North Carolina Hard Money Lenders
Need a hard money loan secured by real estate in North Carolina? This page has a list of direct hard money lenders that offer quick funding for a North Carolina property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is only for investment properties, not for homesteads. The loans are mainly based on equity in the subject property. For most lenders, the maximum LTV is typically 70% for a purchase and 65% for an equity cash out loan. Scroll to see the list of lenders.Searching...
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RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
Coastal Equity Group
Direct Private Lender for Real Estate Investors in the Southeast
Old North Capital Fund, LLC
True asset-based financing | No credit check, No appraisals, No prepay
Park Place Finance
Nationwide Direct Private Lender for Residential Real Estate Investors
Kiavi
Servicing 12,000+ Real Estate Investors Across the Country
Capital Funding Financial
Direct Lender for Investment Real Estate - 7 Day Closings - Low Rates
i Fund Cities
Great F#*%ing Loans, Built By Investors For Investors
LendingOne
Rental, Fix & Flip, Construction & Multifamily Bridge Loans Nationwide
Center Street Lending
Smarter Loans for Residential Property Investors
Gelt Financial, LLC
Creative Private Financing for Commercial Real Estate since 1989
Pimlico Capital
Direct Lender for Real Estate Investors | Established in 2016
RBI Private Lending
Direct lender, specialized in Bridge, Fix and Flip and Construction. FN and new investors welcome.
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
Yieldi LLC
Direct Lender for Investment Properties - Bridge, Rehab, Construction
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
IceCap Group
Flexible & Friendly Funding for Property Investors Across the Country
North Carolina Hard Money Interest Rates
According to the hard money loan documents software company, Lightning Docs, the average interest rate for North Carolina hard money loans in the 1st quarter of 2024 was 11.36%. The average loan amount was $341,792. These stats are the average of 211 short-term loans (including bridge, rehab, and ground-up construction) funded for properties in North Carolina between January 1, 2024 and March 31, 2024 by multiple hard money lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for North Carolina hard money loans in the 1st quarter of 2024 was 10.74%. Lenders charged an average of 1.9% points (origination fee). The average LTV (loan-to-value) for hard money loans in North Carolina was 65%, and the average loan amount was $270,030. These stats are the average of all the loans which were funded between January 1, 2024 and March 31, 2024 by the many hard money lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 North Carolina Hard Money Lenders
According to Forecasa™, here are the Top 10 Hard Money Lenders ranked by the number of loans originated in North Carolina in the last 12 months from March 2024.
- Kiavi
- Bell Rock Finance
- Lima One Capital LLC
- Renovo Financial
- Upright
- Anchor Loans
- RCN Capital LLC
- Dominion Financial Services LLC
- Alfie Loans LLC
- LendingOne
Forecasa™ provides analytics data for North Carolina hard money lending on a quarterly basis. You’ll find their top lenders data for many other states on our platform.