Pennsylvania Fix and Flip Lenders
Are you flipping residential properties in Pennsylvania? On this page you'll find a list of fix and flip lenders throughout the state. Fix & flip lending is only for residential properties with 1-4 units. We have a separate page for lenders that offer rehab/value-add financing for other property types. The maximum loan-to-after repair value for most lenders in PA is 70%. You typically need some cash for the purchase (10%-20%) and some cash reserves.
Since PA is such a big state, many lenders only consider properties in particular metro areas. Select a region to filter the lender list:
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Nationwide Mortgage
Aggressive Pricing & Excellent Service for Bridge, Rehab, Rental, Construction Loans
Funded Fix & Flip Loans in Pennsylvania

Fix and Flip Loan in Ambler, PA | Closed Despite Rising Rates and Other Lenders Shutting Down
$336,490
In June 2022, i Fund Cities closed a Fix & Flip loan secured by a single-family home in Ambler, Pennsylvania, just north of Philadelphia. This client was an iFC repeat customer (we love the relationships we have with our long-term investors!). This investor had been in contact with iFC for some time, looking for a deal that made sense for them to fund through us. This single-family home fix-and-flip deal was a great fit! The customer was looking to close quickly on the loan. Since we already had an established relationship with them, we had all stayed in contact, we were able to move quickly throughout the process and ensure any hurdles along the way would be communicated and overcome. Having access to a lender who they already knew and trusted, allowed for a short timeframe to closing. The purchase price was $400,000 and the rehab budget was $80,700. The estimated after-repair value was $575,000. Our loan amount was 70% loan-to-cost, and the loan term was set at 12 months.
Key Loan Benefit to Borrower:
A key aspect of this loan is that we were able to close with the borrower under some unusual circumstances, including the rising rate environment.
Customer Feedback:
Says the customer, “I appreciated the responsiveness and team effort behind getting the deal done, the communication from the team while overcoming hurdles, and the personal aspect of working with you guys. After a time when rates hiked up and we were told our rate would be increasing, iFC gave us the news, and was still able to close a deal when other lenders were shut down.”
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