New Hampshire Hard Money Lenders

Need a hard money loan secured by real estate in New Hampshire? This page has a list of direct hard money lenders that offer quick funding for a New Hampshire property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is only for investment properties, not for homesteads. The loans are mainly based on equity in the subject property. For most lenders, the maximum LTV is typically 70% for a purchase and 65% for an equity cash out loan. Scroll to see the list of lenders.
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Dunmor

Do More With Dunmor

$100,000 - $15,000,000
6 to 24 months
6.75% - 12.00%
1.00% - 2.00%
Unitas Funding LLC

Direct Lending for Residential Property Investors - Bridge, Rehab, Construction

$100,000 - $3,500,000
6 to 24 months
7.99% - 12.00%
1.00% - 3.00%
Residential Capital Partners

100% Financing for Residential Rehab Projects (NO Money Down)

$75,000 - $1,250,000
1 to 9 months
10.00% - 11.90%
2.00% - 3.00%
Certain Lending

The Mortgage Company Built for Real Estate Investors

$100,000 - $4,000,000
6 to 360 months
6.25% - 11.75%
0 - 3.00%
LendingOne

Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide

$70,000 - $50,000,000
9 to 360 months
0.75% - 1.99%
Rehab Financial Group

100% Financing for Rehab, Flip and Construction Projects - NO DOWN PAYMENT! NO INCOME VERIFICATION!

$100,000 - $1,250,000
9 to 12 months
11.25% - 12.75%
2.00% - 3.00%
New Silver

Financing Outside The Box

$100,000 - $5,000,000
12 to 360 months
9.50% - 11.50%
1.00% - 2.00%
Lima One Capital

The Nation's Premier Lender for Real Estate Investors

$75,000 - $20,000,000
13 to 360 months
6.25% - 12.10%
0.25% - 2.50%
Yieldi

Direct, Reliable Lender for Investment Properties

$500,000 - $25,000,000
6 to 24 months
10.00% - 14.00%
1.00% - 4.00%
American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
We Lend LLC

Nationwide Private Lending

$150,000 - $15,000,000
6 to 18 months
10.75% - 12.00%
1.50% - 2.00%
Kiavi

Servicing 18,000+ Real Estate Investors Across the Country

$100,000 - $3,000,000
12 to 360 months
6.62% - 12.45%
HouseMax Funding

Hard Money Loans to Fund Your Next Big Project

$75,000 - $7,000,000
12 to 360 months
7.00% - 12.99%
1.00% - 4.00%
Center Street Lending

Smarter Loans for Residential Investors

$150,000 - $40,000,000
6 to 24 months
9.00% - 12.50%
0.50% - 2.00%
Gelt Financial, LLC

Creative Private Financing for Commercial Real Estate since 1989

$50,000 - $3,000,000
12 to 60 months
11.00% - 14.00%
1.00% - 3.00%
Stormfield Capital, LLC

Direct Balance-Sheet Lender for Investment Properties

$250,000 - $10,000,000
6 to 36 months
8.50% - 11.99%
0 - 2.00%
RBI Private Lending

Direct lender for Bridge Laons, Fix and Flip and Construction. Foreign nationals and new investors welcome.

$75,000 - $5,000,000
3 to 24 months
9.00% - 12.00%
1.00% - 2.00%

New Hampshire Hard Money Interest Rates

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According to the hard money loan documents software company, Lightning Docs, the average interest rate for New Hampshire hard money loans in the 2nd quarter of 2025 was 10.88%. The average loan amount was $468,335. These stats are the average of 11 short-term loans (including bridge, rehab, and ground-up construction) funded for properties in New Hampshire between April 1, 2025 and June 30, 2025 by multiple hard money lenders that use Lightning Docs as their preferred software provider to prepare loan documents.

 

analytics logics logo

According to private lending data provider, Analytics Logics, the average interest rate for New Hampshire hard money loans in the 2nd quarter of 2025 was 12.47%. Lenders charged an average of 2.9% points (origination fee). The average LTV (loan-to-value) for hard money loans in New Hampshire was 66%, and the average loan amount was $314,380. These stats are the average of all the loans which were funded between April 1, 2025 and June 30, 2025 by the many hard money lenders who use Liquid Logics’ loan origination software to manage their lending operations.

Top 10 New Hampshire Hard Money Lenders

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According to Forecasaâ„¢, here are the Top 10 Hard Money Lenders ranked by the number of loans* originated in New Hampshire from January 2025 to March 2025.

  1. Cornerstone Commercial Capital funded loans
  2. funded 13 loans
  3. Rbr Financial INC funded 8 loans
  4. The Noble Group (Central Penn Capital Management LLC) funded 7 loans
  5. ROC Capital funded 5 loans
  6. Asset Based Lending LLC funded 4 loans
  7. Bluestone Capital LLC funded 4 loans
  8. Oaktree Funding Corporation funded 4 loans
  9. Wertmount Financial Limited Partnership funded 4 loans
  10. Cahoon Capital funded 3 loans

* The number of loans funded are approximate and includes long-term rental loans.

Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform..

New Hampshire Hard Money Loan Volume

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According to SFR Analytics, here is the approximate quarterly volume of loans secured by investment real estate in New Hampshire which were funded by hard money lenders from January 2024 to December 2024.

  • Approximately $19,546,934 of hard money loans were funded in the 4th quarter of 2024 for 341 borrowers.
  • Approximately $20,190,350 of hard money loans were funded in the 3rd quarter of 2024 for 369 borrowers.
  • Approximately $18,414,357 of hard money loans were funded in the 2nd quarter of 2024 for 356 borrowers.
  • Approximately $11,492,266 of hard money loans were funded in the 1st quarter of 2024 for 289 borrowers.

SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market..

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