El Paso Hard Money Lenders for Real Estate Investors
Need a hard money loan secured by real estate in the El Paso metro area? This page has a list of direct hard money lenders that offer quick funding for a El Paso property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is only for investment properties, not for homesteads. The loans are mainly based on equity in the subject property. For most lenders, the maximum LTV is typically 70% for a purchase and 65% for an equity cash out loan.Searching...
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Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
EquityMax
No Appraisals | Rural Locations, Mobile homes, land and other unique properties considered!
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
Soviero Capital LLC
Asset-Based Hard Money Lender for All Types of Improved Real Estate (up to 65% LTV)
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Diya Finance
Bridge and Rental Loans Made Easy
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
i Fund Cities
Great F#*%ing Loans, Built By Investors For Investors
Precision Capital
We Are In The Business of "YES"
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Yieldi
Direct, Reliable Lender for Investment Properties
RBI Private Lending
Direct lender, specialized in Bridge, Fix and Flip and Construction. FN and new investors welcome.
Capital Fund 1, LLC
Reliable Private Money for Your Real Estate Projects
Center Street Lending
Smarter Loans for Residential Investors
Texas Hard Money Interest Rates
According to the hard money loan documents software company, Lightning Docs, the average interest rate for Texas hard money loans in the 4th quarter of 2024 was 10.82%. The average loan amount was $529,403. These stats are the average of 487 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in Texas between October 1, 2024 and December 31, 2024 by multiple hard money lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
Here is a breakdown of average interest rates in the 5 major metropolitan areas of Texas:
Dallas Fort Worth
The average interest rate for DFW hard money loans in the 4th quarter of 2024 was 10.83%. The average loan amount was $535,544. Of the 138 total loans in the 3-month period, 74 were secured by properties in Dallas County, 30 in Tarrant County, 10 in Collin County, 13 in Denton County, and 11 in Hood County.
Houston
The average interest rate for Houston hard money loans in the 4th quarter of 2024 was 10.89%. The average loan amount was $872,224. Of the 94 total loans in the 3-month period, 83 were secured by properties in Harris County and 11 in Montgomery County.
Austin
The average interest rate for Austin hard money loans in the 4th quarter of 2024 was 10.65%. The average loan amount was $743,594. Of the 51 total loans in the 3-month period, 40 were secured by properties in Travis County and 11 in Williamson County.
San Antonio
The average interest rate for San Antonio hard money loans in the 4th quarter of 2024 was 10.50%. The average loan amount was $273,312. The averages are derived from 48 loans secured by properties in Bexar County.
McAllen
The average interest rate for San Antonio hard money loans in the 4th quarter of 2024 was 12.11%. The average loan amount was $353,236. The averages are derived from 15 loans secured by properties in Hidalgo County.
According to private lending data provider, Analytics Logics, the average interest rate for Texas hard money loans in the 4th quarter of 2024 was 10.98%. Lenders charged an average of 2.3% points (origination fee). The average LTV (loan-to-value) for hard money loans in Texas was 68%, and the average loan amount was $323,500. These stats are the average of all the loans which were funded between October 1, 2024 and December 31, 2024 by the many hard money lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 Texas Hard Money Lenders
According to Forecasa™, here are the Top 10 Hard Money Lenders ranked by the number of loans* originated in Texas the from October 2024 to December 2024.
- Kiavi funded 352 loans
- Renovo Financial funded 279 loans
- Capital Fund I LLC funded 199 loans
- Searchers Capital Fund funded 190 loans
- Longhorn Investments funded 162 loans
- Boomerang Capital Partners funded 139 loans
- Loan Ranger Capital Investments LLC funded 127 loans
- American Heritage Lending LLC funded 126 loans
- Wildcat Lending funded 120 loans
- Easy Street Capital funded 119 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform.
Texas Hard Money Loan Volume
According to SFR Analytics, here is the approximate quarterly volume of loans secured by investment real estate in Texas which were funded by hard money lenders from January 2024 to December 2024.
- Approximately $1,872,634,338 of hard money loans were funded in the 4th quarter of 2024 for 3,431 borrowers.
- Approximately $1,493,904,057 of hard money loans were funded in the 3rd quarter of 2024 for 3,473 borrowers.
- Approximately $1,587,549,608 of hard money loans were funded in the 2nd quarter of 2024 for 3,452 borrowers.
- Approximately $1,253,851,320 of hard money loans were funded in the 1st quarter of 2024 for 3,098 borrowers.
Below are the approximate hard money loan volume amounts for Texas metropolitan areas:
Austin-Round Rock-San Marcos, TX
- 2024 Q4: $185,320,635 for 242 borrowers
- 2024 Q3: $214,935,140 for 217 borrowers
- 2024 Q2: $235,415,955 for 282 borrowers
- 2023 Q1: $153,368,753 for 225 borrowers
Dallas-Fort Worth-Arlington, TX
- 2024 Q4: $956,473,555 for 1,170 borrowers
- 2024 Q3: $615,109,123 for 1,195 borrowers
- 2024 Q2: $612,359,441 for 1,148 borrowers
- 2023 Q1: $425,473,340 for 1,039 borrowers
El Paso, TX
- 2024 Q4: $39,267,332 for 113 borrowers
- 2024 Q3: $15,487,974 for 79 borrowers
- 2024 Q2: $20,686,523 for 119 borrowers
- 2023 Q1: $19,890,799 for 109 borrowers
Houston-Pasadena-The Woodlands, TX
- 2024 Q4: $408,450,926 for 1,004 borrowers
- 2024 Q3: $368,568,289 for 986 borrowers
- 2024 Q2: $409,941,379 for 946 borrowers
- 2023 Q1: $347,837,621 for 836 borrowers
Killeen-Temple, TX
- 2024 Q4: $12,043,796 for 57 borrowers
- 2024 Q3: $21,552,198 for 78 borrowers
- 2024 Q2: $19,723,360 for 68 borrowers
- 2023 Q1: $21,124,739 for 60 borrowers
Lubbock, TX
- 2024 Q4: $4,735,800 for 29 borrowers
- 2024 Q3: $9,098,081 for 43 borrowers
- 2024 Q2: $31,109,297 for 44 borrowers
- 2023 Q1: $7,247,961 for 34 borrowers
Mcallen-Edinburg-Mission, TX
- 2024 Q4: $16,828,045 for 50 borrowers
- 2024 Q3: $14,480,775 for 55 borrowers
- 2024 Q2: $12,479,116 for 46 borrowers
- 2023 Q1: $15,858,444 for 52 borrowers
San Antonio-New Braunfels, TX
- 2024 Q4: $133,182,150 for 362 borrowers
- 2024 Q3: $116,861,150 for 407 borrowers
- 2024 Q2: $130,910,653 for 400 borrowers
- 2023 Q1: $140,101,869 for 385 borrowers
SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market.
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