Missouri Construction Lenders for Residential Properties
Are you building a residential investment property in Missouri? On this page you'll find a list of private construction lenders for ground-up projects throughout Missouri's urban areas. The maximum loan-to-completed value (LTCV) for most lenders in Missouri is 70%. You typically need to contribute 20%-25% of the project costs and have some cash reserves. Development experience is almost always required. Most lenders will require the project to be fully entitled and shovel ready. A small percentage of lenders will consider land acquisition and/or horizontal financing. The lenders listed here can fund a single home build, or a development with multiple homes. We have a separate page for lenders that offer ground-up construction financing for commercial properties.Searching...
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Lima One Capital
The Nation's Premier Lender for Real Estate Investors
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
Old North Capital Fund, LLC
True asset-based financing | No credit check, No appraisals, No prepay
Rain City Capital
Quick, Simple, Reliable Direct Lender for Real Estate Investors
ZINC Financial
Direct Lender for Real Estate Investors. Established in 2006.
KECO Capital, LLC
Funding for Investors By Investors
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Minnow Loan
Your Deal. Our Money.
Center Street Lending
Smarter Loans for Residential Investors
Arch Loans
Low and High Leverage Options, up to 90% of purchase price for fix & flip
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Local Missouri Construction Lenders
At this time, we have one construction lender on our platform that is based in Missouri…
Minnow Loan is an asset-based direct lender focused on lending throughout Missouri – St. Louis, Jefferson City, Columbia, Kansas City, Springfield, etc. For residential construction projects, they can fund up to 65% of the land purchase and 100% of the rehab costs, so long as the loan-to-after-repair value is under 70%. They don’t require a formal appraisal for most deals. They don’t care much about credit scores, unless the plan is to hold the property as a rental.
Select a Metro Area
Kansas City and St. Louis are the two main metropolitan areas in Missouri. The list of lenders for these two metros are the same as the entire state. We haven’t found that any lenders will consider one versus the other.
