Oregon Hard Money Lenders for Real Estate Investors
Here is a list of hard money lenders for residential and commercial real estate in Oregon. Hard money loans are a great short-term solution for Oregon property investors who either don’t qualify for a traditional mortgage or just need to close a deal fast. Most hard money loans are 12 months, but some lenders offer a longer term.
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Funded Hard Money Loans in Oregon

Blue-inc Capital, a direct lender based in Oregon, funded an $80,000 hard money loan for the renovation of a single-family residence in Coquille, a small rural town in Southern Oregon, near the coast. The Borrower had already owned the property, so we didn’t fund the purchase. The renovation budget was $80,000. Blue-inc Capital was able to wrap all of the construction and closing costs into the loan for 100% financing of this project. The estimated ARV was $260,000 so the loan-to-after-repair value that Blue-inc Capital funded was 31%, in 1st lien position. The approximately 1,000-square-foot subject property was in poor condition and vacant at closing. The Borrower plans to sell the home upon completion of the heavy rehab. The loan term was set at 12 months. This hard money loan was funded in October 2022.
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