New York Private Money Lenders
Seeking a private money loan secured by real estate in New York? On this page you'll find a list of direct private money lending companies that offer fast funding for a NY property purchase, refinance, or equity cash out in 1st lien postition. Private money loans are for short-term (3-24 months) and primarily qualify based on equity in the subject property, at least 30% for most lenders. Scroll below the lender list to see some funded deal samples.New York is a huge state, and many private lenders focus on certain parts of the state. Filter your search by selecting a region:
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RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
IceCap Group
Flexible & Friendly Funding for Property Investors Across the Country
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
LendingOne
Rental, Fix & Flip, Construction & Multifamily Bridge Loans Nationwide
Gelt Financial, LLC
Creative Private Financing for Commercial Real Estate since 1989
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Rehab Financial Group
100% Financing for Rehab, Flip and Construction Projects - NO DOWN PAYMENT!
Tower Fund Capital
Direct Lender for Purchase & Refinance Bridge Loans
Kiavi
Servicing 12,000+ Real Estate Investors Across the Country
Park Place Finance
Nationwide Direct Private Lender for Residential Real Estate Investors
Pimlico Capital
Direct Lender for Real Estate Investors | Established in 2016
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Crosby Capital USA
Fast Bridge Loans for Multifamily and Residential Investment Properties
New York Private Money Interest Rates
According to the private money loan documents software company, Lightning Docs, the average interest rate for New York private money loans in the 1st quarter of 2024 was 12.00%. The average loan amount was $732,611. These stats are the average of 94 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in New York between January 1, 2024 and March 31, 2024 by multiple private lending companies that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for New York private money loans in the 1st quarter of 2024 was 11.53%. Lenders charged an average of 2.4% points (origination fee). The average LTV (loan-to-value) for private money loans in New York was 62%, and the average loan amount was $1,190,000. These stats are the average of all the loans which were funded between January 1, 2024 and March 31, 2024 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 New York Private Lenders
According to Forecasa™, here are the Top 10 Private Lenders ranked by the number of private mortgage loans originated in New York in the last 12 months from March 2024.
- ROC Capital
- Broadview Funding
- Adirondack Trust CO
- Icecap Group
- RCN Capital LLC
- Constructive Loans LLC
- Velocity Commercial Capital
- Kiavi
- Bayport Funding LLC
- Insula Capital Group LLC
Forecasa™ provides analytics data for New York private lending on a quarterly basis. You’ll find their top lenders data for many other states on our platform.