Dallas Bridge Lenders for Residential Investment Property
Are you seeking a bridge loan secured by residential property in the Dallas metro area? On this page you'll find a list of select bridge lenders for Dallas investment properties with 1 to 4 units. To get a 1st lien bridge loan, you must have at least 30% equity. Due to state laws and regulations, it's not possible to get a bridge loan for a homestead (owner-occupied primary residence) or 2nd home, but if that's what you're seeking, use the filters to change the loan type to 'Residential Owner-Occupied' and you may find some alternative lending options.Searching...
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Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
i Fund Cities
Great F#*%ing Loans, Built By Investors For Investors
Center Street Lending
Smarter Loans for Residential Investors
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Capital Fund 1, LLC
Reliable Private Money for Your Real Estate Projects
Soviero Capital LLC
Asset-Based Hard Money Lender for All Types of Improved Real Estate (up to 65% LTV)
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Precision Capital
We Are In The Business of "YES"
EquityMax
No Appraisals | Rural Locations, Mobile homes, land and other unique properties considered!
RBI Private Lending
Direct lender, specialized in Bridge, Fix and Flip and Construction. FN and new investors welcome.
Diya Finance
Bridge and Rental Loans Made Easy
Yieldi
Direct, Reliable Lender for Investment Properties
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
CR Lending
NO Credit Check, NO Appraisal / Survey, NO Prepay | 100% LTC for Fix & Flip
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Texas Equity Lending
Direct Lender | Quick, simple process with FAST approvals and funding
Texas Bridge Loan Interest Rates
According to the loan documents software company, Lightning Docs, the average interest rate for Texas bridge loans in the 4th quarter of 2024 was 10.82%. The average loan amount was $529,403. These stats are the average of 487 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in Texas between October 1, 2024 and December 31, 2024 by multiple bridge lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
Here is a breakdown of average interest rates in the 5 major metropolitan areas of Texas:
Dallas Fort Worth
The average interest rate for DFW hard money loans in the 4th quarter of 2024 was 10.83%. The average loan amount was $535,544. Of the 138 total loans in the 3-month period, 74 were secured by properties in Dallas County, 30 in Tarrant County, 10 in Collin County, 13 in Denton County, and 11 in Hood County.
Houston
The average interest rate for Houston hard money loans in the 4th quarter of 2024 was 10.89%. The average loan amount was $872,224. Of the 94 total loans in the 3-month period, 83 were secured by properties in Harris County and 11 in Montgomery County.
Austin
The average interest rate for Austin hard money loans in the 4th quarter of 2024 was 10.65%. The average loan amount was $743,594. Of the 51 total loans in the 3-month period, 40 were secured by properties in Travis County and 11 in Williamson County.
San Antonio
The average interest rate for San Antonio hard money loans in the 4th quarter of 2024 was 10.50%. The average loan amount was $273,312. The averages are derived from 48 loans secured by properties in Bexar County.
McAllen
The average interest rate for San Antonio hard money loans in the 4th quarter of 2024 was 12.11%. The average loan amount was $353,236. The averages are derived from 15 loans secured by properties in Hidalgo County.
According to private lending data provider, Analytics Logics, the average interest rate for bridge loans secured by residential investment properties in Texas in the 4th quarter of 2024 was 10.98%. Lenders charged an average of 2.3% points (origination fee). The average LTV (loan-to-value) for bridge loans in Texas was 68%, and the average loan amount was $323,500. These stats are the average of all the loans which were funded between October 1, 2024 and December 31, 2024 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 Texas Bridge Loan Lenders
According to Forecasa™, here are the Top 10 Bridge Lenders ranked by the number of bridge loans* originated in Texas from October 2024 to December 2024.
- Kiavi funded 352 loans
- Renovo Financial funded 279 loans
- Capital Fund I LLC funded 199 loans
- Searchers Capital Fund funded 190 loans
- Longhorn Investments funded 162 loans
- Boomerang Capital Partners funded 139 loans
- Loan Ranger Capital Investments LLC funded 127 loans
- American Heritage Lending LLC funded 126 loans
- Wildcat Lending funded 120 loans
- Easy Street Capital funded 119 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform.
Texas Bridge Loan Volume
According to SFR Analytics, here is the approximate quarterly volume of bridge loans secured by investment real estate in Texas which were funded by private lending companies from January 2024 to December 2024.
- Approximately $1,872,634,338 of bridge loans were funded in the 4th quarter of 2024 for 3,431 borrowers.
- Approximately $1,493,904,057 of bridge loans were funded in the 3rd quarter of 2024 for 3,473 borrowers.
- Approximately $1,587,549,608 of bridge loans were funded in the 2nd quarter of 2024 for 3,452 borrowers.
- Approximately $1,253,851,320 of bridge loans were funded in the 1st quarter of 2024 for 3,098 borrowers.
Below are the approximate bridge loan volume amounts for Texas metropolitan areas:
Austin-Round Rock-San Marcos, TX
- 2024 Q4: $185,320,635 for 242 borrowers
- 2024 Q3: $214,935,140 for 217 borrowers
- 2024 Q2: $235,415,955 for 282 borrowers
- 2023 Q1: $153,368,753 for 225 borrowers
Dallas-Fort Worth-Arlington, TX
- 2024 Q4: $956,473,555 for 1,170 borrowers
- 2024 Q3: $615,109,123 for 1,195 borrowers
- 2024 Q2: $612,359,441 for 1,148 borrowers
- 2023 Q1: $425,473,340 for 1,039 borrowers
El Paso, TX
- 2024 Q4: $39,267,332 for 113 borrowers
- 2024 Q3: $15,487,974 for 79 borrowers
- 2024 Q2: $20,686,523 for 119 borrowers
- 2023 Q1: $19,890,799 for 109 borrowers
Houston-Pasadena-The Woodlands, TX
- 2024 Q4: $408,450,926 for 1,004 borrowers
- 2024 Q3: $368,568,289 for 986 borrowers
- 2024 Q2: $409,941,379 for 946 borrowers
- 2023 Q1: $347,837,621 for 836 borrowers
Killeen-Temple, TX
- 2024 Q4: $12,043,796 for 57 borrowers
- 2024 Q3: $21,552,198 for 78 borrowers
- 2024 Q2: $19,723,360 for 68 borrowers
- 2023 Q1: $21,124,739 for 60 borrowers
Lubbock, TX
- 2024 Q4: $4,735,800 for 29 borrowers
- 2024 Q3: $9,098,081 for 43 borrowers
- 2024 Q2: $31,109,297 for 44 borrowers
- 2023 Q1: $7,247,961 for 34 borrowers
Mcallen-Edinburg-Mission, TX
- 2024 Q4: $16,828,045 for 50 borrowers
- 2024 Q3: $14,480,775 for 55 borrowers
- 2024 Q2: $12,479,116 for 46 borrowers
- 2023 Q1: $15,858,444 for 52 borrowers
San Antonio-New Braunfels, TX
- 2024 Q4: $133,182,150 for 362 borrowers
- 2024 Q3: $116,861,150 for 407 borrowers
- 2024 Q2: $130,910,653 for 400 borrowers
- 2023 Q1: $140,101,869 for 385 borrowers
SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market.
Select a Metro Area
Texas is a massive state, and many lenders focus on specific areas. Filter your search by selecting a metro area:
Dallas Forth Worth | Houston | Austin | San Antonio | El Paso | Rio Grande Valley
Funded Residential Bridge Loans in Dallas
Capital Funding Financial, a direct lender, funded a $1,875,000 1st lien position bridge loan secured by a single-family home in the prestigious Highland Park neighborhood of Dallas, Texas. The property value was estimated at $3,750,000 so our loan-to-value was 50%. The Borrower was in need of fast & flexible financing with an interest reserve. They had already completed over $500,000 in interior updates and plans on selling the property in the near future. The 5,766-square-foot property has been featured in a number of interior decorating magazines for its sleek design with a modern classic feel. It has 5 bedrooms and 6 bathrooms, was newly renovated and vacant at closing. The Borrower had good credit. The interest rate was 10.99% and we charged 2% origination points. The loan term was set at 12 months. Given Capital Funding Financial’s local knowledge and experience in Texas, no appraisal was ordered, and the loan was funded in just 7 days! This refinance bridge loan was funded in September 2023.
Lima One Capital, a lender for residential real estate investors, funded a $2,300,000 bridge loan in 1st lien position for the acquisition of a luxury single-family residence in Dallas, TX. The purchase price was $3,550,000. We funded 65% of the purchase, and the Borrower contributed 35% cash at closing. The investor approached a bank, but the bank required a lease in place before originating the loan. The bank also spent too much time addressing its documentation requirements and underwriting concerns, endangering the deal. The client needed alternate financing that could close quickly to ensure he could purchase the property and begin to profit. He chose Lima One for an interest-only Bridge Plus loan that allowed the investor to close the deal before the lease was in place. The asset-based private lending approach allowed for a quick close with streamlined underwriting and documentation compared to what banks require. The subject property consists of 4 bedrooms and 6 bathrooms, was in excellent condition, and vacant at closing. The Borrower plans to secure a tenant and eventually refinance with a bank. This SFR bridge loan was funded in September 2022.
