Missouri Bridge Lenders for Residential Properties
Are you seeking a bridge loan secured by residential property in Missouri? On this page you'll find a list of select bridge lenders for Missouri investment properties with 1 to 4 units. To get a 1st lien bridge loan, you must have at least 30% equity. Due to state laws and regulations, it's not possible to get a bridge loan for a homestead (owner-occupied primary residence) or 2nd home. Change the loan type to 'Residential Owner-Occupied' to find some alternative lending options.Searching...
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Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Rain City Capital
Quick, Simple, Reliable Direct Lender for Real Estate Investors
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
LendingOne
Rental, Fix & Flip, Construction & Multifamily Bridge Loans Nationwide
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Pimlico Capital
Direct Lender for Real Estate Investors | Established in 2016
Minnow Loan
Your Deal. Our Money.
Gelt Financial, LLC
Creative Private Financing for Commercial Real Estate since 1989
Old North Capital Fund, LLC
True asset-based financing | No credit check, No appraisals, No prepay
Kiavi
Servicing 12,000+ Real Estate Investors Across the Country
Nationwide Mortgage
Outstanding Service for Investment Property Bridge, Rehab, Rental, and Construction Loans
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Arch Loans
Low and High Leverage Options, up to 90% of purchase price for fix & flip
Park Place Finance
Nationwide Direct Private Lender for Residential Real Estate Investors
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
KECO Capital, LLC
Funding for Investors By Investors
Yieldi LLC
Direct Lender for Investment Properties - Bridge, Rehab, Construction
Missouri Bridge Loan Interest Rates
According to the loan documents software company, Lightning Docs, the average interest rate for Missouri bridge loans in the 1st quarter of 2024 was 11.84%. The average loan amount was $161,928. These stats are the average of 54 short-term loans (including rehab and ground-up construction loans) funded for properties in Missouri between January 1, 2024 and March 31, 2024 by multiple bridge lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for bridge loans secured by residential investment properties in Missouri in the 1st quarter of 2024 was 11.74%. Lenders charged an average of 2.4% points (origination fee). The average LTV (loan-to-value) for bridge loans in Missouri was 61%, and the average loan amount was $451,220. These stats are the average of all the loans which were funded between January 1, 2024 and March 31, 2024 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Local Missouri Bridge Loan Lenders
At this time, we have one bridge lender on our platform that is based in Missouri…
Minnow Loan is an asset-based direct lender focused on lending throughout Missouri – St. Louis, Jefferson City, Columbia, Kansas City, Springfield, etc. They offer bridge loans for an investment property purchase, refinance, or equity cash out in 1st lien position. They are not too concerned about credit scores and don’t require a formal appraisal for most deals.
Top 10 Missouri Bridge Loan Lenders
According to Forecasa™, here are the Top 10 Bridge Lenders ranked by the number of bridge loans originated in Missouri the last 12 months from March 2024.
- Kiavi
- Endeavor Capital LLC
- RCN Capital LLC
- Cherokee Investment Company
- Longhorn Investments
- ROC Capital
- 3 Arrows Lending LLC
- North Oak Investment LLC
- Anchor Loans
- Sherman Bridge
Forecasa™ provides analytics data for Missouri bridge loans on a quarterly basis. You’ll find their top lenders data for many other states on our platform.
Select a Metro Area
Kansas City and St. Louis are the two main metropolitan areas in Missouri. The list of lenders for these two metros are the same as the entire state. We haven’t found that any lenders will consider one versus the other.
Funded Residential Investment Bridge Loans in Missouri
Cityscape Finance, a direct private lending firm, funded a $328,000 refinance bridge loan secured by a single-family residence in Saint Louis, Missouri. The home’s estimated value was $505,000 so the loan-to-value for our 1st mortgage was 65%. The interest rate was 9.99%, and the loan term was set at 24 months. The Borrower had good credit. They inherited the property which had no existing debt. They needed funds to complete a renovation project which will get the property in rent-ready condition. They plan to refinance into a long-term rental loan once it’s stabilized with a new tenant. The property is located close to a University, which makes it easy to find renters. This SFR rental property bridge loan was funded in September 2022.
Cityscape Finance funded a $169,000 refinance bridge loan secured by a 2-unit residential property in St Louis, Missouri. The property’s estimated value was $260,000 so the loan-to-value for our 1st mortgage was 65%. The interest rate for our loan was 9.99% with interest-only payment, and the loan term was set at 24 months. The subject property, located near a university, was in good condition with a square footage of 1,970. The Borrower was an experienced investor who inherited the property and needed funds for a rehab project. They plan to lease the property, then refinance into a long-term rental loan before the end of the 24-month loan term. This residential property bridge loan was funded in September 2022.