Missouri Private Money Lenders
Seeking a private money loan secured by real estate in Missouri? On this page you'll find a list of direct private money lending companies that offer fast funding for a property purchase, refinance, or equity cash out in 1st lien position. Private money loansare for short-term (3-24 months) and primarily qualify based on equity in the subject property, at least 30% for most lenders. We only list professional private lending companies, not individual investors.Searching...
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Top 20 Missouri Private Lenders
According to Forecasa™, here are the Top Private Lenders ranked by the number of private mortgage loans* originated in Missouri from April 2025 to June 2025.
- Kiavi funded 175 loans
- RCN Capital LLC funded 84 loans
- Constructive Loans LLC funded 74 loans
- Sherman Bridge funded 54 loans
- ROC Capital funded 42 loans
- Dominion Financial Services LLC funded 35 loans
- Cv3 Financial Services LLC funded 30 loans
- Cherokee Investment Company funded 29 loans
- Crossroads Investment Lending (Crossroads ManagementGroup LLC) funded 23 loans
- Mil Nevada INC funded 19 loans
- Westre Financial Group LLC funded 19 loans
- Crebrid (Wildcat Lending) funded 19 loans
- S and P FINANCIAL SERVICES INC funded 19 loans
- Bridge Capital Thrift and Loan (Bridge Capital Asset FundingLLC) (Bridge Memphis) funded 18 loans
- Velocity Commercial Capital funded 16 loans
- Longhorn Investments funded 15 loans
- Three Doors Funding LLC funded 14 loans
- Corevest American Finance LLC funded 14 loans
- Talos Lending (Minnow Loan) funded 14 loans
- Community Capital Funding funded 13 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform..
Missouri Private Money Interest Rates
According to the private money loan documents software company, Lightning Docs, the average interest rate for Missouri private money loans in the 3rd quarter of 2025 was 11.17%. The average loan amount was $338,978. These stats are the average of 78 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in Missouri between July 1, 2025 and September 30, 2025 by multiple private lending companies that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for Missouri private money loans in the 3rd quarter of 2025 was 12.59%. Lenders charged an average of 2.9% points (origination fee). The average LTV (loan-to-value) for private money loans in Missouri was 64%, and the average loan amount was $229,200. These stats are the average of all the loans which were funded between July 1, 2025 and September 30, 2025 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top Missouri Investors Using Private Lenders
According to Forecasa™, here are the some of the most active real estate investors in Missouri that use private lenders, ranked by the number of mortgage transactions* from January 2025 to August 2025.
- FORD PROPERTY ENTERPRISES LLC
- Gouldsmith Acquisitions LLC
- Walker Flips Kc LLC
- Black Pebble Properties LLC
- Ridgeline Investments LLC
- Vidcor LLC
- Lucas Properties LLC
- Great Plains Property Holdings LLC
- Lighthouse Estates LLC
- UNITY PROPERTIES LLC
- DKL HOMES LLC
- KYB HOMES LLC
- Patriot Homes INC
- Mvp Homes INC
- East West Properties LLC
- Swap 44 LLC
- Skyline Construction LLC
- Settle Houses LLC
- Bluebird Home Investments LLC
- ALLIED INVESTORS GROUP LLC
Here are some of the lenders on our platform that have funded loans for the top residential real estate investors in Missouri recently:
Kiavi | Rehab Financial Group | LendingOne | RCN Capital LLC | i Fund Cities | Conventus LLC
* Many of these real estate investors also use banks and traditional financing, but Forecasa data shows that they have recently used a hard money lender for their property investments.
Forecasa™ empowers real estate professionals with data-driven insights to wholesalers looking for cash buyers, real estate investors tracking their competition, or lenders seeking new clients. With access to property acquisition data, investor profiles, and transaction patterns, you can quickly identify active buyers, match deals to the right investors, and move properties faster. Whether you buy a few credits for targeted lookups or subscribe for full market access, Forecasa helps you stay ahead of the competition and build relationships with the most active players in your area.
Missouri Private Lending Loan Volume
According to SFR Analytics, here is the approximate quarterly volume of private mortgage loans secured by investment real estate in Missouri which were funded by private lenders from January 2025 to December 2025.
- Approximately $- of private money loans were funded in the 4th quarter of 2025 for - borrowers.
- Approximately $186,378,740 of private money loans were funded in the 3rd quarter of 2025 for 929 borrowers.
- Approximately $174,348,571 of private money loans were funded in the 2nd quarter of 2025 for 903 borrowers.
- Approximately $168,058,619 of private money loans were funded in the 1st quarter of 2025 for 808 borrowers.
Below are the approximate private money loan volume amounts for Missouri’s metropolitan areas:
St. Louis, MO
- 2025 Q4: $- for - borrowers
- 2025 Q3: $96,651,859 for 493 borrowers
- 2025 Q2: $87,613,727 for 501 borrowers
- 2025 Q1: $79,280,197 for 474 borrowers
Kansas City, MO
- 2025 Q4: $- for - borrowers
- 2025 Q3: $124,494,528 for 607 borrowers
- 2025 Q2: $116,844,198 for 571 borrowers
- 2025 Q1: $96,463,924 for 466 borrowers
SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market..
2 Local Private Lenders in Missouri
Below are the private lenders on our platform that are “local” lenders in Missouri. These are professional private lending companies. You won’t find any individual/family lenders on our platform.
- Minnow Loan
Based in Columbia, Minnow Loan is an asset-based direct lender focused on lending throughout Missouri – St. Louis, Jefferson City, Columbia, Kansas City, Springfield, etc. They offer various types of private money loans: bridge loans, rehab, fix and flip, ground-up construction, and transactional (same-day close). They are not too concerned about credit scores and don’t require a formal appraisal for most deals. - Crossroads Investment Lending
Crossroads is technically based in Kansas, but right on the Missouri border. They only lend in the Kansas City metro area. They offer 100% financing for rehab fix & flip (or fix & rent) projects in 9 Missouri counties: Jackson, Clay, Platte, Cass, Lafayette, Buchanan, Clinton, DeKalb, Johnson. They also offer equity cash out bridge loans on residential investment properties and vacant land.
Select a Metro Area
Kansas City and St. Louis are the two main metropolitan areas in Missouri. The list of lenders for these two metros are the same as the entire state. We haven’t found that any lenders will consider one versus the other.
