New Jersey Private Money Lenders
Seeking a private money loan secured by real estate in New Jersey? On this page you'll find a list of direct private money lending companies that offer fast funding for a New Jersey property purchase, refinance, or equity cash out in 1st lien position. Private money loans are for short-term (3-24 months) and primarily qualify based on equity in the subject property, at least 30% for most lenders. Scroll below the lender list.Searching...
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RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Unitas Funding LLC
Direct Lending for Residential Property Investors - Bridge, Rehab, Construction
Rehab Financial Group
100% Financing for Rehab, Flip and Construction Projects - NO DOWN PAYMENT! NO INCOME VERIFICATION!
New Silver
Financing Outside The Box
Center Street Lending
Smarter Loans for Residential Investors
Crosby Capital USA
Fast Bridge Loans for Multifamily and Residential Investment Properties
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
RBI Private Lending
Direct lender for Bridge Laons, Fix and Flip and Construction. Foreign nationals and new investors welcome.
Pepe/Berard Capital, LLC
Direct lending for Northeast real estate investors | No mimimum credit score
IceCap Group
Flexible & Friendly Funding for Property Investors Across the Country
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Dunmor
Do More With Dunmor
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Certain Lending
The Mortgage Company Built for Real Estate Investors
Yieldi
Direct, Reliable Lender for Investment Properties
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Gelt Financial, LLC
Creative Private Financing for Commercial Real Estate since 1989
i Fund Cities
Great F#*%ing Loans, Built By Investors For Investors
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
We Lend LLC
Nationwide Private Lending
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
Cardinal Capital Group
New England Direct Private Money Lender
New Jersey Private Money Interest Rates
According to the private money loan documents software company, Lightning Docs, the average interest rate for New Jersey private money loans in the 2nd quarter of 2025 was 10.59%. The average loan amount was $714,502. These stats are the average of 329 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in New Jersey between April 1, 2025 and June 30, 2025 by multiple private lending companies that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for New Jersey private money loans in the 2nd quarter of 2025 was 10.72%. Lenders charged an average of 2.3% points (origination fee). The average LTV (loan-to-value) for private money loans in New Jersey was 64%, and the average loan amount was $819,250. These stats are the average of all the loans which were funded between April 1, 2025 and June 30, 2025 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 New Jersey Private Lenders
According to Forecasa™, here are the Top 10 Private Lenders ranked by the number of private mortgage loans* originated in New Jersey from January 2025 to March 2025.
- ROC Capital funded 322 loans
- Kiavi funded 177 loans
- Renovo Financial funded 155 loans
- Firstloans Inc funded 142 loans
- Constructive Loans LLC funded 104 loans
- Velocity Commercial Capital funded 86 loans
- RCN Capital LLC funded 62 loans
- Asset Based Lending LLC funded 60 loans
- IceCap Group funded 54 loans
- BD Capital LLC funded 46 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform..
New Jersey Private Lending Loan Volume
According to SFR Analytics, here is the approximate quarterly volume of private mortgage loans secured by investment real estate in New Jersey which were funded by private lenders from January 2024 to December 2024.
- Approximately $706,689,599 of private money loans were funded in the 4th quarter of 2024 for 1,158 borrowers.
- Approximately $713,289,486 of private money loans were funded in the 3rd quarter of 2024 for 1,180 borrowers.
- Approximately $690,299,879 of private money loans were funded in the 2nd quarter of 2024 for 1,136 borrowers.
- Approximately $542,766,171 of private money loans were funded in the 1st quarter of 2024 for 959 borrowers.
Below are the approximate private money loan volume amounts for New Jersey’s metropolitan areas:
Atlantic City-Hammonton, NJ
- 2024 Q4: $36,448,533 for 65 borrowers
- 2024 Q3: $32,364,993 for 68 borrowers
- 2024 Q2: $41,860,023 for 79 borrowers
- 2024 Q1: $62,780,533 for 66 borrowers
Trenton-Princeton, NJ
- 2024 Q4: $45,966,218 for 96 borrowers
- 2024 Q3: $40,314,531 for 91 borrowers
- 2024 Q2: $20,135,998 for 66 borrowers
- 2024 Q1: $29,226,594 for 61 borrowers
Vineland, NJ
- 2024 Q4: $15,975,047 for 47 borrowers
- 2024 Q3: $10,994,187 for 42 borrowers
- 2024 Q2: $25,707,268 for 35 borrowers
- 2024 Q1: $11,025,985 for 40 borrowers
SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market..
