Texas Hard Money Lenders for Real Estate Investors
Need a hard money loan secured by real estate in Texas? This page has a list of direct hard money lenders that offer quick funding for a TX property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is mainly based on equity in the subject property. The maximum LTV is typically 70% for most lenders.
Texas is a large state, and many hard money lenders focus on particular metropolitan areas. Filter your search by selecting a metro area:
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Park Place Finance
Nationwide Direct Private Lender for Residential Real Estate Investors
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Old North Capital Fund, LLC
True asset-based financing | No credit check, No appraisals, No prepay
Center Street Lending
Smarter Loans for Residential Property Investors
Texas Equity Lending
Direct Lender | Quick, simple process with FAST approvals and funding
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Rehab Financial Group
100% Financing for Rehab, Flip and Construction Projects - NO DOWN PAYMENT!
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Finance of America Commercial
Residential Real Estate Investment Loans Made Simple
Streamline Funding
We help Builders Grow
LendingOne
Rental, Fix & Flip, Construction & Multifamily Bridge Loans Nationwide
Eagle Point Lending
Asset-Based Lender for Texas Real Estate Investors
Easy Street Capital
Direct Lender for Residential Flips and Rentals
CR Lending
NO Credit Check, NO Appraisal / Survey, NO Prepay | 100% LTC for Fix & Flip
Yieldi LLC
Direct Lender for Investment Properties - Bridge, Rehab, Construction
Precision Capital
We Are In The Business of "YES"
i Fund Cities
Great F#*%ing Loans, Built By Investors For Investors
Capella Mortgage Corp
Creative Hard Money for all property types
Boomerang Capital Partners
The Best Flippin' Lender for House Flippers
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
Gelt Financial, LLC
Creative Private Financing for Commercial Real Estate since 1989
Capital Fund 1, LLC
Reliable Private Money for Your Real Estate Projects
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Kiavi
Servicing 12,000+ Real Estate Investors Across the Country
Texas Hard Money Stats
According to private lending data provider, Analytics Logics, the average interest rate for hard money loans in Texas is 10.82%. Lenders are charging an average origination fee (points) of 1.60%. The average loan-to-value (LTV) for hard money loans in Texas is 66%, and the average loan amount is $193,829. These stats are the average of all the loans which were funded between April 1, 2023 and September 15, 2023 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Funded Hard Money Loans in Texas
Hard Money Equity Cash-Out Loan for Warehouse in Haltom, Texas
$442,500
Hard Money Loan Solutions, a direct hard money lender, funded a $442,500 1st lien position equity cash-out loan secured by an owner-user warehouse in suburban Haltom, TX, which is close to Fort Worth. The property value was estimated to be $650,000 so our loan-to-value was 65%. We paid off a previous loan balance of only $15,000. This is an owner-occupied business that has resided at this location for over six years. The Borrower operated a roofing company and needed the cash out for working capital. His bank was giving him the runaround, so he called us and we funded this deal in 7 days. The subject property was in good condition. It was approximately 4,340 square feet set in a 0.46-acre lot. The Borrower plans to continue occupying the property and eventually refinance as an exit strategy. The interest was 12% and we charged 3% origination points. The loan term was set at 24 months. This equity cash-out hard money loan was funded in March 2023.
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