Missouri Construction Lenders for Residential Investment Property
Are you building a residential investment property in Missouri? On this page you'll find a list of private construction lenders for ground-up projects throughout Missouri's urban areas. The maximum loan-to-completed value (LTCV) for most lenders in Missouri is 70%. You typically need to contribute 20%-25% of the project costs and have some cash reserves. Development experience is almost always required. Most lenders will require the project to be fully entitled and shovel ready. A small percentage of lenders will consider land acquisition and/or horizontal financing. The lenders listed here can fund a single home build, or a development with multiple homes. We have a separate page for lenders that offer ground-up construction financing for commercial properties.
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Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Missouri Construction Loan Stats
According to private lending data provider, Analytics Logics, the average interest rate for fix & flip loans in Missouri is 10.75%. The average loan amount is $136,000. These stats are the average of all the loans which were funded between April 1, 2023 and September 15, 2023 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Private construction loans are typically for the vertical costs of building residential properties which will be sold or rented upon completion. Some lenders will participate in the land acquisition, but the majority only provide financing once the project is shovel-ready with building permits in hand.
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