Texas Hard Money Lenders for Real Estate Investors

Need a hard money loan secured by real estate in Texas? This page has a list of direct hard money lenders that offer quick funding for a TX property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is mainly based on equity in the subject property. The maximum LTV is typically 70% for most lenders.
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CR Lending

NO Credit Check, NO Appraisal / Survey, NO Prepay | 100% LTC for Fix & Flip

$20,000 - $3,000,000
1 to 12 months
10.25% - 12.25%
2.00% - 4.00%
Yieldi LLC

Direct Lender for Investment Properties - Bridge, Rehab, Construction

$500,000 - $5,000,000
6 to 24 months
10.00% - 14.00%
1.00% - 4.00%
Conventus

We Fund Fast While Providing Excellent Service and Competitive Pricing

$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%
Easy Street Capital

Direct Lender for Residential Flips and Rentals

$75,000 - $2,000,000
6 to 12 months
9.90% - 12.90%
1.50% - 3.00%
Kiavi

Servicing 12,000+ Real Estate Investors Across the Country

$100,000 - $3,000,000
12 to 360 months
Streamline Funding

We help Real Estate Investors Grow

$75,000 - $10,000,000
6 to 24 months
7.50% - 13.00%
2.00% - 3.00%
Precision Capital

We Are In The Business of "YES"

$25,000 - $5,000,000
12 to 36 months
9.99% - 14.99%
3.00% - 4.00%
i Fund Cities

Great F#*%ing Loans, Built By Investors For Investors

$75,000 - $15,000,000
6 to 360 months
7.00% - 12.00%
1.50% - 4.00%
Center Street Lending

Smarter Loans for Residential Property Investors

$100,000 - $40,000,000
6 to 24 months
9.00% - 12.50%
0.50% - 2.00%
Lima One Capital

The Nation's Premier Lender for Real Estate Investors

$75,000 - $20,000,000
13 to 360 months
7.20% - 12.10%
0.25% - 2.50%
RCN Capital

Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans

$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
HouseMax Funding

Hard Money Loans to Fund Your Next Big Project

$75,000 - $7,000,000
12 to 360 months
7.00% - 12.99%
1.00% - 4.00%
Eagle Point Lending

Asset-Based Lender for Texas Real Estate Investors

$75,000 - $2,000,000
6 to 12 months
11.00% - 13.00%
2.00% - 3.00%
Diya Finance

Bridge and Rental Loans Made Easy

$75,000 - $2,500,000
6 to 360 months
6.50% - 12.00%
0 - 3.00%
Boomerang Capital Partners

The Best Flippin' Lender for House Flippers

$100,000 - $2,500,000
6 to 12 months
12.00% - 13.00%
1.00% - 2.00%
Capital Fund 1, LLC

Reliable Private Money for Your Real Estate Projects

$50,000 - $15,000,000
6 to 60 months
8.99% - 12.99%
1.00% - 2.50%
LendingOne

Rental, Fix & Flip, Construction & Multifamily Bridge Loans Nationwide

$75,000 - $50,000,000
12 to 360 months
1.00% - 2.00%
RBI Private Lending

Direct lender, specialized in Bridge, Fix and Flip and Construction. FN and new investors welcome.

$75,000 - $5,000,000
3 to 24 months
9.00% - 12.00%
1.00% - 2.00%
Gelt Financial, LLC

Creative Private Financing for Commercial Real Estate since 1989

$100,000 - $3,000,000
12 to 60 months
10.00% - 13.00%
3.00% - 5.00%
Texas Equity Lending

Direct Lender | Quick, simple process with FAST approvals and funding

$100,000 - $3,000,000
12 to 240 months
10.99% - 13.50%
1.00% - 3.00%

Texas Hard Money Interest Rates

lightning docs logo

According to the hard money loan documents software company, Lightning Docs, the average interest rate for Texas hard money loans in the 1st quarter of 2024 was 11.28%. The average loan amount was $440,860. These stats are the average of 311 short-term loans (including bridge, rehab, and ground-up construction) funded for properties in Texas between January 1, 2024 and March 31, 2024 by multiple hard money lenders that use Lightning Docs as their preferred software provider to prepare loan documents.

 

analytics logics logo

According to private lending data provider, Analytics Logics, the average interest rate for Texas hard money loans in the 4th quarter of 2023 was 11.08%. Lenders charged an average of 2.5% points (origination fee). The average LTV (loan-to-value) for private money loans in Texas was 68%, and the average loan amount was $288,620. These stats are the average of all the loans which were funded between October 1, 2023 and December 31, 2023 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.

 

Top 10 Texas Hard Money Lenders

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According to Forecasa™, here are the Top 10 Hard Money Lenders ranked by the number of loans originated in Texas the last 12 months from March 2024.

  1. Capital Fund I LLC
  2. Kiavi
  3. Searchers Capital Fund
  4. Renovo Financial
  5. Longhorn Investments
  6. Wildcat Lending
  7. Boomerang Capital Partners
  8. Loan Ranger Capital Investments LLC
  9. Easy Street Capital
  10. 212 Loans LLC

Forecasa™ provides analytics data for Texas hard money lending on a quarterly basis. You’ll find their top lenders data for many other states on our platform.

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