and flip lenders on our platform that are “local” lenders, based in the Boston metro area…
- Cardinal Capital Group
Based in the South End of Boston, Cardinal Capital Group ranks among the top five highest-volume hard money lenders in Massachusetts, according to Forecasa. For house flipping projects, they typically fund up to 85% of the purchase price and 100% of the renovation costs, with a 75% maximum loan-to-ARV. In addition to Massachusetts, they lend in the rest of New England, plus a few other states. - RD Advisors
Based in South Boston, RD Advisors manages a debt fund which offers fix & flip loans to real estate investors in the Greater Boston metro area. For flip projects, they typically fund up to 85% of the purchase price and 100% of the renovation costs, with a 70% maximum loan-to-ARV. They pride themselves on providing speed and flexibility. They don’t have high experience requirements and credit scores can be as low as 500.
Interest Reserves for Fix and Flip Projects in Massachusetts
Cardinal Capital Group is one of the few lenders on our platform offering interest reserves for fix & flip projects in Massachusetts. Below is a excerpt from our interview with the company’s CEO, Briana Hildt.
Briana Hildt explains how Cardinal Capital Group uses interest reserves to support borrowers on rehab and fix & flip projects in Massachusetts — particularly in markets like Boston where projects can be complex and capital-intensive. Rather than requiring investors to budget separately or raise extra equity for interest payments, Cardinal builds the interest reserve directly into the loan, provided the total exposure stays under 70% of the after-repair value (ARV).
Hildt emphasizes that this structure removes a major pain point for real estate investors, allowing them to focus on executing the renovation rather than juggling payments. It’s not a free pass — borrowers are expected to perform and move their projects forward. If delays arise due to inaction, the loan can enter default. But for serious operators, this structure streamlines the process and helps them succeed.
Cardinal Capital Group (CCG) has collectively facilitated over $1 billion in funded loans and is one of the top fix & flip lenders in Massachusetts. Visit their profile to find more short video clips, or watch the complete interview with Briana Hildt.
