Oklahoma Bridge Lenders for Commercial Real Estate
Are you seeking short-term financing secured by commercial real estate in Oklahoma? On this page you'll find a list of select CRE Bridge Lenders that can finance an Oklahoma property purchase, 1031 exchange, refinance, or equity cash out in 1st lien position. We have a separate page for lenders that can fund a rehab / value-add project. The maximum loan-to-value for most CRE bridge loans is 70%, and some lenders can go up to 75% for retail and industrial properties. The max LTV is typically much lower for office, hotels, and specialty property types.Searching...
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Completed Bridge Loan Transactions in Oklahoma

Bridge Loan for Owner-User Industrial Property in Tulsa, Oklahoma
$3,050,000
Spectra Lending, a commercial hard money lender, funded a $3,050,000 refinance bridge loan secured by an owner-user industrial property in Tulsa, OK. The property value was estimated at $4,500,000, so our loan-to-value was 67%. The property faced temporary distress in the post-pandemic landscape. Spectra financed a 3-month interest-only loan to help the Sponsor secure permanent SBA funding. The loan was collateralized through a comprehensive structure that included two warehouse properties, business assets, accounts receivable, and an equity pledge in the business. Proceeds enabled the Sponsor to repurchase foreclosed properties and continue operations. The Borrower’s financial condition had improved, and newly signed contracts were included as additional collateral. The Borrower had good credit. They plan to eventually pursue an SBA loan as their exit strategy. The interest rate was 2.5% per month, and we charged 2% origination points. The loan term was set at 3 months. This refinance bridge loan was funded in March 2025.