Memphis Fix and Flip Lenders
Are you flipping residential properties in the Memphis metro area? On this page you'll find a list of fix and flip lenders throughout Memphis's urban areas. Fix & flip lending is only for residential properties with 1-4 units. We have a separate page for lenders that offer rehab/value-add financing for other property types. The maximum loan-to-after repair value (LTARV) for most lenders in Memphis is 70%. You typically need some cash for the purchase (15%-20%) and some cash reserves.Searching...
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RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
Coastal Equity Group
Your trusted direct lender in the Southeast—small team, big relationships, and tailored solutions for investors.
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
Center Street Lending
Smarter Loans for Residential Investors
Certain Lending
The Mortgage Company Built for Real Estate Investors
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Capital Funding Financial
Direct Lender for Investment Real Estate - 7 Day Closings - Low Rates
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
i Fund Cities
Great F#*%ing Loans, Built By Investors For Investors
RBI Private Lending
Direct lender, specialized in Bridge, Fix and Flip and Construction. FN and new investors welcome.
Funded Fix & Flip Loans in Memphis
RCN Capital, a national direct private lender, funded a $64,904 fix and flip loan in 1st lien position for a single-family residence in Memphis, TN. The purchase price was $65,000 and the renovation budget was $16,154. We funded 75% of the purchase price plus 100% of the renovation. The Borrower contributed 25% cash to the closing. The subject property was appraised for $68,000 As-Is and an after-repair value of $112,000 evidenced solid returns to the Borrower of just under 35%. The Guarantor had excellent credit with a middle score of 780 and a background history without any major issues. Bank statements reflected sufficient liquidity to meet the reserves required for this loan. Good deal overall. The subject property was approximately 1,031 square feet. The interest rate was 14.24%. We charged a 1% origination point. The loan term was set at 12 months. The Borrower plans to sell the property upon completion of the light rehab. This SFR fix and flip loan was funded in December 2022.
