South Dakota Construction Lenders for Residential Properties

Are you building a residential investment property in South Dakota? On this page you'll find a list of private construction lenders for ground-up projects throughout South Dakota's urban areas. The maximum loan-to-completed value (LTCV) for most lenders in South Dakota is 70%. You typically need to contribute 20%-25% of the project costs and have some cash reserves. Development experience is almost always required. Most lenders will require the project to be fully entitled and shovel ready. A small percentage of lenders will consider land acquisition and/or horizontal financing. The lenders listed here can fund a single home build, or a development with multiple homes. We have a separate page for lenders that offer ground-up construction financing for commercial properties.
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